公开(公告)号：US11129293B2

公开(公告)日：2021-09-21

申请号：US16797469

申请日：2020-02-21

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld

IPC: H05K7/14 ,  H05K7/20 ,  G06F1/18 ,  G06F11/20

Abstract: A bracket for mounting a processor and a support structure for receiving bracket-supported processors for cluster computing are provided. In some embodiments, a bracket may be configured to receive a processor and fasten the processor to the bracket. The bracket may be configured to mount the processor to a support structure. The support structure may be configured to receive an array of brackets. The support structure may be configured to be stacked in combination with additional support structures.

公开(公告)号：US11121588B2

公开(公告)日：2021-09-14

申请号：US16680327

申请日：2019-11-11

Applicant: Capital One Services, LLC

Inventor： Adam Koeppel ,  Tyler Locke ,  David Wurmfeld

IPC: H02J50/80 ,  H04B5/00 ,  H02J50/10 ,  H04W4/80 ,  H04W76/10 ,  G06F9/54 ,  G06K19/07 ,  H02J7/02 ,  H04W8/00 ,  G06K19/04

Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.

公开(公告)号：US20210192310A1

公开(公告)日：2021-06-24

申请号：US17174765

申请日：2021-02-12

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  James Zarakas ,  Theodore Markson ,  Saleem Sangi ,  Tyler Locke ,  Kevin P. Kelly

IPC: G06K19/073 ,  G06F21/87 ,  G06F21/77 ,  G06K19/077

Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.

公开(公告)号：US20210178778A1

公开(公告)日：2021-06-17

申请号：US17188055

申请日：2021-03-01

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  Steve Faletti

IPC: B41J3/28 ,  B42D25/29 ,  G06Q20/04 ,  B41M3/14 ,  B42D25/30

Abstract: Aspects described herein may provide detection of a feature of an authorization code image (ACI) incorporated onto a document, thereby allowing for validation of the document. According to some aspects, these and other benefits may be achieved by an instance of a variable protocol that may specify how to generate the ACI to have a particular feature as well as how to detect the particular feature of the ACI. A recipient of the document incorporating the ACI may detect the particular feature of the ACI. If the detected feature matches an expected feature, then the ACI and the document may be determined to be authentic.

公开(公告)号：US10997588B2

公开(公告)日：2021-05-04

申请号：US16432431

申请日：2019-06-05

Applicant: Capital One Services, LLC

Inventor： Tyler Locke ,  David Wurmfeld ,  Adam Koeppel ,  Kevin Kelly ,  James Zarakas

IPC: G06Q20/34 ,  G06K19/077 ,  G06K19/02 ,  G06Q20/40 ,  G08B5/22 ,  G06K19/07

Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer that may detect and identify a card free fall and/or subsequent impact, which may trigger a microcontroller to send a mobile notification to a cardholder notifying the user that the card has been dropped, and/or may disable or deactivate the card and/or a user account associated with the card, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.

公开(公告)号：US10939237B2

公开(公告)日：2021-03-02

申请号：US16242379

申请日：2019-01-08

Applicant: Capital One Services, LLC

Inventor： Janak Dadhaniya ,  Steve Faletti ,  David Wurmfeld ,  Robert Smith ,  Lisa Whitsitt

IPC: G06F11/00 ,  G06F12/14 ,  H04W4/024 ,  G06K9/00 ,  H04L29/06 ,  H04W4/06

Abstract: A user can submit a request to a server associated with an ATM. The request can be submitted from a device (or portable device) of the user. The server can evaluate the request and designate which ATM or ATMs are best suited to process the request. This determination can be based on availability of resources on the ATM. Subsequently, the server can transmit a communication to the device of the user and the designated ATM. The communication can cause both the device and the ATM to emit a sound or display a visual cue to guide the user to approach the designated ATM. The device and the ATM can emit various patterns of sound to better guide the user to approach the designated ATM.

公开(公告)号：US10860914B1

公开(公告)日：2020-12-08

申请号：US16731337

申请日：2019-12-31

Applicant: Capital One Services, LLC

Inventor： Kevin Osborn ,  David Wurmfeld

IPC: G06K19/077

Abstract: A method of forming a contactless transaction card. The method may include providing a card body, defining a window, and attaching an antenna assembly layer to the card body, where the antenna assembly layer includes an antenna, a set of curable connectors, disposed on a set of end regions of the antenna within the window, and a UV-transparent layer, supporting the antenna. The method may include providing a contactless chip module within the window on a first side of the antenna assembly layer, and directing radiation through the UV-transparent layer, wherein the contactless chip module is electrically connected to the antenna via the curable connectors.

公开(公告)号：US20200372839A1

公开(公告)日：2020-11-26

申请号：US16421247

申请日：2019-05-23

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld

IPC: G09F3/00 ,  B41M5/52 ,  G06F1/00

Abstract: Disclosed embodiments may relate to a time-dependent color-changing label for a product. The label may include a first layer comprising a plurality of particles, the particles comprising a time dependent color-changing material that changes color after a predetermined time period, the predetermined time period being greater than one month. The label may also include an attachment structure attaching the first layer to the product. In certain embodiments, the first layer may include a polymer, and the particles may include glass microspheres containing the time-dependent color changing material. The particles may be embedded in the polymer.

公开(公告)号：US10733601B1

公开(公告)日：2020-08-04

申请号：US16514978

申请日：2019-07-17

Applicant: Capital One Services, LLC

Inventor： Kevin Osborn ,  Jeffrey Rule ,  David Wurmfeld

IPC: G06Q20/38 ,  G06Q20/40 ,  G06Q20/32

Abstract: Disclosed are examples of a method, a wearable device and a system enabling authentication of a user of a payment account or completion of a purchase transaction via signals generated by the wearable device. A process may include a wearable device generating a modulated signal using an encryption algorithm. The modulated signal may contain authentication information related to the wearable device including a cryptographic authentication message. The modulated signal is output to a biological medium interface of the wearable device that is coupled to a biological medium of a wearer of the wearable device. The biological medium is operable to conduct the modulated signal. A receiving device processes including decrypting and demodulating the modulated signal received from the biological medium. Using the demodulated signal, the authentication information transmitted from the wearable device is obtained. Based on the obtained authentication information, a transaction may be authorized, or a user authenticated.

公开(公告)号：US20200234260A1

公开(公告)日：2020-07-23

申请号：US16842808

申请日：2020-04-08

Applicant: Capital One Services, LLC

Inventor： David Wurmfeld ,  Tyler Locke ,  Adam Koeppel

IPC: G06Q20/10 ,  G06F3/01 ,  G06Q20/32 ,  G06Q20/40

Abstract: Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.