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1.
公开(公告)号:US10929740B2
公开(公告)日:2021-02-23
申请号:US16575775
申请日:2019-09-19
发明人: David Wurmfeld , James Zarakas , Theodore Markson , Saleem Sangi , Tyler Locke , Kevin Kelly
IPC分类号: G06K19/06 , G06K19/073 , G06F21/87 , G06F21/77 , G06K19/077
摘要: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.
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公开(公告)号:US10475025B2
公开(公告)日:2019-11-12
申请号:US15392211
申请日:2016-12-28
发明人: James Zarakas , Adam Koeppel , Kevin Kelly , David Wurmfeld
摘要: A system for securely updating an electronic transaction card held by an account holder with an additional account and/or account data. A dynamic transaction card may be securely updated with an additional account by using pre-stored shell data and/or inactive data, whereby the pre-stored shell data may be populated using data received from an issuer system and/or the inactive data may be activated via an activation signal received from an issuer system. A backend server may determine, via a fraud determination, expiration determination, and/or user-request, that new account data should be transmitted to an account holder. The dynamic transaction card may receive the data associated with a notification, update a display, instruct an EMV applet to use a key associated with a received EMV key identifier for signatures, and/or update any additional data stored on the dynamic transaction card.
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公开(公告)号:US10346841B2
公开(公告)日:2019-07-09
申请号:US15785296
申请日:2017-10-16
发明人: Adam Koeppel , Saleem Sangi , Robert Perry , Kevin Kelly
摘要: An example transaction card may include a sensor to measure movement of the transaction card and one or more processors to monitor the movement of the transaction card via the sensor during a tracking period; determine measurements of a gait of a user during the tracking period from the movement of the transaction card during the tracking period; compare the measurements of the gait of the user during the tracking period and a gait signature associated with the transaction card; and/or perform an action associated with the transaction card based on a result of comparing the measurements of the gait of the user during the tracking period and the gait signature.
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4.
公开(公告)号:US10089569B2
公开(公告)日:2018-10-02
申请号:US15624929
申请日:2017-06-16
发明人: David Wurmfeld , James Zarakas , Theodore Markson , Saleem Sangi , Tyler Locke , Kevin Kelly
IPC分类号: G06K19/02 , G06K19/073 , G06K19/077
摘要: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.
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公开(公告)号:US11087326B2
公开(公告)日:2021-08-10
申请号:US16458515
申请日:2019-07-01
发明人: Adam Koeppel , Saleem Sangi , Robert Perry , Kevin Kelly
摘要: An example transaction card may include a sensor to measure movement of the transaction card and one or more processors to monitor the movement of the transaction card via the sensor during a tracking period; determine measurements of a gait of a user during the tracking period from the movement of the transaction card during the tracking period; compare the measurements of the gait of the user during the tracking period and a gait signature associated with the transaction card; and/or perform an action associated with the transaction card based on a result of comparing the measurements of the gait of the user during the tracking period and the gait signature.
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公开(公告)号:US20200065805A1
公开(公告)日:2020-02-27
申请号:US16666857
申请日:2019-10-29
发明人: James Zarakas , Mohamed Lafeer , Molly Johnson , Saleem Sangi , Kevin Kelly , Adam Koeppel
摘要: Wireless communication technologies, a dynamic transaction card, and a mobile application may be utilized to facilitate multi-factor authentication and secure electronic checkout of any website. A wireless connection between a dynamic transaction card and a user device may be utilized to authenticate a user. A user device application may be triggered to call, via an application programming interface (API), an account provider system, and this unique pairing may automatically facilitate payment to a merchant system associated with the electronic check out page. The account provider system may send a push notification to a browser extension associated with the checkout page to prompt the browser extension to populate fields on the electronic checkout page using user account information transmitted from the account provider system, providing a novel digital authentication framework that utilizes digital authentication techniques enables by user devices and dynamic transaction cards to seamlessly facilitate electronic checkout.
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公开(公告)号:US10475022B2
公开(公告)日:2019-11-12
申请号:US16159504
申请日:2018-10-12
发明人: Adam Koeppel , Alex Leo Niderberg , Kevin Kelly , Mili Mittal , Sarah Calandro , Jonathan R. Turfboer
摘要: Systems and methods are provided for displaying account information. The systems and methods may include a portable smart display device in short-range communication with a mobile device. The smart display device may be configured to provide a user with quick and easy yet secure access to account information, without the need for multi-step login and verification processes. The smart display device may be sized to fit within a wallet and within quick, easy reach of a user. The smart display device may receive up-to-date account information from the mobile device, and display the account information on-demand upon detecting an activation event, thereby providing an enjoyable user experience and a useful tool for quickly informing the user of their financial situation.
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8.
公开(公告)号:US10474939B2
公开(公告)日:2019-11-12
申请号:US15945304
申请日:2018-04-04
发明人: David Wurmfeld , James Zarakas , Theodore Markson , Saleem Sangi , Tyler Locke , Kevin Kelly
IPC分类号: G06K19/02 , G06K19/073 , G06F21/77 , G06F21/87 , G06K19/077
摘要: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.
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公开(公告)号:US10171979B2
公开(公告)日:2019-01-01
申请号:US15920514
申请日:2018-03-14
发明人: James Zarakas , Kevin Kelly , Saleem Sangi , Adam Koeppel
IPC分类号: H04W12/06 , H04W4/80 , H04L29/06 , G06Q20/34 , H04W12/04 , H04L9/08 , H04W8/00 , G06Q20/38 , H04W4/21 , G06F21/44 , H04L9/32 , H04W84/18 , H04W4/23
摘要: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
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公开(公告)号:US10127545B2
公开(公告)日:2018-11-13
申请号:US15974253
申请日:2018-05-08
发明人: Adam R. Koeppel , Alex Leo Niderberg , Kevin Kelly , Mili Mittal , Sarah Calandro , Jonathan R. Turfboer
摘要: Systems and methods are provided for displaying account information. The systems and methods may include a portable smart display device in short-range communication with a mobile device. The smart display device may be configured to provide a user with quick and easy yet secure access to account information, without the need for multi-step login and verification processes. The smart display device may be sized to fit within a wallet and within quick, easy reach of a user. The smart display device may receive up-to-date account information from the mobile device, and display the account information on-demand upon detecting an activation event, thereby providing an enjoyable user experience and a useful tool for quickly informing the user of their financial situation.
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