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    System and method for dispensing digital information from an automated transaction machine
    53.
    发明申请
    System and method for dispensing digital information from an automated transaction machine 审中-公开
    用于从自动交易机器分配数字信息的系统和方法

    公开(公告)号：US20060080253A1

    公开(公告)日：2006-04-13

    申请号：US11273704

    申请日：2005-11-14

    申请人： Dale Blackson ,  James Church ,  Mark Smith ,  Natarajan Ramachandran

    发明人： Dale Blackson ,  James Church ,  Mark Smith ,  Natarajan Ramachandran

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/123 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/327 ,  G07F17/0014 ,  G07F17/16 ,  G07F19/20 ,  G11B27/031 ,  G11B27/032 ,  G11B27/034 ,  G11B2220/216 ,  G11B2220/218 ,  G11B2220/2545 ,  G11B2220/2562 ,  G11B2220/2575 ,  G11B2220/41 ,  G11B2220/61 ,  G11B2220/913

    摘要： An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The ATM is also operative to dispense cash with the cash dispenser and dispense digital content with the output device responsive to user input selections. The ATM is further operative to charge a user fee to an account associated with the card for the dispense of cash and digital content. Digital content dispensed by the ATM may include sound recordings such as MP3 files, video files, books, and other digital data. To dispense sound files the output device may include a sound system that is operative to output audio that corresponds to the dispensed sound recording files. The sound files may be acquired by the ATM from a digital information source on the Internet or other network. Licensing fees associated with the dispense of the digital files may be transferred to a source or licensing entity associated with the digital content.

    摘要翻译： 自动取款机（ATM）（10）包括输入装置（16），读卡器（20），自动提款机（24）和输出装置（18）。 ATM通过读卡器从卡读取账户信息，并通过输入设备验证用户PIN输入。 ATM还可以使用现金分配器分配现金，并根据用户输入选择与输出设备分配数字内容。 ATM进一步操作以向与卡相关联的帐户收取用户费用以分配现金和数字内容。 由ATM分配的数字内容可以包括诸如MP3文件，视频文件，书籍和其他数字数据的录音。 为了分配声音文件，输出设备可以包括可操作以输出对应于所分配的声音记录文件的音频的声音系统。 声音文件可以由ATM从互联网或其他网络上的数字信息源获取。 与数字文件分发相关的授权费用可以转移到与数字内容相关联的源或许可证实体。

    Automated banking machine apparatus and system
    54.
    发明申请
    Automated banking machine apparatus and system 有权
    自动银行机器设备及系统

    公开(公告)号：US20050273427A1

    公开(公告)日：2005-12-08

    申请号：US11203488

    申请日：2005-08-12

    申请人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

    发明人： Jay Drummond ,  Dale Blackson ,  Bob Cichon ,  Joseph Ess ,  Mark Moales ,  David Weis ,  Mark Smith ,  James Church

    IPC分类号： G06Q40/00 ,  G06F17/60

    CPC分类号： G06Q40/02 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/1085 ,  G06Q40/00

    摘要： An automated banking machine (12) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having mark up language document handling software that includes a browser (76). The machine can receive instructions in mark up language documents accessed at an HTTP address to cause operation of transaction function devices, such as a currency dispenser (42).

    摘要翻译： 自动银行机（12）可操作以响应于通过内部网（16）与本地计算机系统（14）交换的标记语言文档和TCP / IP消息以及响应于与外部交换的消息进行交易 服务器（20,22,24,26,28,96）在广域网（18）中。 银行机包括具有包括浏览器（76）的标记语言文档处理软件的计算机（34）。 机器可以接收以HTTP地址访问的标记语言文档的指令，以引起诸如货币分配器（42）的交易功能设备的操作。

    Cash dispensing ATM and method
    55.
    发明申请
    Cash dispensing ATM and method 审中-公开
    现金分配ATM和方法

    公开(公告)号：US20050131824A1

    公开(公告)日：2005-06-16

    申请号：US11034799

    申请日：2005-01-12

    申请人： Jay Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James Church ,  Mikal Gilger

    发明人： Jay Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James Church ,  Mikal Gilger

    IPC分类号： G06F19/00 ,  G06Q20/10 ,  G06Q40/00 ,  G07F19/00 ,  G06F17/60

    CPC分类号： G06F9/548 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/211

    摘要： A system for connecting transaction services to an ATM (10, 500) that includes a network (20). A user interface service (12) and a lookup service (22) are in operative connection with the network. Transaction services such as a printer service (16), card reader service (18), and cash dispenser service (14) are also in operative connection with the network. These transaction services are operative to register with the lookup service and to upload a service proxy to the lookup service. The user interface service is operative to locate transaction services on the network by invoking a remote lookup method on the lookup service. The lookup service is operative to return service proxies that match the type of service that is required. The user interface service is further operative to invoke methods of the service proxies that remotely control the functionality of the transaction services on the network. The user interface service is further operative to register events with the service proxies for notification when certain events on the services occur.

    摘要翻译： 一种用于将交易服务连接到包括网络（20）的ATM（10,500）的系统。 用户接口服务（12）和查找服务（22）与网络操作连接。 诸如打印机服务（16），读卡器服务（18）和自动提款机服务（14）之类的交易服务也与网络有效连接。 这些交易服务可操作以向查找服务注册并将服务代理上载到查找服务。 用户界面服务可操作以通过在查找服务上调用远程查找方法来定位网络上的事务服务。 查找服务可用于返回与所需服务类型相匹配的服务代理。 用户界面服务还可操作以调用远程控制网络上的事务服务的功能的服务代理的方法。 用户接口服务进一步操作以在服务发生某些事件时向服务代理注册事件以进行通知。

    Cash dispensing automated transaction machine and method
    56.
    发明申请
    Cash dispensing automated transaction machine and method 审中-公开
    现金自动交易机和方式

    公开(公告)号：US20050121513A1

    公开(公告)日：2005-06-09

    申请号：US11034800

    申请日：2005-01-12

    申请人： Jay Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James Church ,  Mikal Gilger

    发明人： Jay Drummond ,  Bob Cichon ,  Mark Smith ,  Dale Blackson ,  David Weis ,  James Church ,  Mikal Gilger

    IPC分类号： G06F19/00 ,  G06Q20/10 ,  G06Q40/00 ,  G07F19/00 ,  G06F17/60 ,  G06F7/08

    CPC分类号： G06F9/548 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F19/20 ,  G07F19/201 ,  G07F19/211

    摘要： A system for connecting transaction services to an ATM (10, 500) that includes a network (20). A user interface service (12) and a lookup service (22) are in operative connection with the network. Transaction services such as a printer service (16), card reader service (18), and cash dispenser service (14) are also in operative connection with the network. These transaction services are operative to register with the lookup service and to upload a service proxy to the lookup service. The user interface service is operative to locate transaction services on the network by invoking a remote lookup method on the lookup service. The lookup service is operative to return service proxies that match the type of service that is required. The user interface service is further operative to invoke methods of the service proxies that remotely control the functionality of the transaction services on the network. The user interface service is further operative to register events with the service proxies for notification when certain events on the services occur.

    摘要翻译： 一种用于将交易服务连接到包括网络（20）的ATM（10,500）的系统。 用户接口服务（12）和查找服务（22）与网络操作连接。 诸如打印机服务（16），读卡器服务（18）和自动提款机服务（14）之类的交易服务也与网络有效连接。 这些交易服务可操作以向查找服务注册并将服务代理上载到查找服务。 用户界面服务可操作以通过在查找服务上调用远程查找方法来定位网络上的事务服务。 查找服务可用于返回与所需服务类型相匹配的服务代理。 用户界面服务还可操作以调用远程控制网络上的事务服务的功能的服务代理的方法。 用户接口服务进一步操作以在服务发生某些事件时向服务代理注册事件以进行通知。

    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud
    57.
    发明申请
    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud 有权
    自动银行卡读卡机操作方法，以减少诈骗风险

    公开(公告)号：US20080048020A1

    公开(公告)日：2008-02-28

    申请号：US11975375

    申请日：2007-10-19

    申请人： Randall Jenkins ,  Natarajan Ramachandran ,  Jeffery Enright ,  Dale Blackson

    发明人： Randall Jenkins ,  Natarajan Ramachandran ,  Jeffery Enright ,  Dale Blackson

    IPC分类号： G06Q40/00 ,  G06K7/01

    CPC分类号： G06Q40/00

    摘要： A method of operating an automated banking machine in response to data included on a user card includes operating a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine operates to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译： 响应于包括在用户卡中的数据来操作自动银行机的方法包括操作现金分配自动银行机，其包括读卡器，小键盘，现金出口，存款接收开口和可能易受影响的其他交易位置 安装欺诈设备。 该机器用于感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备，存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件，并响应于此而作出响应。

    ATM deposit verification method
    58.
    发明授权
    ATM deposit verification method 有权
    ATM存款验证方法

    公开(公告)号：US07140537B2

    公开(公告)日：2006-11-28

    申请号：US10209217

    申请日：2002-07-30

    申请人： Dale Blackson ,  H. Thomas Graef

    发明人： Dale Blackson ,  H. Thomas Graef

    IPC分类号： G06K17/60

    CPC分类号： G07F19/20 ,  G06Q20/1085 ,  G07D11/0036 ,  G07D11/009 ,  G07D11/0096 ,  G07F19/202

    摘要： An automated banking machine (10) includes a mechanism for accepting deposited items. Items deposited into the machine through a deposit inlet (44) pass through a deposit transport (48) in which properties of the deposited item such as thickness are measured and indicia corresponding to the sensed properties are recorded on the deposited item. The deposited item is stored in a storage area (50) in the machine. Each deposited item is subsequently removed from the machine and the content thereof compared to the indicated value for the item input to the machine by the person making the deposit. The data corresponding to the indica recorded on the deposited item is usable to determine if the deposited item had content which may correspond to the value indicated at the time of deposit, and the user's account may be credited accordingly.

    摘要翻译： 自动银行机（10）包括用于接受存放物品的机构。 通过沉积入口（44）沉入机器的物品通过沉积物运输（48），其中测量沉积物品的性质（例如厚度），并将与检测到的属性对应的标记记录在沉积物上。 存放物品存储在机器中的存储区域（50）中。 随后，由进行存款的人员将每个存放的物品从机器中取出并将其内容与输入到机器的物品的指定值进行比较。 对应于记录在存放项目上的抄袭的数据可用于确定所存放的物品是否具有可以对应于存款时指示的值的内容，并且用户的帐户可以相应地记入贷方。