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公开(公告)号：US20250131511A1
公开(公告)日：2025-04-24
申请号：US18988415
申请日：2024-12-19
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, Sr.
IPC: G06Q40/08 , G06F16/9035 , G06F16/9535 , G06Q30/0645 , G06Q50/00
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a trust score for a user based upon at least social media data and insurance data is provided. The matching computer system may be configured to register users within the matching computer system, receive consent from the users to capture the social media data, and collect the social media data and the insurance data from each registered user. The matching computer system may also be configured to retrieve the social media data and the insurance data associated with each registered user. The matching computer system may be further configured to determine a trust score for each registered user based upon each respective social media data and each respective insurance data. Each trust score represents a level of trustworthiness of the user.
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公开(公告)号：US20250124516A1
公开(公告)日：2025-04-17
申请号：US19000415
申请日：2024-12-23
Inventor： Ryan Michael Gross , Jody Ann Thoele , Joseph Robert Brannan , Eric R. Moore
IPC: G06Q40/08 , G06F3/0482 , G06N20/00 , G06Q10/10 , G06Q30/0645 , G06Q50/14 , G06Q50/26 , G06Q50/40 , G09B19/00
Abstract: An on-demand insurance (ODI) server for generating dynamic user offerings may be provided. The ODI server may include at least one processor in communication with a memory device. The at least one processor may be programmed to (i) receive, from a user computing device associated with a user, an insurance policy request for a trip from a start location to an end location, (ii) determine at least one transportation mode available for the trip, (iii) access contextual data associated with the trip, (iv) assess a risk associated with the at least one transportation mode, (v) calculate a risk score associated with the at least one transportation mode based upon at least the contextual data, (vi) generate an insurance offering associated with the at least one transportation mode, and/or (vii) transmit the insurance offering in real time to the user computing device for purchase by the user.
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53.发明申请公开(公告)号：US20250076066A1
公开(公告)日：2025-03-06
申请号：US18954033
申请日：2024-11-20
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
IPC: G01C21/34 , B64U101/64 , G01C21/20 , G06Q10/047 , G06Q10/0631 , G06Q10/0635 , G06Q10/0639 , G06Q10/0835 , G06Q50/40
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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54.发明授权公开(公告)号：US12174033B2
公开(公告)日：2024-12-24
申请号：US18045052
申请日：2022-10-07
Inventor： Aaron Williams , Ryan Michael Gross , Joseph Robert Brannan
IPC: G01C21/34 , G01C21/20 , G05D1/00 , G06Q10/047 , G06Q10/0631 , G06Q10/0635 , G06Q10/0835 , G06Q50/40 , B64U101/64
Abstract: A vehicle routing system includes a vehicle routing and analytics (VRA) computing device, one or more databases, and one or more vehicles communicatively coupled to the VRA computing device. The VRA computing device is configured to generate an optimal route for a vehicle to travel that maximizes potential revenue for operation of the vehicle, the optimal route including a schedule of a plurality of tasks, and generate analytics associated with operation of the vehicle. The VRA computing device is further configured to provide a management hub software application accessible by vehicle users associated with vehicles, tasks sources, and other users.
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公开(公告)号：US12118620B2
公开(公告)日：2024-10-15
申请号：US18157206
申请日：2023-01-20
Inventor： Joseph Robert Brannan , Brian N. Harvey , Ryan Michael Gross , J. Lynn Wilson , Matthew Eric Riley, Sr.
IPC: G06F16/00 , G06F16/9035 , G06F16/9535 , G06Q30/0645 , G06Q40/08 , G06Q50/00
CPC classification number: G06Q40/08 , G06F16/9035 , G06F16/9535 , G06Q30/0645 , G06Q50/01
Abstract: A matching computer system for electronically generating, matching, and providing online user profiles, and determining a sharing score between the online user profiles is provided. The matching computer system may be configured to generate online user profiles associated with users of the systems. The matching computer system may be also configured to calculate a base score based upon the generated online user profile. Each base score represents a level of trustworthiness of each respective user. The matching computer system may be further configured to determine a sharing score between users based upon the base scores. Each sharing score represents a level of matching between the online user profiles.
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Patent Agency Ranking
56.发明公开公开(公告)号：US20240338778A1
公开(公告)日：2024-10-10
申请号：US18749163
申请日：2024-06-20
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/08 , G06Q10/20 , G06Q20/10 , G06Q30/0201 , G06Q30/0207 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/00 , G07C5/08 , G10L15/18
CPC classification number: G06Q40/08 , G06Q10/20 , G06Q20/102 , G06Q30/0206 , G06Q30/0215 , G06Q30/0282 , G06Q40/02 , G06Q50/40 , G07C5/008 , G07C5/0808 , G07C5/085 , G10L15/1822
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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公开(公告)号：US12002305B1
公开(公告)日：2024-06-04
申请号：US16780512
申请日：2020-02-03
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
CPC classification number: G07C5/0808 , G06Q40/02 , G06Q40/08 , G07C5/008 , G07C5/085
Abstract: A vehicle analytics (VA) computing device may be configured to: (i) receive, from the connected vehicle, telematics data corresponding to the connected vehicle; (ii) identify a plurality of trips of the vehicle based upon the telematics data; (iii) store the telematics data corresponding to each trip of the plurality of trips in a database in association with a trip identifier corresponding to the trip; (iv) determine, for each of the plurality of trips, a number of passengers present in the vehicle; (v) store the determined number of passengers in the database in association with the trip identifier corresponding to the trip; and (vi) calculate an insurance premium associated with an insurance policy based upon the determined number of passengers in the vehicle.
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58.发明授权公开(公告)号：US11954736B1
公开(公告)日：2024-04-09
申请号：US16780634
申请日：2020-02-03
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/00 , G06Q30/0201 , G06Q30/0282 , G06Q40/02 , G06Q40/08 , G07C5/00 , G07C5/08 , G10L15/18
CPC classification number: G06Q40/08 , G06Q30/0206 , G06Q30/0282 , G06Q40/02 , G07C5/008 , G07C5/0808 , G07C5/085 , G10L15/1822
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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59.发明公开公开(公告)号：US20240059318A1
公开(公告)日：2024-02-22
申请号：US17979729
申请日：2022-11-02
Inventor： Ryan Michael Gross , M Eric Riley, SR. , Jody Ann Thoele , Jordan Jeffers , Shawn Renee Harbaugh , Rick Lovings , Joann C. Yant , Jenny L. Jacobs
CPC classification number: B60W60/0015 , G07C5/008 , B60W2555/20
Abstract: Techniques for using connected vehicles as secondary data sources to confirm weather data and other triggering events are provided, including (1) determining indication of a weather event associated with a location of interest; (2) receiving indications of location data captured by location sensors associated with vehicles (such as vehicle-mounted sensors and/or mobile devices, virtual headsets, or wearables of passengers); (3) comparing the location data captured by the location sensors to a location of interest in order to identify one or more vehicles within a proximity of the location of interest; (4) receiving environmental sensor data captured by environmental sensors associated with one or more of the identified vehicles; and (5) determining, based upon the environmental sensor data captured by the environmental sensors associated with the one or more of the identified vehicles, an indication of an accuracy of the indication of the weather event associated with the location of interest.
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60.发明公开公开(公告)号：US20230398901A1
公开(公告)日：2023-12-14
申请号：US17947625
申请日：2022-09-19
Inventor： Ryan Michael Gross , Matthew S. Megyese , Joseph P. Harr , Scott Thomas Christensen , Vicki King , Shawn Renee Harbaugh
CPC classification number: B60L58/13 , B60L53/36 , B60L53/53 , B60W60/001 , B60W2510/08
Abstract: A computer-implemented method of monitoring one or more batteries of an electric vehicle (EV) includes (i) detecting an indication of a battery failure event for an electric vehicle; (ii) determining a response to the battery failure event based upon the indication; (iii) determining, based upon the battery failure event, an assistance location for the electric vehicle; (iv) generating a route from a location of an autonomous vehicle to the assistance location for the electric vehicle; and (v) transmitting a command to the autonomous vehicle to drive to the assistance location for the electric vehicle, wherein the command includes the response to the battery failure event and the route from the location of the autonomous vehicle to the assistance location.
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