Method for mail address block image information encoding, protection and recovery in postal payment applications
    61.
    发明授权
    Method for mail address block image information encoding, protection and recovery in postal payment applications 有权
    邮政地址块图像信息编码,邮政支付应用保护和恢复方法

    公开(公告)号:US07849317B2

    公开(公告)日:2010-12-07

    申请号:US10582741

    申请日:2004-12-15

    IPC分类号: H04L9/00 G07B17/04

    摘要: The present invention uses an element of digital data that is created during digital postage mark (DPM) generation process from the digital image of the destination address block. The digital data is included into recoverable portion of the digital signature and imprinted on a mailpiece. During DPM verification, a representative portion of a destination address block image is retrieved in its original form from the digital signature itself. The retrieved portion of the image then can be compared with the similar digital data obtained from the scanned destination address block obtained during normal mail scanning and processing activities. If the comparison is under a predetermined threshold, then the DPM is declared authentic and the mailpiece can be processed and delivered with confidence. If, on the other hand, the threshold is not met, the DPM is declared a copy or a counterfeit of another DPM and the mailpiece can be subjected to further investigation.

    摘要翻译: 本发明使用从目的地址块的数字图像在数字邮戳(DPM)生成处理过程中创建的数字数据的元素。 数字数据被包括在数字签名的可恢复部分中并印在邮件上。 在DPM验证期间,从数字签名本身以原始形式检索目的地址块图像的代表部分。 然后可以将检索到的图像的部分与在正常邮件扫描和处理活动期间获得的扫描的目的地址块获得的类似数字数据进行比较。 如果比较低于预定阈值,那么DPM被声明为可信的,并且可以自信地处理和传送邮件。 另一方面,如果不符合门槛,则DPM被宣布为另一个DPM的副本或伪造,邮件可以进行进一步的调查。

    Method for electronically endorsing check images
    62.
    发明授权
    Method for electronically endorsing check images 有权
    电子支票检查图像的方法

    公开(公告)号:US07797250B2

    公开(公告)日:2010-09-14

    申请号:US11282998

    申请日:2005-11-18

    IPC分类号: G06Q20/00

    摘要: A method of electronically endorsing a check includes obtaining an electronic image of the check and composing an endorsement data element for the check that includes at least first information identifying a party endorsing the check. The method further includes creating a message data file including the electronic image and the endorsement data element, and creating a signed message data file that includes the message data file and a digital signature of the message data file creating using a private key. The private key may be specific to the party endorsing the check or to an electronic device with which the method is implemented. Also, a method of performing an inquiry relating to a check that was endorsed as described above using the endorsement data element.

    摘要翻译: 电子支付支票的方法包括:获得支票的电子图像,并为支票撰写支票数据元素,该支票至少包括识别支票支票的一方的第一信息。 该方法还包括创建包括电子图像和认可数据元素的消息数据文件,以及创建包括消息数据文件的签名消息数据文件和使用私钥创建的消息数据文件的数字签名。 私钥可能是特定于支持支票的一方或实施该方法的电子设备。 而且,使用认可数据元素进行与上述认可的支票有关的查询的方法。

    Mail piece verification system
    63.
    发明授权
    Mail piece verification system 有权
    邮件验证系统

    公开(公告)号:US07756795B2

    公开(公告)日:2010-07-13

    申请号:US09748889

    申请日:2000-12-27

    IPC分类号: G06F17/00

    摘要: A mail piece verification system for processing a mail piece having associated therewith mail piece data includes an incoming mail processing center, an outgoing mail processing center located downstream from the incoming mail processing center and a data center in operative communication with the incoming mail processing center and the outgoing mail processing center. The incoming mail processing center receives the mail piece, obtains the mail piece and uploads the mail piece data to the data center. The data center performs a verification check on the mail piece data and downloads instructions based upon the verification check to the outgoing mail processing center. The outgoing mail processing center uses the instructions to process the mail piece.

    摘要翻译: 用于处理具有与其相关联的邮件数据的邮件的邮件验证系统包括进入的邮件处理中心,位于来自邮件处理中心下游的传出邮件处理中心和与所接收邮件处理中心可操作地通信的数据中心,以及 外发邮件处理中心。 接收邮件处理中心接收邮件,获取邮件并将邮件数据上传到数据中心。 数据中心对邮件数据执行验证检查,并根据验证检查向外发邮件处理中心下载指令。 外发邮件处理中心使用说明来处理邮件。

    SYSTEM AND METHOD FOR INTERNAL PROCESSING OF MAIL USING SENDER AND RECIPIENT NETWORKED MAIL PROCESSING SYSTEMS
    65.
    发明申请
    SYSTEM AND METHOD FOR INTERNAL PROCESSING OF MAIL USING SENDER AND RECIPIENT NETWORKED MAIL PROCESSING SYSTEMS 失效
    使用发送方和接收网络邮件处理系统的邮件内部处理系统和方法

    公开(公告)号:US20090288997A1

    公开(公告)日:2009-11-26

    申请号:US12125092

    申请日:2008-05-22

    IPC分类号: B07C5/34 G06F7/00 G06K9/20

    摘要: Systems and methods for authenticating the mailer of a mail piece in a manner that is trustworthy and not easily susceptible to fraudulent manipulation are provided. A mail processing system is utilized by recipients of mail pieces to scan each incoming mail piece. The mail processing system obtains information from the mail piece, which can include an identification of the postage meter that was used to generate the indicium. Based on the identification of the postage meter or other unique information, the recipient's mail processing system can obtain an identification of the mailer. Once the identification of the mailer is ascertained based on this information, the recipient can utilize one or more business rules for internal delivery of the mail piece.

    摘要翻译: 提供了以可信赖且不容易受到欺诈操作的方式认证邮件邮件的系统和方法。 邮件收件人利用邮件处理系统来扫描每个邮件。 邮件处理系统从邮件中获取信息,该邮件可以包括用于生成邮戳的邮资计费器的标识。 基于邮资计费器或其他独特信息的识别,收件人的邮件处理系统可以获取邮件的标识。 一旦基于该信息确定了邮寄者的识别,接收者可以利用一个或多个业务规则来内部递送邮件。

    Method and system for postdating of financial transactions
    66.
    发明授权
    Method and system for postdating of financial transactions 失效
    金融交易后期方法和制度

    公开(公告)号:US07434726B2

    公开(公告)日:2008-10-14

    申请号:US11434331

    申请日:2006-05-15

    IPC分类号: G06F19/00

    摘要: Methods and systems that prevent completion of postdated financial transactions until the specified future date is provided. A portion of the information necessary to complete a financial transaction is encrypted utilizing an identity-based encryption (IBE) scheme. The encryption key used to encrypt the information is associated with the date on which the transaction is authorized to be completed. The encrypted information is provided to the payee. The issuing bank provides a daily decryption key that allows decryption of information encrypted using the key associated with the corresponding date. Thus, only when the maturity date of the transaction has arrived will the payee or depositing bank be able to obtain the decryption key that will decrypt the encrypted information necessary to complete the transaction. Since the encrypted information can not be decrypted until the date associated with the encryption key, the financial transaction can not be completed until such date.

    摘要翻译: 提供在指定的未来日期之前阻止完成后期金融交易的方法和系统。 使用基于身份的加密(IBE)方案来加密完成金融交易所需的一部分信息。 用于加密信息的加密密钥与交易被授权完成的日期相关联。 加密信息被提供给收款人。 开证行提供每日解密密钥,允许使用与相应日期相关联的密钥加密的信息进行解密。 因此,只有当交易的到期日到来时,收款人或存款银行才能获得将解密完成交易所必需的加密信息的解密密钥。 由于加密信息在与加密密钥相关的日期之前不能被解密,所以直到这样的日子才能完成金融交易。

    Method and system for automated document processing

    公开(公告)号:US06775590B2

    公开(公告)日:2004-08-10

    申请号:US10310102

    申请日:2002-12-04

    IPC分类号: G06F700

    CPC分类号: G06Q10/10

    摘要: A business reply mail piece and associated processing system that allows information contained within business reply mail to be scanned and interpreted before the business reply mail reaches its ultimate destination is provided. A machine-readable block of control information that instructs computer-driven actuators what to do with the business reply mail document itself, its digital image (or parts of thereof) and the data elements contained in the document, based on selections made by the recipient, is provided on the business reply mail piece. A scanner module scans the business reply mail piece to read the selection made by the recipient and the corresponding instructions from the block of control information. A control module interprets the data to provide instructions for the processing of the business reply mail piece based on the recipient's selection.