Device and method for promoting the selection and use of a credit card
    63.
    发明授权
    Device and method for promoting the selection and use of a credit card 有权
    促进信用卡选择和使用的设备和方法

    公开(公告)号:US06325284B1

    公开(公告)日:2001-12-04

    申请号:US09223164

    申请日:1998-12-30

    IPC分类号: G06K500

    CPC分类号: G06Q30/02 G07F7/086

    摘要: A device and method is disclosed for promoting the selection and use of a credit card. Add a feature to a credit card which is intended to attract a consumer's attention and motivate him to consider selecting the credit card. The device includes a sensor which is adapted and configured to sense a predefined physical change. The sensor is in communication with a driver circuit, which is in turn in communication with a transducer. When the sensor detects a predefined physical change, the driver circuit produces at least one driver signal for a predetermined amount of time. The transducer is adapted and configured to emit at least one perceptible output signal in response to receiving the at least one driver signal.

    摘要翻译: 公开了用于促进信用卡的选择和使用的装置和方法。 在信用卡中添加一个功能,旨在吸引消费者的注意力,并激励他考虑选择信用卡。 该装置包括传感器,该传感器适于和配置为感测预定义的物理变化。 传感器与驱动电路通信,驱动电路又与换能器通信。 当传感器检测到预定义的物理变化时,驱动器电路产生至少一个驱动器信号达预定的时间量。 换能器被适配和配置为响应于接收至少一个驱动器信号发射至少一个可感知的输出信号。

    Method and device for generating a single-use financial account number
    68.
    发明授权
    Method and device for generating a single-use financial account number 有权
    用于生成一次性金融帐号的方法和设备

    公开(公告)号:US07177835B1

    公开(公告)日:2007-02-13

    申请号:US09542676

    申请日:2000-04-03

    IPC分类号: G06F17/60

    摘要: A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison.

    摘要翻译: 描述了一种用于促进金融账户交易的装置,其包括包括密码处理器的处理单元。 该设备还包括连接到处理单元的输入单元,显示单元和存储设备。 该存储装置包含专用加密密钥,第一数据元素和第二数据元素。 处理单元使用专用密钥和第二数据元素对第一数据元素进行加密,修改第二数据元素,组合加密的第一数据元素和第二数据元素以生成一次性金融账户标识符,并显示单个 - 使用财务帐户标识符。 然后,该标识符被传送到中央处理器以授权交易。 中央处理器使用专用密钥从所发送的标识符中提取和解密数据元素,将这些数据元素与存储在存储器中的数据元素进行比较,并根据比较验证一次性金融帐户标识符。

    Method and device for generating a single-use financial account number
    69.
    发明授权
    Method and device for generating a single-use financial account number 失效
    用于生成一次性金融帐号的方法和设备

    公开(公告)号:US6163771A

    公开(公告)日:2000-12-19

    申请号:US919339

    申请日:1997-08-28

    摘要: A device for facilitating financial account transactions is described which includes a processing unit including a cryptographic processor. The device also includes an input unit, a display unit and a memory device connected to the processing unit. The memory device contains a private cryptographic key, a first data element and a second data element. The processing unit encrypts the first data element using the private cryptographic key and the second data element, modifies the second data element, combines the encrypted first data element and the second data element to generate a single-use financial account identifier, and displays the single-use financial account identifier. This identifier is then transmitted to a central processor for authorization of the transaction. The central processor extracts and decrypts data elements from the transmitted identifier using the private cryptographic key, compares those data elements with data elements stored in a memory, and verifies the single-use financial account identifier in accordance with the comparison.

    摘要翻译: 描述了一种用于促进金融账户交易的装置,其包括包括密码处理器的处理单元。 该设备还包括连接到处理单元的输入单元,显示单元和存储设备。 该存储装置包含专用加密密钥,第一数据元素和第二数据元素。 处理单元使用专用密钥和第二数据元素对第一数据元素进行加密,修改第二数据元素,组合加密的第一数据元素和第二数据元素以生成一次性金融账户标识符,并显示单个 - 使用财务帐户标识符。 然后,该标识符被传送到中央处理器以授权交易。 中央处理器使用专用密钥从所发送的标识符中提取和解密数据元素,将这些数据元素与存储在存储器中的数据元素进行比较,并根据比较验证一次性金融帐户标识符。

    Method and system for facilitating an employment search incorporating
user-controlled anonymous communications
    70.
    发明授权
    Method and system for facilitating an employment search incorporating user-controlled anonymous communications 失效
    用于促进结合用户控制的匿名通信的就业搜索的方法和系统

    公开(公告)号:US5884270A

    公开(公告)日:1999-03-16

    申请号:US704314

    申请日:1996-09-06

    IPC分类号: H04L9/32 G06F17/30

    摘要: A system for facilitating employment searches using anonymous communications includes a plurality of party terminals, a plurality of requestor terminals, and a central controller. The system receives and stores employment data about prospective employment candidates. Upon receiving criteria for candidates of interest from an employer and authorization from the candidates, the central controller releases to the employer the employment data associated with the candidates. The system also establishes communications channels between the employer and the candidates, while maintaining their anonymity.

    摘要翻译: 用于促进使用匿名通信的就业搜索的系统包括多个方终端,多个请求者终端和中央控制器。 该系统接收并存储有关就业候选人的就业数据。 在收到雇主感兴趣的候选人的准则和候选人的授权后,中央控制人向雇主发放与候选人有关的就业数据。 该制度还建立了雇主和候选人之间的沟通渠道,同时保持了他们的匿名性。