SYSTEMS AND METHODS FOR MULTI-DEVICE MULTI-FACTOR AUTHENTICATION

    公开(公告)号:US20230275894A1

    公开(公告)日:2023-08-31

    申请号:US18142306

    申请日:2023-05-02

    IPC分类号: H04L9/40 H04L9/32

    摘要: Systems and methods for improved security authentication are disclosed. In some embodiments, an improved system for security authentication may include a plurality of computing devices, and a server system communicatively coupled to the plurality of computing devices. The server system may be configured to receive a request for security authentication, determine an authorization providing computing device from among the plurality of computer devices based on authentication preferences stored in a database communicatively coupled to the server system, generate and transmit authentication information to the determined authorization providing computing device, receive, from an initiating computing device an authentication input, determine whether the received authentication input matches the transmitted authentication information, and complete the request for security authentication when the received authentication input matches the generated and transmitted authentication information.

    OBFUSCATING COMMUNICATIONS THAT INCLUDE SENSITIVE INFORMATION BASED ON CONTEXT OF THE COMMUNICATIONS

    公开(公告)号:US20230252190A1

    公开(公告)日:2023-08-10

    申请号:US17650315

    申请日:2022-02-08

    IPC分类号: G06F21/62 H04L9/40

    CPC分类号: G06F21/6263 H04L63/1433

    摘要: In some implementations, a user device may detect a communication associated with the user device and a user. The user device may analyze, using a machine learning model, a context of the communication to determine a risk score associated with the communication, the risk score indicating a likelihood that the communication is associated with a fraudulent actor attempting to solicit sensitive information from the user. The user device may monitor the communication to identify a trigger in the communication that indicates that sensitive information is to be shared, wherein monitoring the communication includes performing one or more operations to secure the communication based on the risk score satisfying one or more thresholds. The user device may detect, based on monitoring the communication, a portion of the communication that includes the sensitive information. The user device may obfuscate the portion of the communication.

    SYSTEMS AND METHODS FOR EMPLOYING A CARD ROTATION SEQUENCE TO AUTHENTICATE A USER

    公开(公告)号:US20230137988A1

    公开(公告)日:2023-05-04

    申请号:US17900679

    申请日:2022-08-31

    摘要: Systems and methods for authenticating identification information are disclosed. For example, an Automated Teller Machine (ATM) may comprise a user interface. The user interface may comprise a card reader. The card reader may be configured for card rotation about an axis of a bank card. The user interface may be configured to receive card rotation input from a user. The ATM may comprise at least one memory storing instructions. The ATM may comprise at least one processor configured to execute the instructions to perform operations. The operations may comprise receiving identification information from the user. The operations may comprise receiving the card rotation input. The operations may comprise extracting a card rotation sequence from the card rotation input. When the card rotation sequence is within a predetermined threshold from a stored card rotation sequence corresponding to the identification information, the operations may comprise authenticating the user for an ATM operation.

    CARD FOR SECURE PARKING VALIDATION
    67.
    发明申请

    公开(公告)号:US20230049580A1

    公开(公告)日:2023-02-16

    申请号:US17445021

    申请日:2021-08-13

    IPC分类号: G06Q20/34 G06K7/10

    摘要: In some implementations, a card may communicate with an exchange terminal to complete the first exchange associated with an entity, wherein the first exchange is associated with the entity providing a validation of a second exchange associated with a charge for parking a vehicle. The card may receive, from the exchange terminal, an indication of the validation code based on communicating with the exchange terminal to complete the first exchange, wherein the validation code indicates the validation of the second exchange. The card may store the validation code and a time indicator associated with receiving the indication of the validation code. The card may transmit, to an exit terminal, an indication of the validation code and the time indicator to cause an amount associated with the second exchange to be at least partially reduced, wherein the exit terminal is associated with completing exchanges for vehicles parked in the location.

    INDICATING FAILED CARD READING TO IDENTIFY DEFECTIVE TRANSACTION CARD AND/OR DEFECTIVE TRANSACTION TERMINAL

    公开(公告)号:US20230038078A1

    公开(公告)日:2023-02-09

    申请号:US17444684

    申请日:2021-08-09

    IPC分类号: G06K7/00 G06K19/07 G07F7/08

    摘要: In some implementations, a point of sale (POS) system may store a card read failure indication based on detecting that a transaction terminal failed to read information associated with a transaction card, wherein the card read failure indication includes information that indicates whether the transaction terminal failed to read the information associated with the transaction card from a chip, a magnetic stripe, or a contactless device. The POS system may transmit information associated with the card read failure indication to an external device based on detecting a successful transaction subsequent to the transaction terminal failing to read the information associated with the transaction card, wherein the information associated with the card read failure indication is transmitted to enable the external device to determine whether one or more of the transaction card or the transaction terminal is defective.

    SYSTEM AND METHOD FOR BIOMETRIC HEARTRATE AUTHENTICATION

    公开(公告)号:US20230031836A1

    公开(公告)日:2023-02-02

    申请号:US17955062

    申请日:2022-09-28

    IPC分类号: G06Q20/40 H04L9/40

    摘要: A biometric heartrate authentication system and method is disclosed that leverages heartrate information collected by heartrate tracking devices to build a heartrate profile for a client. The system further leverages location information collected by existing location information services to determine an activity profile for a client. The activity profile information may be used together with the heartrate profile to generate an expected heartrate range against which a cardholder heartrate may be compared for authentication purposes. Because client heartrate characteristics are generally unique, varying according to the unique activities being performed by the client at any point in time, the system and method thus provide a low cost, non-invasive method for reliably authenticating individuals and securing against fraudulent account accesses.

    UTILIZING A MACHINE LEARNING MODEL TO DETERMINE ANONYMIZED AVATARS FOR EMPLOYMENT INTERVIEWS

    公开(公告)号:US20220383263A1

    公开(公告)日:2022-12-01

    申请号:US17809989

    申请日:2022-06-30

    IPC分类号: G06Q10/10

    摘要: A device receives interviewer data, associated with interviewers conducting interviews with interviewees, that includes data identifying avatars presented to the interviewers. The device receives interviewee data, associated with the interviewees, that includes data identifying genders of the interviewees. The device processes the interviewer data and the interviewee data, with a model, to generate unbiased training data, and trains a machine learning model, with the unbiased training data, to generate a trained machine learning model. The device receives particular interviewer data identifying a particular role, location, and/or gender of a particular interviewer, and receives particular interviewee data identifying a gender of a particular interviewee. The device processes the particular interviewer data and the particular interviewee data, with the trained machine learning model, to determine one or more anonymized avatars to present to the particular interviewer, and performs one or more actions based on the one or more anonymized avatars.