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    SYSTEMS AND METHODS FOR PROMOTING TRANSACTION REWARDS
    2.
    发明公开
    SYSTEMS AND METHODS FOR PROMOTING TRANSACTION REWARDS 审中-公开

    公开(公告)号：US20240046298A1

    公开(公告)日：2024-02-08

    申请号：US18490243

    申请日：2023-10-19

    Applicant: Capital One Services, LLC

    Inventor： Abdelkader BENKREIRA ,  Joshua EDWARDS ,  Adam VUKICH

    IPC: G06Q30/0226 ,  H04W4/12 ,  G06Q30/0207

    CPC classification number: G06Q30/0226 ,  H04W4/12 ,  G06Q30/0224 ,  G06Q30/0239

    Abstract: A computer-implemented method of providing a notification to a user may include: obtaining a plurality of trigger conditions; monitoring a web session of the user to determine whether a trigger condition of the plurality of trigger conditions is satisfied; and in response to determining that the trigger condition is satisfied, executing a notification process, wherein the notification process includes: obtaining vendor information based on the trigger condition that is triggered, the vendor information including information associated with one or more vendors associated with the trigger condition that is triggered and/or alternative offer information associated with the one or more vendors; and causing display of a notification, the notification including information corresponding to the one or more vendors and/or the alternative offer information.

    SYSTEMS AND METHODS FOR DIGITALLY ISSUED LOYALTY ENROLLMENT
    4.
    发明公开
    SYSTEMS AND METHODS FOR DIGITALLY ISSUED LOYALTY ENROLLMENT 审中-公开

    公开(公告)号：US20230245123A1

    公开(公告)日：2023-08-03

    申请号：US17589044

    申请日：2022-01-31

    Applicant: Capital One Services, LLC

    Inventor： Abdelkader BENKREIRA ,  Tyler MAIMAN ,  Brendan WAY

    IPC: G06Q20/40 ,  G06Q20/32 ,  G06Q30/02 ,  G06Q30/06 ,  G06F21/62

    CPC classification number: G06Q20/4014 ,  G06Q20/3278 ,  G06Q30/0226 ,  G06Q30/0609 ,  G06F21/6263

    Abstract: Systems and methods for implementing an auto-pause functionality for recurring payment transactions that continue to be charged, despite being associated with an unavailable merchant service as mandated by a public closure restriction. One operational aspect of the disclosed system/method is active detection of a possible closure condition based on monitoring a ratio of on-line (Card Not Present) to in-person (Card Present) transactions, internally computed over several time windows. The outcome of the ratio test falling below a predefined value is indicative of a possible public closure condition. There is an external verification step based on externally provided information associated with a published closure notification. Disclosed process further involves an indexing operation for parsing and tracking of recurring transaction string data to facilitate the identification of invalid recurring transaction strings, once a public closure condition is verified.

    ARTIFICIAL INTELLIGENCE-BASED SYSTEMS AND METHODS FOR MANAGING DATA ACCESS
    6.
    发明申请
    ARTIFICIAL INTELLIGENCE-BASED SYSTEMS AND METHODS FOR MANAGING DATA ACCESS 有权

    公开(公告)号：US20220366354A1

    公开(公告)日：2022-11-17

    申请号：US17318886

    申请日：2021-05-12

    Applicant: Capital One Services, LLC

    Inventor： Tyler MAIMAN ,  Abdelkader BENKREIRA ,  Brendan WAY

    IPC: G06Q10/08 ,  G06Q40/08 ,  G06F21/31 ,  G06N5/04 ,  H04L29/06

    Abstract: An artificial intelligence (AI) system including an AI engine is configured to receive identification information entered into an interface, receive at least one location input entered into the interface, select at least one security question and present the selected at least one security question via the interface, and receive an answer to the at least one security question. The AI engine is further configured to apply a predictive model to determine a confidence score based on the identification information entered into the interface, the location input entered into the interface, and the answer to the at least one security question and, when the confidence score exceeds a confidence score threshold, provide user location information, the user location information selected from the user location information stored in a data storage. The provided user location information can be masked to conceal the user location information from display on the interface.

    SYSTEMS AND METHODS FOR IDENTIFYING LOCATION-BASED INFORMATION ASSOCIATED WITH A PRODUCT ON A WEB PAGE
    7.
    发明申请
    SYSTEMS AND METHODS FOR IDENTIFYING LOCATION-BASED INFORMATION ASSOCIATED WITH A PRODUCT ON A WEB PAGE 有权

    公开(公告)号：US20220292589A1

    公开(公告)日：2022-09-15

    申请号：US17805128

    申请日：2022-06-02

    Applicant: Capital One Services, LLC

    Inventor： Abdelkader BENKREIRA ,  Joshua EDWARDS ,  Michael MOSSOBA

    IPC: G06Q30/06 ,  G06Q30/02 ,  G06Q10/08 ,  G06F16/9538 ,  G06F16/957 ,  G06F16/9537 ,  G06F16/958

    Abstract: Disclosed are systems and methods for identifying location-based information associated with a product on a web page. The method may include: detecting user navigation by the user of the web page; detecting the at least one product on the web page; identifying one or more merchants having the detected at least one product in stock; determining a user location of the user; determining the identified one or more merchants having the detected at least one product in stock and having a location within a predetermined distance of the user location; generating a list of merchants, the list including the determined one or more merchants having the detected at least one product in stock and having the location within the predetermined distance of the user location; and executing a browser extension to display, on the web page associated with the at least one product, the generated list of merchants.

    SYSTEM AND METHOD FOR DISTRIBUTED DOCUMENT UPLOAD VIA ELECTRONIC MAIL
    8.
    发明申请
    SYSTEM AND METHOD FOR DISTRIBUTED DOCUMENT UPLOAD VIA ELECTRONIC MAIL 有权

    公开(公告)号：US20210359965A1

    公开(公告)日：2021-11-18

    申请号：US17339348

    申请日：2021-06-04

    Applicant: Capital One Services, LLC

    Inventor： Michael MOSSOBA ,  Abdelkader BENKREIRA ,  Joshua EDWARDS

    IPC: H04L12/58 ,  G06K9/00 ,  G06F40/30 ,  G06F16/176

    Abstract: In a method for distributed upload of documents an upload email address is assigned to a user and associated with a searchable document database accessible by the user via a user device and a network. Sender acceptance criteria are established for the upload email address. An email addressed to the upload email address and having a sender email address is received from an email sender via the network. A determination is made as to whether the received email meets sender acceptance criteria. Responsive to a determination that the email meets sender acceptance criteria, documents attached to the email are identified. Each identified document is associated with a document record comprising a document identifier and a sender identifier associated with the email sender and is stored in the searchable document database with the document record.

    SYSTEMS AND METHODS FOR EMPLOYING A JOYSTICK SEQUENCE TO AUTHENTICATE A USER
    9.
    发明申请
    SYSTEMS AND METHODS FOR EMPLOYING A JOYSTICK SEQUENCE TO AUTHENTICATE A USER 有权

    公开(公告)号：US20210279312A1

    公开(公告)日：2021-09-09

    申请号：US16810236

    申请日：2020-03-05

    Applicant: Capital One Services, LLC

    Inventor： Abdelkader BENKREIRA ,  Michael MOSSOBA ,  Joshua EDWARDS

    IPC: G06F21/31 ,  G06F3/0338 ,  G06Q20/18 ,  G06Q20/40

    Abstract: Systems and methods for authenticating identification information are disclosed. For example, a system may include an Automated Teller Machine (ATM). An ATM may comprise a user interface. The user interface may comprise a joystick. The user interface may be configured to receive joystick input from a user. The ATM may comprise at least one memory storing instructions. The ATM may comprise at least one processor configured to execute the instructions to perform operations. The operations may comprise receiving identification information from the user. The operations may comprise receiving the joystick input. The operations may comprise extracting a joystick sequence from the joystick input. When the joystick sequence is within a predetermined threshold from a stored joystick sequence corresponding to the identification information, the operations may comprise authenticating the user for an ATM operation.

    METHODS AND SYSTEMS FOR ANONYMIZING AND PROVIDING ACCESS TO TRANSACTION DATA
    10.
    发明申请
    METHODS AND SYSTEMS FOR ANONYMIZING AND PROVIDING ACCESS TO TRANSACTION DATA 有权

    公开(公告)号：US20210248660A1

    公开(公告)日：2021-08-12

    申请号：US17036320

    申请日：2020-09-29

    Applicant: Capital One Services, LLC

    Inventor： Joshua EDWARDS ,  Michael MOSSOBA ,  Abdelkader BENKREIRA

    IPC: G06Q30/06 ,  G06Q30/02 ,  G06Q20/38 ,  G06N20/00

    Abstract: A computer-implemented method for providing presentable transaction data of a product to a user may include obtaining preliminary transaction data of one or more purchasers other than the user; generating itemized transaction data based on the preliminary transaction data; obtaining one or more translation codes from one or more transaction entities; generating standardized transaction data based on the itemized transaction data and the one or more translation codes; retrieving identification data from the standardized transaction data; generating anonymized transaction data based on the standardized transaction data by withholding the identification data; generating presentable transaction data based on the anonymized transaction data; and transmitting, to a device associated with the user, the presentable transaction data.

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