公开(公告)号：US20240296431A1

公开(公告)日：2024-09-05

申请号：US18423706

申请日：2024-01-26

Applicant: Vadim Sobolevski

Inventor： Vadim Sobolevski

IPC: G06Q20/10 ,  G06Q20/06 ,  G06Q20/38

CPC classification number: G06Q20/10 ,  G06Q20/065 ,  G06Q20/389

Abstract: A method for conducting monetary and financial transactions in an economy by treating amounts as collections of distinct individual, minimal, and indivisible units of account, each of which has a persistent identity and history throughout its lifecycle. A method is disclosed for conducting monetary transactions on the basis of appending the record of relationship between each individual unit of account and its respective owners throughout the lifecycle of the unit. Further, a method is disclosed for identifying the units in binary computer notation and assigning specific informational content to each unit by designating various sub-sections within the binary identifier of each unit to hold specific information and values relevant to the unit.

公开(公告)号：US12079785B2

公开(公告)日：2024-09-03

申请号：US18199101

申请日：2023-05-18

Applicant: ROYAL BANK OF CANADA

Inventor： Karim Talal Hamasni ,  Stefan Mueller ,  Atilla Murat Firat

IPC: G06Q20/06 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40 ,  H04L9/08 ,  G06Q20/02 ,  G06Q20/20 ,  H04L9/00 ,  H04L9/32 ,  H04L9/40

CPC classification number: G06Q20/0658 ,  G06Q20/065 ,  G06Q20/3678 ,  G06Q20/381 ,  G06Q20/3829 ,  G06Q20/389 ,  G06Q20/401 ,  H04L9/0894 ,  G06Q2220/00 ,  H04L9/50 ,  H04L2209/56

Abstract: A system and method for handling crypto-asset transactions includes: receiving from a payment processing system an electronic transaction request including: a payment token corresponding to a payment identifier associated with the customer account, and a transaction amount in a fiat currency; determining current price data corresponding to a first crypto-asset and a second crypto-asset associated with the customer account; associating the electronic transaction request with at least one data processing task for executing at least one crypto-asset transaction; and when at least one crypto-asset confidence condition is satisfied based on the current price data of at least one of the first crypto-asset or the second crypto-asset, generating signals for providing, via the payment processing system, an indication that the electronic transaction request is authorized without waiting for confirmation of execution of the at least one crypto-asset transaction in the respective distributed ledger.

公开(公告)号：US20240289785A1

公开(公告)日：2024-08-29

申请号：US18648445

申请日：2024-04-28

Applicant: nChain Licensing AG

Inventor： Gavin ALLEN ,  Craig Steven WRIGHT

IPC: G06Q20/38 ,  G06F21/64 ,  G06Q20/06 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q20/40 ,  H04L9/00 ,  H04L9/06 ,  H04L9/32 ,  H04L9/40

CPC classification number: G06Q20/3825 ,  G06F21/645 ,  G06Q20/0658 ,  G06Q20/10 ,  G06Q20/3672 ,  G06Q20/3674 ,  G06Q20/3829 ,  G06Q20/401 ,  H04L9/0637 ,  H04L9/3247 ,  H04L63/0421 ,  G06Q20/389 ,  G06Q2220/00 ,  H04L9/50 ,  H04L2209/56

Abstract: A method and corresponding system is presented for controlling a blockchain transaction output and/or specifying the recipient of the output. It also provides a method of controlling and/or generating an electronic communication. The unlocking script is provided in order to spend an output from a further transaction (Tx2) on the blockchain. The input of the transaction (Tx1) and/or the output of the further transaction (Tx2) may be associated with a tokenised asset represented on, or referenced via, the blockchain. The notification address may be associated with an asset or resource represented on the blockchain, or a controller of an asset or resource represented on the blockchain. The notification address may be a network address, a cryptographic key, a uniform resource locator (URI), email address or any other address or identifier which can be represented in the metadata of a transaction script and used as a destination for an electronic communication.

公开(公告)号：US20240289779A1

公开(公告)日：2024-08-29

申请号：US18658574

申请日：2024-05-08

Applicant: Wells Fargo Bank, N.A.

Inventor： Abhijit Shetti ,  Laura Marie Fontana ,  Rameshchandra B. BhaskarKetharaju ,  Andrew J. Garner, IV ,  Nikolai Stroke ,  Duc Trinh ,  Mabel Oza ,  Todd Biggs

IPC: G06Q20/36 ,  G06Q20/06 ,  G06Q20/40

CPC classification number: G06Q20/3678 ,  G06Q20/0658 ,  G06Q20/3672 ,  G06Q20/405

Abstract: A method for preventing the double-spending of digital currency that transfers between multiple distributed ledger technology (DLT) networks. The method includes receiving a message including a smart contract and executing the smart contract. The method further includes detecting a transaction request to transfer the first digital currency from the first DLT network to the second DLT network. The method further includes destroying the digital currency and creating, based on the unit of fiat currency, a second digital currency of a second type on the second DLT network. The method further includes transferring, responsive to detecting the transaction request, the first digital currency from the first DLT network to the second DLT network.

公开(公告)号：US20240281797A1

公开(公告)日：2024-08-22

申请号：US18586403

申请日：2024-02-23

Applicant: PayPal, Inc.

Inventor： Charles Gabriel Neale Dalton

IPC: G06Q20/36 ,  G06Q20/06 ,  H04L9/40

CPC classification number: G06Q20/3676 ,  G06Q20/065 ,  G06Q20/3674 ,  H04L63/1441

Abstract: There are provided systems and methods for an account rebalancing daemon for use with secure digital asset custodians. A service provider server, such as an electronic transaction processor, may provide cryptocurrency functions and operations associated with use of an online digital platform that trades and secures cryptocurrencies. The service provider may have a digital wallet that allows for storage of cryptocurrency on the online platform. However, these digital wallets may be vulnerable to computing exploits that may obtain cryptocurrencies through computing attacks, hacking operations, and the like. Thus, the service provider may provide for an automated daemon application or process that utilizes a secure digital wallet using secure computing hardware and authorizations to maintain a balance between the digital wallets to reduce risk. This daemon may automatically detect balance data and may execute operations to rebalance the digital wallets.

公开(公告)号：US12067575B2

公开(公告)日：2024-08-20

申请号：US18125864

申请日：2023-03-24

Applicant: Visa International Service Assocation

Inventor： Payman Mohassel ,  Shashank Agrawal ,  Chaya Ganesh

IPC: G06Q20/40 ,  G06Q20/06 ,  G06Q20/38 ,  H04L9/00 ,  H04L9/06 ,  H04L9/32

CPC classification number: G06Q20/403 ,  G06Q20/065 ,  G06Q20/3827 ,  H04L9/0643 ,  H04L9/3218 ,  H04L9/3236 ,  H04L9/3263 ,  G06Q2220/00 ,  H04L9/50 ,  H04L2209/56

Abstract: Disclosed is a method, system, and computer program product for determining solvency of a digital asset exchange system. The method includes identifying a plurality of blockchain addresses corresponding to a plurality of users of a digital asset exchange system, generating a first commitment to an amount of digital assets corresponding to the plurality of blockchain addresses, and generating a second commitment to a balance of each user of the plurality of users. The method also includes generating a first component of a zero-knowledge algorithm that is configured to receive, as input, the first commitment. The method further includes generating, with at least one processor, a second component of the zero-knowledge algorithm that is configured to receive, as input, the second commitment. The method further includes determining that the digital asset exchange system is solvent based on the zero-knowledge algorithm.

公开(公告)号：US20240275329A1

公开(公告)日：2024-08-15

申请号：US18437806

申请日：2024-02-09

Applicant: Solar Coin

Inventor： Blake Kennedy

IPC: H02S30/10 ,  G06Q20/06 ,  G06Q20/36 ,  G06Q20/42 ,  H02S40/32 ,  H02S40/42 ,  H04L9/00

CPC classification number: H02S30/10 ,  G06Q20/065 ,  G06Q20/367 ,  G06Q20/42 ,  H02S40/32 ,  H02S40/42 ,  H04L9/50 ,  H04L2209/56

Abstract: The disclosed systems and methods relate to an improved solar power container with distributed ledger technology. The container can include a top frame, a lower frame, two sidewalls, and a rack. Each sidewall can be connected to one of the top frame or the lower frame; and the rack can be located between the two sidewalls and connected to one of the top frame or the lower frame. The at least one of the top frame, the two sidewalls, or combinations thereof can include a solar panel, and the rack can include a node and a series of transformers configured to mine cryptocurrencies.

公开(公告)号：US20240273768A1

公开(公告)日：2024-08-15

申请号：US18644216

申请日：2024-04-24

Applicant: Visa International Service Association

Inventor： Varun Sharma ,  Nicholas Cai ,  Walker Carlson ,  Ajit Vilasrao Patil

IPC: G06T9/00 ,  G06F21/16 ,  G06F21/60 ,  G06Q20/02 ,  G06Q20/06 ,  G06Q20/32 ,  G06Q20/38 ,  H04N21/235

CPC classification number: G06T9/00 ,  G06F21/16 ,  G06F21/602 ,  G06Q20/027 ,  G06Q20/065 ,  G06Q20/3274 ,  G06Q20/382 ,  G06Q20/38215 ,  G06Q20/3829 ,  G06Q20/385 ,  H04N21/2351

Abstract: Provided is a system and computer-implemented method for encoding account tokens in image files. The method includes receiving, from a user associated with an account identifier, an identification of at least one image, generating at least one token based on the account identifier of the user, encoding the at least one token in the at least one image, resulting in at least one tokenized image, and communicating the at least one tokenized image to a transaction processing system, wherein the transaction processing system is configured to conduct a transaction based on the tokenized image.

公开(公告)号：US20240273518A1

公开(公告)日：2024-08-15

申请号：US18645775

申请日：2024-04-25

Applicant: American Express Travel Related Services Company, Inc.

Inventor： Alaric M. Eby ,  Andras L. Ferenczi

IPC: G06Q20/36 ,  G06Q20/06 ,  H04L9/08 ,  H04L9/32

CPC classification number: G06Q20/3674 ,  G06Q20/065 ,  H04L9/0825 ,  H04L9/3247

Abstract: Disclosed are various embodiments for metaverse authentication using NFTs. An authentication setup request for an NFT can be received from an owner of the NFT. Then, a unique authentication credential for the NFT can be requested from an NFT smart contract. In response, URL of an edge wallet associated with an owner of the unique authentication credential is received. Then, a request can be sent to the URI of the edge wallet for the unique authentication credential. In response, a signed challenge is received from the edge wallet and a public key is retrieved from the NFT. A signature of the signed challenge is determined to be valid based at least in part on the public key, and access to an asset or resource is configured based at least in part on the signature of the signed challenge being valid.

公开(公告)号：US20240273492A1

公开(公告)日：2024-08-15

申请号：US18457712

申请日：2023-08-29

Applicant: Andre Temnorod

Inventor： Andre Temnorod

IPC: G06Q20/10 ,  G06Q20/06 ,  G06Q20/40

CPC classification number: G06Q20/108 ,  G06Q20/065 ,  G06Q20/4012 ,  G06Q20/4016

Abstract: Some implementations can include an application to procure and present transaction details. In some implementations, the application is a software application that presents a user interface comprising transaction details corresponding to a user's transaction. In some implementations, the application provides an option to a user to choose to receive details of a transaction. In some implementations, the user can choose to receive details of the transaction by selecting an option. In some implementations, upon the user selecting the option, the application requests the user to provide access credentials to access an account associated with the user from which details of the transaction can be retrieved. In some implementations, upon the user providing the user access credentials, the application accesses the account associated with the user to retrieve the details of the transaction and then presents the retrieved details of the transaction to the user for review.