Input device with an accelerometer
    85.
    发明授权
    Input device with an accelerometer 有权
    带加速度计的输入设备

    公开(公告)号:US08260269B2

    公开(公告)日:2012-09-04

    申请号:US12954111

    申请日:2010-11-24

    IPC分类号: H04M3/42

    摘要: Methods, devices, and systems are described for bumping a mobile device, such as a smart phone, against a fixed poster board display at a store to initiate a download of coupons, advertisements, or other benefits to the mobile device. Products can be rated by a user's up/down bump or other bump patterns. Using accelerometer-based inertial measurements, multiple users can control multiple mouse cursors on a large display with their mobile devices in order to select information to be downloaded to their mobile devices.

    摘要翻译: 描述了方法,设备和系统,用于使诸如智能电话的移动设备与存储处的固定的海报板显示器相撞,以便向移动设备发起优惠券,广告或其他益处的下载。 产品可以通过用户的上/下凹凸或其他凹凸图案进行评级。 使用基于加速度计的惯性测量,多个用户可以使用移动设备在大型显示器上控制多个鼠标光标,以便选择要下载到其移动设备的信息。

    DEVICE INCLUDING AUTHENTICATION GLYPH
    86.
    发明申请
    DEVICE INCLUDING AUTHENTICATION GLYPH 有权
    设备包括认证GLYPH

    公开(公告)号:US20120166341A1

    公开(公告)日:2012-06-28

    申请号:US13412447

    申请日:2012-03-05

    IPC分类号: G06Q20/40

    CPC分类号: G06F21/36 G06Q20/40

    摘要: A method is disclosed. It includes displaying, by a device, an authentication image including a plurality of image elements comprising a set of image elements, wherein the image elements in the set of image elements are located at a set of positions on a display screen. The method also comprises receiving, at the device, a glyph having a configuration corresponding to the set of image elements from a user while the authentication image is displayed. The method further comprises determining if the glyph is authentic, and initiating a payment transaction after receiving the glyph.

    摘要翻译: 公开了一种方法。 它包括由设备显示包括包括一组图像元素的多个图像元素的认证图像,其中图像元素组中的图像元素位于显示屏幕上的一组位置处。 该方法还包括在显示认证图像的同时,在设备处接收具有与来自用户的图像元素集合相对应的配置的字形。 该方法还包括确定字形是否是真实的,并且在接收到字形之后发起支付交易。

    Cardless challenge systems and methods
    87.
    发明授权
    Cardless challenge systems and methods 有权
    无钥匙挑战系统和方法

    公开(公告)号:US08121956B2

    公开(公告)日:2012-02-21

    申请号:US12143394

    申请日:2008-06-20

    IPC分类号: G06Q20/00

    摘要: Systems, methods, and apparatus for handling and/or authorizing payment requests by a consumer for a transaction are provided. Challenge questions may be presented from the non-merchant to the consumer after receiving the payment information, thereby allowing a judicious determination of when to ask such challenge questions and allowing complex and probative questions. The time limit for such challenge questions may advantageously be unconstrained, while still preserving security. Also, a risk analysis may be started prior to the consumer submitting payment information, thus allowing an efficient and complex risk analysis. Information about an access device used by the consumer may be obtained at the non-merchant from the access device with code sent to the access device from the merchant, and the device information may be used in the risk analysis.

    摘要翻译: 提供了用于处理和/或授权消费者进行交易的支付请求的系统,方法和装置。 收到付款信息后,可能会从非商家向消费者提出挑战性问题,从而可以明智地确定何时提出此类挑战问题并允许复杂和证明性问题。 这种挑战问题的时限可能有利于不受约束,同时仍然保持安全性。 此外,风险分析可以在消费者提交付款信息之前开始,从而允许有效和复杂的风险分析。 关于消费者使用的访问设备的信息可以在非商人从访问设备获得,其代码从商家发送到访问设备,并且可以在风险分析中使用设备信息。

    Device including authentication glyph
    88.
    发明授权
    Device including authentication glyph 有权
    设备包括认证字形

    公开(公告)号:US08111134B2

    公开(公告)日:2012-02-07

    申请号:US12472213

    申请日:2009-05-26

    IPC分类号: H04Q1/00

    CPC分类号: G06F21/36 G06Q20/40

    摘要: A phone used in an authentication process. The phone includes a processor, a display coupled to the processor, and a computer readable medium coupled to the processor. The computer readable medium includes (i) code for displaying a first authentication image including a plurality of image elements including a set of image elements, where the image elements in the set of image elements are located at a first set of positions on a display screen, (ii) code for receiving a first glyph having a first configuration corresponding to the set of image elements from a user while the first authentication image is displayed, (iii) code for displaying a second authentication image including the plurality of image elements including the set of image elements, where the image elements in the set of image elements are located at a second set of positions on the display screen, where the second set of positions is different than the first set of positions, and (iv) code for receiving a second glyph having a second configuration corresponding to the set of image elements from a user while the second authentication image is displayed.

    摘要翻译: 在认证过程中使用的手机。 手机包括处理器,耦合到处理器的显示器以及耦合到处理器的计算机可读介质。 计算机可读介质包括(i)用于显示包括多个图像元素的第一认证图像的代码,所述多个图像元素包括一组图像元素,其中图像元素组中的图像元素位于显示屏幕上的第一组位置 ,(ii)用于在显示第一认证图像时从用户接收具有与来自用户的图像元素集合相对应的第一配置的第一字形的代码,(iii)用于显示包括多个图像元素的第二认证图像的代码, 图像元素集合,其中图像元素集合中的图像元素位于显示屏幕上的第二组位置,其中第二组位置不同于第一组位置,以及(iv)用于接收的代码 在显示第二认证图像时,具有与来自用户的图像元素的集合对应的第二配置的第二字形。

    EMF signature device
    89.
    发明授权
    EMF signature device 有权
    EMF签名设备

    公开(公告)号:US08079529B2

    公开(公告)日:2011-12-20

    申请号:US12894843

    申请日:2010-09-30

    IPC分类号: G06K19/00

    摘要: Systems, methods and devices for making and using EMF signature enabled portable consumer devices are disclosed. EMF signature enabled portable consumer devices, such as credit cards, can include a conductive or semiconductive brittle material layer with an intentionally created random crack or fissure pattern. The intentionally created unique random crack patterns can be created by cost effective and highly scalable standardized processes. When an input signal is applied to the portable consumer device, an EMF signature based on the unique random crack pattern can be induced. The resulting EMF signature can be detected, processed and used as the basis for various encryption, security or authentication protocols.

    摘要翻译: 公开了用于制造和使用EMF签名的便携式消费者设备的系统,方法和设备。 启用EMF签名的便携式消费设备(例如信用卡)可以包括具有有意创造的随机裂纹或裂缝图案的导电或半导体脆性材料层。 有意创造的独特的随机裂纹模式可以通过成本有效和高度可扩展的标准化流程来创建。 当输入信号被施加到便携式消费者设备时,可以引起基于唯一随机裂纹模式的EMF签名。 可以检测,处理所产生的EMF签名,并将其用作各种加密,安全或认证协议的基础。

    Access Using a Mobile Device with an Accelerometer
    90.
    发明申请
    Access Using a Mobile Device with an Accelerometer 有权
    使用带加速度计的移动设备进行访问

    公开(公告)号:US20110187505A1

    公开(公告)日:2011-08-04

    申请号:US12953371

    申请日:2010-11-23

    IPC分类号: H04Q5/22

    摘要: Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.

    摘要翻译: 本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统,装置和方法。 第一设备和第二设备通过彼此进行物理接触进行交互,从而生成代表第一和第二设备之间的物理交互的交互数据。 第一和第二装置可以是移动电话。 第二设备可以是销售点终端,接入点设备或位于线路,门,门或入口处的任何其它固定(即固定位置)设备。 服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。 在确定第一设备和第二设备联系之后,可以在设备之间发起通信。 通信可以涉及在潜在进入者(操作第一设备)和网守(操作第二设备)之间的信息交换(诸如凭证)之间的访问交易,以验证潜在进入者是否被允许或不允许访问 被守门员固定或限制的特定区域。 其他实施例直接用于确认交易。 访问交易和确认交易可以与使用支付处理网络的金融交易组合。