METHOD, PROGRAM, SERVER, WEARABLE DEVICE FOR PROVIDING WEARABLE DEVICE-BASED FINANCIAL TRANSACTION

    公开(公告)号:US20220414634A1

    公开(公告)日:2022-12-29

    申请号:US17929501

    申请日:2022-09-02

    申请人: SSENSTONE INC.

    发明人: Chang Hun YOO

    摘要: The present invention provides a method, program, server, and wearable device that may generate a virtual code, which is not matched with any other code, whenever a payment is requested. Furthermore, the present invention provides a method, program, server, and wearable device that may conveniently add a device while security is maintained, when a user wants to add a device capable of being used as a payment means. Moreover, the present invention provides a method, program, server, and wearable device that may add and use only an algorithm without changing a conventional process, and may provide a wearable device-based financial transaction.

    METHOD AND SYSTEM FOR PROVIDING FINANCIAL TRANSACTION USING EMPTY CARD

    公开(公告)号:US20220309487A1

    公开(公告)日:2022-09-29

    申请号:US17841502

    申请日:2022-06-15

    申请人: SSenStone Inc.

    发明人: Chang Hun YOO

    IPC分类号: G06Q20/34 G06Q20/40 G06Q20/38

    摘要: A method and a system for providing a financial transaction using an empty card are provided. The method for providing a financial transaction using an empty card includes receiving, by a server, a virtual card number generated by a program included in a user terminal, searching, by the server, for an empty card storage location at which the empty card is registered, in a storage location search algorithm based on the virtual card number, searching, by the server, for a real card number storage space linked to a user identification (UID) assigned to the found empty card storage location, extracting, by the server, a real card number stored in the real card number storage space, and performing, by the server, a financial transaction progress or a financial transaction progress request with the extracted real card number.

    Virtual code-based transaction system, method and program

    公开(公告)号:US11989730B2

    公开(公告)日:2024-05-21

    申请号:US17680200

    申请日:2022-02-24

    申请人: SSENSTONE INC.

    发明人: Chang Hun Yoo

    IPC分类号: G06Q20/40 G06Q20/38

    CPC分类号: G06Q20/4014 G06Q20/389

    摘要: The present invention provides a virtual code-based transaction system, method and program, wherein the method includes a virtual code reception step in which a virtual code verification means receives a virtual code, and the virtual code is generated by a virtual code generation function included in a virtual code generation means, searching, by the virtual code verification means, for a storage location of a User Identification (UID) in the virtual code, searching, by the virtual code verification means, for control command information stored by matching the searched UID, and performing a control command based on the extracted control command information, wherein the virtual code verification means stores a plurality of UIDs and changes control command information matched to each of the plurality of UIDs every preset period.

    Smart card for providing financial transaction by using virtual card number

    公开(公告)号:US11875337B2

    公开(公告)日:2024-01-16

    申请号:US16926323

    申请日:2020-07-10

    申请人: SSenStone Inc.

    发明人: Chang Hun Yoo

    摘要: A system, a method, and a program for providing a financial transaction by a virtual card number, a virtual card number generating device, and a virtual card number verifying device are provided. The method includes receiving, by a virtual card number verifying means, a virtual card number provided from a virtual card number generating means, extracting, by the virtual card number verifying means, a plurality of detailed codes included in the virtual card number, searching, by the virtual card number verifying means, for a storage location of a real card number based on the plurality of detailed codes, and proceeding, by the virtual card number verifying means, with the financial transaction or requesting, by the virtual card number verifying means, to proceed with the financial transaction using the real card number extracted from the storage location.