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公开(公告)号：US09639796B2
公开(公告)日：2017-05-02
申请号：US12339048
申请日：2008-12-19
IPC分类号： G06K19/06 , G06K19/07 , G06K19/077 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/38 , G06Q30/02 , G06Q30/06 , G07F7/08 , G07F7/10 , G06K7/08
CPC分类号： G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.
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公开(公告)号：US08608083B2
公开(公告)日：2013-12-17
申请号：US13186526
申请日：2011-07-20
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/06
CPC分类号： G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.
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3.发明申请CARDS AND DEVICES WITH MULTIFUNCTION MAGNETIC EMULATORS AND METHODS FOR USING SAME 审中-公开具有多功能磁性仿真器的卡和装置及其使用方法公开(公告)号：US20130020396A1
公开(公告)日：2013-01-24
申请号：US13627910
申请日：2012-09-26
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/06
CPC分类号： G06K19/083 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/06206 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader—yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver).
摘要翻译： 支付卡（例如，信用卡和/或借记卡）设置有可操作以将信息传送到磁条读取器的磁性仿真器。 用于验证金融交易的信息是基于时间加密的，使得验证服务器需要在一段时间内接收到适当的加密信息以验证该时间段内的交易。 可以使用这样的仿真器来传送这样的动态信息，使得可以通过磁条读取器来刷卡，但是基于时间来传达不同的信息。 仿真器可以接收信息以及将信息传送到各种接收器（例如，RFID接收器）。
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公开(公告)号：US20110272482A1
公开(公告)日：2011-11-10
申请号：US13187476
申请日：2011-07-20
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/077
CPC分类号： G06K19/083 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/06206 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable of communicating information to a magnetic stripe reader. Information used in validating a financial transaction is encrypted based on time such that a validating server requires receipt of the appropriate encrypted information for a period of time to validate a transaction for that period of time. Such dynamic information may be communicated using such an emulator such that a card may be swiped through a magnetic stripe reader—yet communicate different information based on time. An emulator may receive information as well as communicate information to a variety of receivers (e.g., an RFID receiver).
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公开(公告)号：US20110272480A1
公开(公告)日：2011-11-10
申请号：US13187458
申请日：2011-07-20
申请人： Jeffrey D. Mullen , David Lambeth , Ryan Kellogg
发明人： Jeffrey D. Mullen , David Lambeth , Ryan Kellogg
IPC分类号： G06K19/073
CPC分类号： G06K19/083 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/06206 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A card is provided, such as a credit card or security card, that may transmit information to a magnetic stripe reader via a magnetic emulator. The emulator may transmit the information serially in order to reduce the amount of circuitry needed to emulate a particular block of information. Additionally, for example, a serial encoder may send any amount of information through a single emulation segment. Such a magnetic emulator may be provided on a credit card. A dynamic credit card number may be provided by, for example, coding a number with a different coding scheme for different periods of time. The magnetic emulator may be utilized to transmit a particular coded number for a particular period of time. In this manner, a dynamic credit card number may be provided such that to help secure, and progress, a payment transaction.
摘要翻译： 提供了可以通过磁力仿真器向磁条阅读器发送信息的卡，例如信用卡或安全卡。 仿真器可以串行地发送信息，以便减少模拟特定信息块所需的电路量。 此外，例如，串行编码器可以通过单个仿真段发送任何量的信息。 可以在信用卡上提供这样的磁性模拟器。 可以通过例如对具有不同编码方案的号码对不同时间段进行编码来提供动态信用卡号码。 磁性仿真器可以用于在特定时间段内传输特定编码数字。 以这种方式，可以提供动态信用卡号，以便有助于确保和进行支付交易。
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公开(公告)号：US20110272466A1
公开(公告)日：2011-11-10
申请号：US13186835
申请日：2011-07-20
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/02
CPC分类号： G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Such a magnetic emulator may comprise non-magnetostrictive material such that the magnetic emulator may be fabricated in a wide variety of fabrication processes. Additionally, magnets may be added to amplify the signal of a magnetic emulator. In doing so, a magnetic emulator may provide a large amount of signal while consuming a reduced amount of electrical energy when compared to a magnetic emulator that does not include the presence of one or more magnets.
摘要翻译： 支付卡（例如，信用卡和/或借记卡）或其他设备（例如，移动电话）被提供有可操作以将数据传送到磁条读取头的磁性仿真器。 这种磁性仿真器可以包括非磁致伸缩材料，使得磁性仿真器可以在各种制造工艺中制造。 此外，可以添加磁体来放大磁性仿真器的信号。 在这样做时，与不包括一个或多个磁体的存在的磁性仿真器相比，磁性仿真器可以提供大量的信号，同时消耗减少量的电能。
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公开(公告)号：US08020775B2
公开(公告)日：2011-09-20
申请号：US12339103
申请日：2008-12-19
IPC分类号： G06K19/06
CPC分类号： G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Such a magnetic emulator may comprise non-magnetostrictive material such that the magnetic emulator may be fabricated in a wide variety of fabrication processes. Additionally, magnets may be added to amplify the signal of a magnetic emulator. In doing so, a magnetic emulator may provide a large amount of signal while consuming a reduced amount of electrical energy when compared to a magnetic emulator that does not include the presence of one or more magnets.
摘要翻译： 支付卡（例如，信用卡和/或借记卡）或其他设备（例如，移动电话）被提供有可操作以将数据传送到磁条读取头的磁性仿真器。 这种磁性仿真器可以包括非磁致伸缩材料，使得磁性仿真器可以在各种制造工艺中制造。 此外，可以添加磁体来放大磁性仿真器的信号。 在这样做时，与不包括一个或多个磁体的存在的磁性仿真器相比，磁性仿真器可以提供大量的信号，同时消耗减少量的电能。
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公开(公告)号：US20090159713A1
公开(公告)日：2009-06-25
申请号：US12339103
申请日：2008-12-19
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/06
CPC分类号： G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Such a magnetic emulator may comprise non-magnetostrictive material such that the magnetic emulator may be fabricated in a wide variety of fabrication processes. Additionally, magnets may be added to amplify the signal of a magnetic emulator. In doing so, a magnetic emulator may provide a large amount of signal while consuming a reduced amount of electrical energy when compared to a magnetic emulator that does not include the presence of one or more magnets.
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公开(公告)号：US20090159711A1
公开(公告)日：2009-06-25
申请号：US12339095
申请日：2008-12-19
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/06
CPC分类号： G06K19/06206 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. An emulator may include a coil that includes magnetic, ferromagnetic, or ferromagnetic, material in the coil's interior. Coils may be associated with zones. As a read-head is detected to move from zone-to-zone, coils may be activated to transmit information in those zones.
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10.发明申请CARDS AND DEVICES WITH MAGNETIC EMULATORS AND MAGNETIC READER READ-HEAD DETECTORS 审中-公开具有磁力计和磁性读取器读取头检测器的卡和器件公开(公告)号：US20090159710A1
公开(公告)日：2009-06-25
申请号：US12339094
申请日：2008-12-19
申请人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
发明人： Jeffrey D. Mullen , David Lambeth , Bruce Cloutier
IPC分类号： G06K19/06
CPC分类号： G06K19/083 , G06F3/0488 , G06K7/0004 , G06K7/084 , G06K7/087 , G06K7/10297 , G06K19/06187 , G06K19/06206 , G06K19/07 , G06K19/0702 , G06K19/0704 , G06K19/0723 , G06K19/0725 , G06K19/07345 , G06K19/07703 , G06K19/07705 , G06K19/07707 , G06K19/07709 , G06K19/07749 , G06K19/0775 , G06K19/07766 , G06K19/07769 , G06K19/07773 , G06Q20/18 , G06Q20/20 , G06Q20/34 , G06Q20/341 , G06Q20/3415 , G06Q20/352 , G06Q20/385 , G06Q20/401 , G06Q30/0222 , G06Q30/0241 , G06Q30/0277 , G06Q30/0641 , G07F7/0806 , G07F7/1008
摘要： A payment card (e.g., credit and/or debit card) is provided with a magnetic emulator operable to act as a magnetic stripe read-head detector and a data transmitter. A multiple layer flexible PCB may be fabricated to include multiple magnetic emulators. Layers of the flexible PCB may include magnetic shielding in order to reduce interference from the magnetic emulators to particular read-heads on a magnetic stripe reader.
摘要翻译： 支付卡（例如，信用卡和/或借记卡）设置有可操作以用作磁条读取头检测器和数据发送器的磁性仿真器。 可以制造多层柔性PCB以包括多个磁性仿真器。 柔性PCB的层可以包括磁屏蔽，以便减少磁性仿真器对磁条读取器上的特定读取头的干扰。
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