AUTHENTICATION FRAMEWORK EXTENSION TO VERIFY IDENTIFICATION INFORMATION
    1.
    发明申请
    AUTHENTICATION FRAMEWORK EXTENSION TO VERIFY IDENTIFICATION INFORMATION 审中-公开
    验证框架扩展到验证信息

    公开(公告)号:US20110191247A1

    公开(公告)日:2011-08-04

    申请号:US13014584

    申请日:2011-01-26

    IPC分类号: G06Q40/00 G06Q99/00

    摘要: Systems and methods for authenticating parties involved in a transaction are disclosed. Some embodiments of the disclosure are directed to systems and methods for authenticating various identification attributes of a participant in a transaction. The attributes can include items such as the participant's name, address, social security number, date of birth, or any other identifying attributes. In some embodiments, all participants in a transaction may have identification information authenticated. The 3-D Secure protocol and framework is extended and enhanced to provide the ability to authenticate the identification details of participants in transactions.

    摘要翻译: 披露了涉及交易的认证方的系统和方法。 本公开的一些实施例涉及用于认证交易中的参与者的各种识别属性的系统和方法。 属性可以包括参与者的姓名,地址,社会安全号码,出生日期或任何其他标识属性的项目。 在一些实施例中,交易中的所有参与者可以具有认证的识别信息。 扩展和增强了3-D安全协议和框架,以提供验证交易参与者身份识别细节的能力。

    Method and system for generating a dynamic verification value
    4.
    发明申请
    Method and system for generating a dynamic verification value 有权
    用于生成动态验证值的方法和系统

    公开(公告)号:US20050043997A1

    公开(公告)日:2005-02-24

    申请号:US10642878

    申请日:2003-08-18

    摘要: Methods and systems for dynamically generating a verification value for a transaction and for utilizing such value to verify the authenticity of the payment service application. The dynamically created verification value may be generated on a payment device, such as an integrated circuit credit card or smart card, embedded into the payment data, and transmitted to a point of sale terminal. Alternatively, payment data is sent by a payment device to a point of sale terminal, which generates a verification value and embeds it into the payment data. The embedded verification value is used by a service provider to verify the authenticity of the transaction. The methods and systems may be used in a contactless (wireless) environment or a non-wireless environment.

    摘要翻译: 用于动态生成交易的验证值并利用这样的值来验证支付服务应用的真实性的方法和系统。 动态创建的验证值可以在嵌入到支付数据中的支付设备(例如集成电路信用卡或智能卡)上生成并被发送到销售点终端。 或者,支付数据由支付设备发送到销售点终端,其产生验证值并将其嵌入到支付数据中。 服务提供商使用嵌入式验证值来验证交易的真实性。 方法和系统可以用于非接触(无线)环境或非无线环境中。