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公开(公告)号：US11961146B2
公开(公告)日：2024-04-16
申请号：US18112861
申请日：2023-02-22
申请人： PATTY, LLC
发明人： Seth Cohen , Luis Silvestre
摘要： An anthropomorphic, artificial intelligence-based system and method to provide benefits products field underwriting and post-enrollment customer services through a cognitive virtual assistant. The system can contact to one or more third-party benefits provider systems to obtain coverage details, provider types and location details, and to modify member coverage types on behalf of the member. The system can contact third-party pharmacy systems to fill medical prescriptions. The system can contact third-party medical services for providing information directed to medical services.
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公开(公告)号：US20210035228A1
公开(公告)日：2021-02-04
申请号：US16945082
申请日：2020-07-31
申请人： PATTY, LLC
发明人： LUIS SILVESTRE , SETH COHEN
IPC分类号： G06Q40/08 , G06F16/9032 , G06Q30/02 , G06Q30/06 , G10L15/26
摘要： An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.
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公开(公告)号：US20210035153A1
公开(公告)日：2021-02-04
申请号：US16945294
申请日：2020-07-31
申请人： PATTY, LLC
发明人： SETH COHEN , LUIS SILVESTRE
IPC分类号： G06Q30/02 , G06N5/04 , G06Q10/10 , G06Q40/08 , G06F9/451 , G06F16/9535 , G10L15/22 , G06F3/16
摘要： A performance internet marketing self-optimizing, anthropomorphic, artificial intelligence-based system and method to quote, compare and purchase benefits products from a benefits provider. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for optimization of the online advertising platform.
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公开(公告)号：US12086889B2
公开(公告)日：2024-09-10
申请号：US18605797
申请日：2024-03-14
申请人： PATTY, LLC
发明人： Seth Cohen , Luis Silvestre
摘要： Enrollment of a user using an agent offering insurance products. Audio is received and interpreted with artificial intelligence, and audio responses are generated based on a set of user-specific parameters. Interpreting the audio includes determining at least one vector in multi-dimensional space representing sentiment and tone of the audio from the user interface. Generating the audio responses includes providing user prompting for information relating to underwriter requirements for one or more insurance, or benefits products and services for purchase, and determining eligibility of the user for the one or more products and services based on predefined underwriting requirements having been received from a source of underwriting requirements, and providing relevant one or more insurance, or benefits products and services to be presented via the user interface which are based on the eligibility. The user-specific parameters may be adjusted in response to the at least one vector in multi-dimensional space.
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5.发明公开公开(公告)号：US20230342860A1
公开(公告)日：2023-10-26
申请号：US18131098
申请日：2023-04-05
申请人： PATTY, LLC
发明人： SETH COHEN , LUIS SILVESTRE
IPC分类号： G06Q40/08 , G06Q30/0242 , G10L15/22 , G10L15/18 , G06F3/16
CPC分类号： G06Q40/08 , G06Q30/0246 , G10L15/22 , G10L15/1822 , G06F3/167 , G06Q30/0256
摘要： A performance internet marketing self-optimizing, anthropomorphic, artificial intelligence-based system and method to quote, compare and purchase products from a provider, including personal lines insurance, commercial lines insurance, property insurance and casualty insurance. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for improvement of the online advertising platform.
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公开(公告)号：US11645720B2
公开(公告)日：2023-05-09
申请号：US16983862
申请日：2020-08-03
申请人： PATTY, LLC
发明人： Seth Cohen , Luis Silvestre
IPC分类号： G06Q40/00 , G06Q40/08 , G06N5/04 , G06F40/35 , G06Q30/0241 , G06Q30/0282
CPC分类号： G06Q40/08 , G06F40/35 , G06N5/042 , G06Q30/0277 , G06Q30/0282
摘要： An anthropomorphic, artificial intelligence-based system and method to quote, compare, and purchase personal lines and commercial lines property and casualty insurance or benefits products and services and quoting, comparing, purchasing, or transferring residential services using a cognitive virtual assistant. The system and method collects information from an online advertising platform during the process and returns the collected information to the online advertising platform for optimization of the online advertising platform.
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公开(公告)号：US11605134B2
公开(公告)日：2023-03-14
申请号：US16983895
申请日：2020-08-03
申请人： PATTY, LLC
发明人： Seth Cohen , Luis Silvestre
摘要： An anthropomorphic, artificial intelligence-based system and method to provide benefits products field underwriting and post-enrollment customer services through a cognitive virtual assistant. The system can contact to one or more third-party benefits provider systems to obtain coverage details, provider types and location details, and to modify member coverage types on behalf of the member. The system can contact third-party pharmacy systems to fill medical prescriptions. The system can contact third-party medical services for providing information directed to medical services.
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公开(公告)号：US20220036410A1
公开(公告)日：2022-02-03
申请号：US17485931
申请日：2021-09-27
申请人： PATTY, LLC
发明人： Luis Silvestre , Seth Cohen
摘要： An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.
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公开(公告)号：US20240221087A1
公开(公告)日：2024-07-04
申请号：US18605797
申请日：2024-03-14
申请人： PATTY, LLC
发明人： Seth Cohen , Luis Silvestre
摘要： Enrollment of a user using an agent offering insurance products. Audio is received and interpreted with artificial intelligence, and audio responses are generated based on a set of user-specific parameters. Interpreting the audio includes determining at least one vector in multi-dimensional space representing sentiment and tone of the audio from the user interface. Generating the audio responses includes providing user prompting for information relating to underwriter requirements for one or more insurance, or benefits products and services for purchase, and determining eligibility of the user for the one or more products and services based on predefined underwriting requirements having been received from a source of underwriting requirements, and providing relevant one or more insurance, or benefits products and services to be presented via the user interface which are based on the eligibility. The user-specific parameters may be adjusted in response to the at least one vector in multi-dimensional space.
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公开(公告)号：US11651439B2
公开(公告)日：2023-05-16
申请号：US16945082
申请日：2020-07-31
申请人： PATTY, LLC
发明人： Luis Silvestre , Seth Cohen
IPC分类号： G06Q40/08 , G06F16/9032 , G10L15/26 , G06Q30/0601 , G06Q30/02
CPC分类号： G06Q40/08 , G06F16/90332 , G06Q30/0281 , G06Q30/0637 , G10L15/26
摘要： An artificial intelligence-based multi-channel system and method to evaluate a buyer or consumer's intent to purchase benefits products. The system and method determine the buyer or consumer's needs, identifies and presents relevant benefits products based on eligibility to the buyer or consumer. The system and method can transfer the buyer or consumer to a producer to facilitate an enrollment process for the benefits products.
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