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公开(公告)号：US20240362635A1
公开(公告)日：2024-10-31
申请号：US18630871
申请日：2024-04-09
申请人： PayPal, Inc.
发明人： Gal Hochma , Matias Rotenberg , Yael Cohen , Ran Yuchtman , Shay Elbaz , Chen Levkovich
CPC分类号： G06Q20/40145 , G06F40/35 , G06N20/00 , G06Q20/384 , G06Q40/03
摘要： A request is received from a first user of a social interaction platform. The request is a request to acquire a status. In response to the receiving of the request, a database is accessed. The database contains first electronic data pertaining to previous interactions between the first user and other entities of the social interaction platform. The first electronic data is analyzed via one or more Natural Language Processing (NLP) techniques. A first result is obtained based on the analyzing. A machine learning process is executed based at least in part on the first result. Based on the executing of the machine learning process, a determination is made whether to grant or deny the request received from the first user.
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公开(公告)号：US20240354796A1
公开(公告)日：2024-10-24
申请号：US18602660
申请日：2024-03-12
申请人： PAYPAL, INC.
发明人： Ryan David Hudson
IPC分类号： G06Q30/0207 , G06F3/04842 , G06F9/451 , G06Q30/0601
CPC分类号： G06Q30/0222 , G06F9/451 , G06Q30/0641 , G06F3/04842
摘要： Systems and methods for interfacing with a third-party website. In one embodiment, a computer system is configured to directly interface with a website via a webpage to change certain numerical values through the use of digital codes. The digital codes are applied to a data entry interface on the webpage, and the responses are monitored and transmitted back to a server system.
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3.发明公开公开(公告)号：US20240354744A1
公开(公告)日：2024-10-24
申请号：US18733045
申请日：2024-06-04
申请人： PayPal, Inc.
CPC分类号： G06Q20/3672 , G06Q20/0658 , G06Q20/3678 , H04L9/0643 , H04L9/50
摘要： Mechanisms for efficiently transferring multiple unspent transaction output (UTXO) tokens in a blockchain network operating a UTXO-based token transaction model are disclosed herein. These methods allow for the use of less computer processing and network bandwidth resources in the transfer of blockchain items, particularly in blockchain schemes with lineage tracking mechanisms (e.g. as may allow for clawback of tokens). Some embodiments comprise generating a delegated account and transferring the UTXO tokens into the delegated account. The ownership of the delegated account can then be transferred to another use of the blockchain network in a single transaction, thereby avoiding the need to individually transfer the UTXO tokens and incur the memory and computational resource burden and costs associated with therewith.
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公开(公告)号：US20240354743A1
公开(公告)日：2024-10-24
申请号：US18630315
申请日：2024-04-09
申请人： PayPal, Inc.
发明人： Jakub Burgis , Raoul Johnson , Andrew Marshall , Muhammad Saad
CPC分类号： G06Q20/36 , G06Q20/389 , G06Q20/401 , H04L9/50 , G06Q2220/00
摘要： Methods and systems for digital hot wallet protection are provided. A payment channel is established via a Layer-2 network of a cryptocurrency blockchain for transferring a cryptocurrency balance from a first digital wallet of a service provider to a second digital wallet of a trusted entity over a plurality of commitment transactions. A transaction receipt for each commitment transaction is transmitted to the trusted entity via a secure communication channel previously established between the service provider and the trusted entity outside of the Layer-2 network. A transaction log of the service provider is modified so that it no longer represents the current transaction state of the payment channel. Responsive to detecting a breach of the first wallet, a transaction is broadcast to a Layer-1 network of the blockchain for transferring the total cryptocurrency balance from the first wallet to the second wallet.
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公开(公告)号：US20240348520A1
公开(公告)日：2024-10-17
申请号：US18610210
申请日：2024-03-19
申请人： PayPal, Inc.
发明人： Caitlin Tierney Roberts , Tairan Zhang , Robert Andrew Toledo , Aaron Craig , Taylor James Harwood
IPC分类号： H04L43/08 , G06F3/04842 , G06F9/451 , H04L41/22 , H04L67/02
CPC分类号： H04L43/08 , G06F3/04842 , G06F9/451 , H04L41/22 , H04L67/02
摘要： Techniques are disclosed relating to monitoring network traffic of an embeddable browser displayed by an application executing on a mobile computing device. In some embodiments, a first layer of the application manipulates one or more user interface elements displayed in the embeddable browser. The first layer of the application then detects network requests made by one or more application programming interfaces (APIs) executed by the embeddable browser in response to the manipulating. In some embodiments, the first layer sends to a second layer of the application results of observing network requests. In some embodiments, the second layer of the application displays, in real-time, information corresponding to the results of observing network requests. The disclosed techniques for monitoring activity on an embeddable browser included in mobile applications despite mobile security restrictions may advantageously reduce or remove wait times associated with manipulating and observing content of the embeddable browser.
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公开(公告)号：US20240346576A1
公开(公告)日：2024-10-17
申请号：US18301574
申请日：2023-04-17
申请人： PAYPAL, INC.
发明人： Jiadi Xiong , Chaoyun Chen , Yaqin Yang , Hang Li , Ximin Chen
IPC分类号： G06Q40/00
CPC分类号： G06Q40/00
摘要： Methods and systems are presented for providing a multi-modal machine learning model framework for using enriched data to improve the accuracy of a machine learning model in classifying transactions. Upon receiving a request to process a transaction associated with a purchase of an item, a classification system extracts text data associated with the transaction from the request. Based on the text data, the classification system retrieves additional data related to the item. The additional data is of different modality than the text data. The classification system may transform the text data and the additional data into respective vectors, and merge the vectors for use as input data for the machine learning model. Based on the merged vectors, the classification system obtains multiple classification scores from the machine learning model. The classification system then classifies the transaction based on the multiple classification scores, and processes the transaction according to the classification.
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公开(公告)号：US20240345702A1
公开(公告)日：2024-10-17
申请号：US18630145
申请日：2024-04-09
申请人： PayPal, Inc.
发明人： Manas Haribhai Somaiya , Rabi Chakraborty , Nirveek De , Akshata Baliga , Sudeep Dasgupta , Meenal Varshney , Dennis Marshall , Ganesh Gopalakrishnan
IPC分类号： G06F3/0482 , G06F3/0485 , G06F16/9535 , G06F16/957
CPC分类号： G06F3/0482 , G06F3/0485 , G06F16/9535 , G06F16/9577
摘要： A search engine determines a number of pages to present to a user based on one or more of a variety of factors. The search engine may send the search results to a client machine, which may present a subset of the results along with a pagination control in a scrollable interface. The pagination control may present the number of pages determined by the search engine. The search engine may also determine a number of search results to present prior to the presentation of non-scrollable user interface (UI) elements based on the same or different factors. After the amount of scrolling exceeds a threshold, a non-scrollable UI element may be displayed. Additional thresholds may exist, such that additional non-scrollable UI elements are added as the user continues to scroll.
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公开(公告)号：US20240338415A1
公开(公告)日：2024-10-10
申请号：US18296536
申请日：2023-04-06
申请人： PAYPAL, INC.
发明人： Sourish Mukherjee , Dalvinder Singh , Elanselvan Ganesan , Subhadip Panja , Subramania Jeeva Kandasamy , Vikram Ramakrishnan , Vishak S. Bharadwaj
IPC分类号： G06F16/951 , G06F16/954
CPC分类号： G06F16/951 , G06F16/954
摘要： There are provided systems and methods for a guided web crawler for automated identification and verification of webpage resources. A service provider, such as an online transaction processor, may provide a guided web crawler and/or resources for such crawler for execution by computing devices of users. Users may load different pluggable modules to the guided web crawler, which are associated with specific web crawling tasks. Web crawling tasks may correspond to identification and verification of webpage resources on a webpage, such as a location, placement, use of, and/or number of appearances of the resource. The web crawler may use code from the pluggable module being executed to parse and/or crawl webpage data for a webpage and identify requested resources. Thereafter, the guided web crawler may automate resources to use, display, and/or interact with the identified and verified resource.
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9.发明公开公开(公告)号：US20240331036A1
公开(公告)日：2024-10-03
申请号：US18427530
申请日：2024-01-30
申请人： PayPal, Inc.
发明人： Thomas H. Keithley
IPC分类号： G06Q40/03 , G06Q20/02 , G06Q20/20 , G06Q30/0207 , G06Q30/0601 , G06Q40/00
CPC分类号： G06Q40/03 , G06Q20/02 , G06Q20/202 , G06Q30/0215 , G06Q30/0601 , G06Q30/0603 , G06Q40/00
摘要： A method for offering at least one credit product by at least one credit issuer to a consumer at a point-of-sale between a merchant and the consumer. The method includes the steps of: providing a credit issuer data set including a plurality of data fields to a central database; initiating a transaction between the consumer and the merchant at the point-of-sale; offering, to the consumer at the point-of-sale, the at least one credit product; and presenting, to the consumer at the point-of-sale, at least one data field in the credit issuer data set. The at least one data field presented to the consumer is populated with data directed to the credit product, the credit issuer, or any combination thereof. An apparatus and system are also disclosed.
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公开(公告)号：US12107947B2
公开(公告)日：2024-10-01
申请号：US17327097
申请日：2021-05-21
申请人： PAYPAL, INC.
发明人： Pankaj Sarin
IPC分类号： H04L9/06 , G06F9/46 , G06F16/2458 , G06F21/60 , G06F21/64 , G06Q20/06 , H04L9/00 , H04L9/32 , H04L9/40
CPC分类号： H04L9/0637 , G06F9/466 , G06F16/2465 , G06F21/602 , G06F21/64 , G06Q20/0658 , H04L9/3213 , H04L9/3239 , H04L9/50 , H04L63/12 , G06F2216/03 , G06Q2220/00
摘要： The systems and methods of the multi-blockchain transaction information segregation system of the present disclosure receive a first digital transaction, which includes first digital transaction information and second digital transaction information, through a network via broadcast by a first transaction device. A primary blockchain address provided on a primary blockchain is then identified in the first digital transaction, and a primary blockchain smart contract that is stored on the primary blockchain in association with the primary blockchain address is accessed. The primary blockchain smart contract is then executed to cause the first digital transaction information to be stored on the primary blockchain, and the second digital transaction information to be stored on a secondary blockchain that is separate from the primary blockchain. In a specific example, the first digital transaction information identifies a physical property, and the second digital transaction information identifies a purchase price of the physical property.
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