Method and system for the issuance of instant credit
    1.
    发明授权
    Method and system for the issuance of instant credit 有权
    发放即时信贷的方法和制度

    公开(公告)号:US08918338B1

    公开(公告)日:2014-12-23

    申请号:US09544459

    申请日:2000-04-07

    IPC分类号: G06Q40/00

    摘要: A method and system for the issuance of Instant Credit has an Instant Credit engine that performs instantaneous analysis. The method and system can operate along side existing “batch” processes. In addition, the method and system offer various channels of distribution for the Instant Credit products. With the present invention, Instant Credit and other Instant services (e.g., instant account balance transfers, etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated “instantaneously” based on a variety of factors, such as, for example, the channels of distribution (e.g., telephone or Internet), the product sought and/or even the particular individual and/or entity that is applying for a line of credit.

    摘要翻译: 即时信用发行的方法和系统具有执行瞬时分析的即时信用引擎。 方法和系统可以沿着现有的“批处理”过程进行操作。 此外,该方法和系统为Instant Credit产品提供了各种分发渠道。 利用本发明,可以通过互联网,销售点和其他分发渠道获得即时信用和其他即时业务(例如即时账户余额转账等)。 本系统还能够实现高度动态的产品,其可以基于各种因素“即时地”生成,例如分配渠道(例如,电话或因特网),所寻求的产品和/或甚至是 申请信用额度的特定个人和/或实体。

    Method and system for video communication
    2.
    发明申请
    Method and system for video communication 审中-公开
    视频通信方法与系统

    公开(公告)号:US20070265949A1

    公开(公告)日:2007-11-15

    申请号:US11785179

    申请日:2007-04-16

    申请人: Richard Elder

    发明人: Richard Elder

    IPC分类号: G06Q40/00

    CPC分类号: G06Q40/00

    摘要: A customer sales and service tool and methodology for authenticating a customer and identifying and connecting a specific subject matter expert to the customer via live, two-way video communication to address the customer's needs regarding a specific financial product.

    摘要翻译: 客户销售和服务工具和方法,用于验证客户,并通过实时双向视频通信识别和连接特定主题专家给客户,以满足客户对特定金融产品的需求。

    Defect management enabled PIRM and method

    公开(公告)号:US20060044896A1

    公开(公告)日:2006-03-02

    申请号:US10931842

    申请日:2004-09-01

    IPC分类号: G11C29/00

    CPC分类号: G11C29/76 G11C29/808

    摘要: A defect management enabled PIRM including a data storage medium providing a plurality of cross point data storage arrays. Each array provides a plurality of memory cells. The arrays are allocated into separate super arrays, the separate super arrays virtually aligned as sets. A controller is also provided, capable of establishing the selection of a virtually aligned set of arrays and a virtually aligned set of memory cells. The controller is operable during a write operation to receive a word of data bits and detect a defective array in the selected virtually aligned set of memory arrays. The controller is further capable of directing the allocation of at least one data bit from the defective memory array to a spare memory array.

    Regenerative LOMI decontamination process
    4.
    发明授权
    Regenerative LOMI decontamination process 失效
    再生LOMI去污工艺

    公开(公告)号:US5805654A

    公开(公告)日:1998-09-08

    申请号:US826835

    申请日:1997-04-08

    CPC分类号: G21F9/004 G21F9/12

    摘要: A method for operating the LOMI decontamination process in a regenerative manner. The method incorporates an initial injection of a dilute LOMI solution (vanadous formate, picolinic acid and sodium hydroxide) into a decontamination circuit followed by operation of a small cluster of cation exchange columns during the decontamination process. The cation exchange resin is used to remove metals in the same manner as in prior decontamination processes but operation of the cation exchange resin is continued to allow picolinic acid initially bound to the cation exchange resin to be released and recycled to the LOMI solution. Operation of the cation exchange columns ceases after the picolinic acid has been released but before the metals (e.g. sodium, iron and vanadium) are released back to the LOMI solution. The cluster of cation exchange columns are operated according to a sequence wherein one column is releasing picolinic acid while another is binding picolinic acid. The method further includes continuous additions of vanadous formate and sodium hydroxide. Clean-up at the end of the method proceeds in the normal manner wherein larger cation and anion exchange columns are utilized. Because the concentration of the components is much lower than conventional LOMI processes, however, the amount of cation exchange resin required at this stage is greatly reduced.

    摘要翻译: 一种以再生方式操作LOMI去污工艺的方法。 该方法将稀释的LOMI溶液(甲酸钒酸盐,吡啶甲酸和氢氧化钠)初始注入去污电路,然后在净化过程中操作一小群阳离子交换柱。 使用阳离子交换树脂以与先前的去污处理相同的方式除去金属,但继续使阳离子交换树脂的操作使得最初与阳离子交换树脂结合的吡啶甲酸被释放并再循环到LOMI溶液中。 在吡啶甲酸释放后,但金属(例如钠,铁和钒)释放回LOMI溶液之前,阳离子交换柱的操作停止。 阳离子交换柱的簇根据其中一个塔释放吡啶甲酸而另一个是结合吡啶甲酸的顺序操作。 该方法还包括连续加入甲酸铵和氢氧化钠。 在方法结束时的清理以正常方式进行,其中使用较大的阳离子和阴离子交换柱。 然而,由于组分的浓度远远低于常规的LOMI方法,所以在此阶段所需的阳离子交换树脂的量大大降低。

    Water-activated and light-assisted visual locating device
    5.
    发明申请
    Water-activated and light-assisted visual locating device 有权
    水激活和光辅助视觉定位装置

    公开(公告)号:US20080070457A1

    公开(公告)日:2008-03-20

    申请号:US11826604

    申请日:2007-07-17

    IPC分类号: B63C9/20

    CPC分类号: B63C9/20 B63C9/0005

    摘要: A visual locating device comprises an elongate, inherently buoyant, flexible sheet for floating on the surface of a body of water that has a longitudinal axis. At least three buoyant support struts are secured to the sheet and disposed across the longitudinal axis of the sheet such that the sheet is divided into a plurality of sections defined between respective pairs of struts. A light source is disposed on the sheet to provide nighttime visibility to the sheet. A pouch, which receives the sheet when stowed, is configured to release the sheet when immersed in water. The sheet is at least z-folded inside the pouch.

    摘要翻译: 视觉定位装置包括用于浮动在具有纵向轴线的水体表面上的细长的,固有地浮力的柔性片材。 至少三个浮力支撑支柱被固定到片材并且跨过片材的纵向轴线布置,使得片材被分成在相应的支柱对之间限定的多个部分。 光源设置在片材上以提供片材的夜间可视性。 当收纳时收到片材的小袋被构造成当浸入水中时释放片材。 该片材至少在袋内z形折叠。

    Digital camera memory system
    6.
    发明授权

    公开(公告)号:US07039780B2

    公开(公告)日:2006-05-02

    申请号:US09875833

    申请日:2001-06-05

    IPC分类号: G06F12/00

    摘要: A data storage system that is adapted for storing image data in digital cameras comprises a temporary data storage circuit coupled, in use, to receive image data from the camera, and a permanent data storage circuit coupled, in use, to receive image data from the temporary data storage circuit. A control circuit is coupled to the temporary data storage circuit and the permanent data storage circuit to effect transfer of image data from the temporary data storage circuit to the permanent data storage circuit upon occurrence of a predetermined event. The permanent data storage circuit may be in the form of a write-once non-volatile memory module, which is replaceable in the storage system. The temporary data storage circuit can be a RAM or Flash memory that temporarily stores a image data from the camera when a picture is taken. Then, the user may review the picture before it is permanently stored upon the occurrence of the predetermined event. The predetermined event may comprise, for example, another picture being taken, removal of power (e.g. turning the camera off), or expiration of a preset time period.

    Logical arrangement of memory arrays

    公开(公告)号:US20060018143A1

    公开(公告)日:2006-01-26

    申请号:US10896163

    申请日:2004-07-21

    IPC分类号: G11C5/02

    CPC分类号: G11C5/063

    摘要: An aspect of the present invention is a logical arrangement of memory arrays. The logical arrangement includes a plurality of memory arrays deposed in a row-column configuration, a controller coupled to the plurality of memory arrays and at least one power line, at least one sense line and at least one address line coupled to the controller wherein a number of connections from the controller to the at least one power line, the at least one sense line and the at least one address line is minimized.

    Parallel access of cross-point diode memory arrays
    8.
    发明授权
    Parallel access of cross-point diode memory arrays 有权
    交叉点二极管存储器阵列的并行访问

    公开(公告)号:US06385075B1

    公开(公告)日:2002-05-07

    申请号:US09875828

    申请日:2001-06-05

    IPC分类号: G11C1706

    CPC分类号: G11C17/06

    摘要: A memory circuit includes a cross-point memory array having first and second sets of transverse electrodes with respective memory elements formed at the crossing-points of the first and second set electrodes. Each of the memory elements is formed to include, in at least one of its binary states, a diode element. The memory circuit also includes an addressing circuit coupled to the memory array. The addressing circuit has a first set of address lines with first diode connections between the first set address lines and the first set memory array electrodes, with the first diode connections coupling each memory array electrode in the first set to a respective unique subset of the first set address lines. The addressing circuit also has a second set of address lines with second diode connections between the second set address lines and the second set memory array electrodes, with the second diode connections coupling each memory array electrode in the second set to a respective unique subset of the second set address lines. The addressing circuit further includes at least one sense line with diode connections to each of the first set memory array electrodes and/or the second set memory array electrodes. A plurality of the memory circuits can be provided with the address lines coupled for parallel addressing, and the addressed memory element from each memory array is accessible for reading/writing using the respective sense line(s).

    摘要翻译: 存储电路包括具有形成在第一和第二设定电极的交叉点处的各自存储元件的第一组和第二组横向电极的交叉点存储器阵列。 每个存储元件被形成为在其二进制状态中的至少一个中包括二极管元件。 存储器电路还包括耦合到存储器阵列的寻址电路。 寻址电路具有第一组地址线,在第一组地址线和第一组存储器阵列电极之间具有第一二极管连接,第一二极管连接将第一组中的每个存储阵列电极耦合到第一组地址线的相应独特子集 设置地址行。 寻址电路还具有第二组地址线,在第二组地址线和第二组存储器阵列电极之间具有第二二极管连接,其中第二二极管连接将第二组中的每个存储阵列电极耦合到相应的唯一子集 第二组地址线。 寻址电路还包括至少一个感测线,其具有与第一组存储器阵列电极和/或第二组存储器阵列电极中的每一个的二极管连接。 可以为多个存储器电路提供耦合用于并行寻址的地址线,并且来自每个存储器阵列的寻址的存储器元件可访问以使用相应的感测线进行读取/写入。

    Ion exchange regeneration and nuclide specific selective processes
    9.
    发明授权
    Ion exchange regeneration and nuclide specific selective processes 有权
    离子交换再生和核素特异性选择过程

    公开(公告)号:US09208915B2

    公开(公告)日:2015-12-08

    申请号:US13267603

    申请日:2011-10-06

    CPC分类号: G21F9/12 G21F9/28 G21F9/30

    摘要: A method of processing ion exchange resin radioactive waste, wherein the radioactive waste contains a plurality of fractions of radioactive waste based on density, which may include cation resin waste and anion resin waste, wherein at least one of the plurality of fractions comprises a total concentration of at least one radionuclide, including performing at least one of the following operations (i), (ii) or (iii): (i) separating the at least one of the plurality of fractions from the radioactive waste utilizing a moving freeboard; (ii) separating the radioactive waste into cation resin waste and anion resin waste; or (iii) removing at least a portion of the total concentration of the at least one radionuclide from: the radioactive waste; the at least one of the plurality of fractions separated by the moving freeboard; or at least one of the radioactive waste, the cation resin waste or the anion resin waste.

    摘要翻译: 一种处理离子交换树脂放射性废物的方法,其中所述放射性废物基于密度包含多个放射性废物部分,其可包括阳离子树脂废物和阴离子树脂废物,其中所述多个馏分中的至少一个包含总浓度 包括执行以下操作(i),(ii)或(iii)中的至少一个:(i)利用移动的干舷将多个馏分中的至少一个与放射性废物分离; (ii)将放射性废物分解为阳离子树脂废物和阴离子树脂废物; 或(iii)从放射性废物中去除至少一种放射性核素的总浓度的至少一部分; 由移动的干舷分开的多个分数中的至少一个; 或放射性废物,阳离子树脂废物或阴离子树脂废物中的至少一种。

    Magnetic molecules: a process utilizing functionalized magnetic ferritins for the selective removal of contaminants from solution by magnetic filtration
    10.
    发明授权
    Magnetic molecules: a process utilizing functionalized magnetic ferritins for the selective removal of contaminants from solution by magnetic filtration 失效
    磁性分子:利用功能化磁性铁素体通过磁性过滤从溶液中选择性除去污染物的方法

    公开(公告)号:US06972095B1

    公开(公告)日:2005-12-06

    申请号:US10434521

    申请日:2003-05-07

    IPC分类号: B03C1/01 B01D21/26 G21F9/00

    CPC分类号: B03C1/01

    摘要: A decontamination system uses magnetic molecules having ferritin cores to selectively remove target contaminant ions from a solution. The magnetic molecules are based upon a ferritin protein structure and have a very small magnetic ferritin core and a selective ion exchange function attached to its surface. Various types of ion exchange functions can be attached to the magnetic molecules, each of which is designed to remove a specific contaminant such as radioactive ions. The ion exchange functions allow the magnetic molecules to selectively absorb the contaminant ions from a solution while being inert to other non-target ions. The magnetic properties of the magnetic molecule allow the magnetic molecules and the absorbed contaminant ions to be removed from solution by magnetic filtration.

    摘要翻译: 去污系统使用具有铁蛋白芯的磁分子来从溶液中选择性地去除目标污染物离子。 磁性分子基于铁蛋白蛋白质结构,并具有非常小的磁铁蛋白核心和附着于其表面的选择性离子交换功能。 磁性分子可附着各种类型的离子交换功能,每一种都被设计成去除特定污染物例如放射性离子。 离子交换功能允许磁分子选择性地从溶液中吸收污染物离子,同时对其它非目标离子是惰性的。 磁性分子的磁特性允许磁性分子和吸收的污染物离子通过磁性过滤从溶液中除去。