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38 条记录 (耗时 0.023 秒)

    Transaction apparatus and method that identifies an authorized user by appearance and voice
    2.
    发明授权
    Transaction apparatus and method that identifies an authorized user by appearance and voice 失效
    通过外观和语音识别授权用户的交易装置和方法

    公开(公告)号：US6023688A

    公开(公告)日：2000-02-08

    申请号：US37559

    申请日：1998-03-09

    申请人： Natarajan Ramachandran ,  Roy Mleziva ,  Jeffrey A. Hill

    发明人： Natarajan Ramachandran ,  Roy Mleziva ,  Jeffrey A. Hill

    IPC分类号： G07C9/00 ,  G07F19/00 ,  G06F19/00

    CPC分类号： G07C9/00158 ,  G06Q20/042 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q20/40 ,  G06Q20/40145 ,  G07F19/20 ,  G07F19/201 ,  G07C2011/02

    摘要： A financial transaction apparatus (30) includes a financial transaction machine (32). The machine includes devices (34) including transaction function devices (42, 44, 46, 48) for carrying out operations associated with financial transactions. The terminal also includes an imaging device (50) and an audio input device (52), as well as a visual output device (36) and an audio output device (54). Terminal (32) is connected to a computer (68) which has an associated data store (70). The data store includes user data including image data and voice data corresponding to authorized users. The identity of a customer operating the machine is determined by resolving first identity data based on image signals from the imaging device which correspond to a user's appearance. Second identity data is resolved by the processor from voice signals from the audio input device corresponding to the user's voice. The computer enables operation of the transaction function devices if the level of correlation between the first and second identity data is sufficient to establish that the image and voice signals originate from a single authorized user.

    摘要翻译： 金融交易装置（30）包括金融交易机（32）。 该机器包括用于执行与金融交易相关的操作的交易功能设备（42,44,46,48）的设备（34）。 终端还包括成像设备（50）和音频输入设备（52），以及可视输出设备（36）和音频输出设备（54）。 终端（32）连接到具有关联的数据存储（70）的计算机（68）。 数据存储包括用户数据，包括与授权用户对应的图像数据和语音数据。 通过根据与用户的外观相对应的来自成像装置的图像信号来解析第一身份数据来确定操作机器的客户的身份。 第二身份数据由处理器从与用户语音相对应的音频输入设备的语音信号中解决。 如果第一和第二身份数据之间的相关程度足以确定图像和语音信号来自单个授权用户，则计算机使得交易功能设备能够操作。

    Cash dispensing automated banking machine and system
    7.
    发明授权
    Cash dispensing automated banking machine and system 有权
    现金分配自动银行机和系统

    公开(公告)号：US07780071B1

    公开(公告)日：2010-08-24

    申请号：US11714958

    申请日：2007-03-07

    申请人： Natarajan Ramachandran ,  Jeffrey A. Hill ,  James Booth ,  Pedro Tula ,  Paul Mercina

    发明人： Natarajan Ramachandran ,  Jeffrey A. Hill ,  James Booth ,  Pedro Tula ,  Paul Mercina

    IPC分类号： G06F17/00

    CPC分类号： G07F19/207 ,  G07F19/20

    摘要： An automatic banking machine includes a card reader for reading user cards, and a cash dispenser. A movable camera is positionable within the ATM housing. The automated banking machine carries out transactions related to user accounts based on information read from cards. Service personnel are enabled to direct the camera toward regions of machine components while conducting service activities that are not directly visible by a servicer. A camera assembly includes a microphone to sense sounds associated with machine components during test operations. The generated data may be used by an on-site servicer, or sent to an entity at a remote location. The visual images may be used to enhance diagnostic and servicing capabilities.

    摘要翻译： 自动银行机包括用于读取用户卡的读卡器和自动提款机。 可移动摄像机可定位在ATM外壳内。 自动银行机器根据从卡读取的信息执行与用户账户有关的交易。 服务人员能够进行机器组件的各个区域的引导，同时进行服务人员不能直接看到的服务活动。 相机组件包括用于在测试操作期间感测与机器部件相关联的声音的麦克风。 生成的数据可以由现场服务器使用，或者发送到远程位置的实体。 视觉图像可用于增强诊断和维修能力。