REWARD EXCHANGE METHOD AND SYSTEM IMPLEMENTING DATA COLLECTION AND ANALYSIS
    4.
    发明申请
    REWARD EXCHANGE METHOD AND SYSTEM IMPLEMENTING DATA COLLECTION AND ANALYSIS 审中-公开
    REWARD交换方法和系统实现数据收集和分析

    公开(公告)号:US20140365295A1

    公开(公告)日:2014-12-11

    申请号:US14319135

    申请日:2014-06-30

    Inventor: Richard Postrel

    Abstract: A method of operating a data collection and analysis system. An exchange computer receives customer identification data associated with a customer. A quantitative analysis algorithm determines whether the exchange computer has received an amount of customer identification data sufficient for the customer to be uniquely identified, and if so, then a linking service computer or a plurality of remote database computers perform a qualitative analysis algorithm with the customer identification data to determine if the customer identification data is sufficient for the customer to be uniquely identified. If the qualitative analysis algorithm passes, then customer information may be retrieved from the remote databases and collated and analyzed at the exchange computer. The customer may automatically register with reward programs using already-entered user information. A data analysis embodiment enables offers to be generated that are tailored towards specific users.

    Abstract translation: 一种操作数据采集和分析系统的方法。 交换计算机接收与客户相关联的客户识别数据。 定量分析算法确定交换计算机是否已经接收到足以使客户唯一标识的客户识别数据量,如果是,则链接服务计算机或多个远程数据库计算机与客户执行定性分析算法 识别数据,以确定客户识别数据是否足以使客户被唯一标识。 如果定性分析算法通过,则可以从远程数据库检索客户信息,并在交换计算机上进行整理和分析。 客户可以使用已经输入的用户信息自动注册奖励计划。 数据分析实施例使得能够生成针对特定用户定制的报价。

    METHOD AND SYSTEM FOR PROVIDING TRUST ANALYSIS FOR MEMBERS OF A SOCIAL NETWORK
    5.
    发明申请
    METHOD AND SYSTEM FOR PROVIDING TRUST ANALYSIS FOR MEMBERS OF A SOCIAL NETWORK 审中-公开
    为社会网络成员提供信任分析的方法和系统

    公开(公告)号:US20140280568A1

    公开(公告)日:2014-09-18

    申请号:US13843744

    申请日:2013-03-15

    Inventor: Richard Postrel

    CPC classification number: H04L67/306 H04L67/02

    Abstract: A computer-implemented method of providing a trust analysis comprising forming, using a social network server computer, a social network comprising a plurality of members, each of said members registering with said social network server computer and providing a member profile, each of said member profiles comprising information associated with said member; performing with the social network server computer a member trust factor analysis to generate a member trust factor for each of the plurality of members; performing with the social network server computer a network trust factor analysis of the member trust factors to generate a network trust factor for the social network; and for each of the plurality of members, generating with the social network server computer an adjusted member trust factor by adjusting the member trust factor by the network trust factor.

    Abstract translation: 一种提供信任分析的计算机实现的方法,包括使用社交网络服务器计算机形成包括多个成员的社交网络,每个所述成员向所述社交网络服务器计算机注册并提供成员简档,每个所述成员 包括与所述成员相关联的信息的简档; 与所述社交网络服务器计算机执行成员信任因子分析以生成所述多个成员中的每一个的成员信任因子; 与社交网络服务器计算机一起执行网络信任因子分析成员信任因子,为社交网络生成网络信任因子; 并且对于所述多个成员中的每一个,通过根据所述网络信任因子调整所述成员信任因子,通过所述社交网络服务器计算机生成调整后的成员信任因子。

    METHOD AND SYSTEM FOR SIMPLIFIED USER REGISTRATION ON A WEBSITE
    6.
    发明申请
    METHOD AND SYSTEM FOR SIMPLIFIED USER REGISTRATION ON A WEBSITE 审中-公开
    网站简化用户注册的方法和系统

    公开(公告)号:US20140259135A1

    公开(公告)日:2014-09-11

    申请号:US13790255

    申请日:2013-03-08

    Inventor: Richard Postrel

    CPC classification number: H04L63/0807 H04L63/083 H04L63/18

    Abstract: A method and system for providing secure registration with a target website computer in which a user logs into a trusted partner website computer, which returns a link to the target website computer. The user computer is redirected to the target website computer with a token that identifies the user computer as being registered with and originating from the trusted partner website computer. After verification, the user provides registration information including an email address to the target website computer, which then sends a registration email message including a unique registration code to the email address provided by the user. The user computer displays a popup window that provides the unique registration code for viewing by the user. The user populates the registration code into a form on a registration verification web page which is sent to the target website computer for verification and completion of the user registration process.

    Abstract translation: 一种用于向目标网站计算机提供安全注册的方法和系统,其中用户登录到信任的合作伙伴网站计算机,其返回到目标网站计算机的链接。 用户计算机被重定向到目标网站计算机,其中标记用于将用户计算机标识为从可信伙伴网站计算机注册并来自可信伙伴网站计算机。 验证后,用户向目标网站计算机提供包括电子邮件地址的注册信息,目标网站计算机然后向用户提供的电子邮件地址发送包括唯一注册码的注册电子邮件。 用户计算机显示弹出窗口,该窗口提供唯一的注册码以供用户查看。 用户将注册码填充到注册验证网页上的表单,该网页被发送到目标网站计算机用于验证和完成用户注册过程。

    Method and system for electronic exchange of reward points
    7.
    发明申请
    Method and system for electronic exchange of reward points 审中-公开
    奖励积分电子交换的方法和系统

    公开(公告)号:US20140222542A1

    公开(公告)日:2014-08-07

    申请号:US14068243

    申请日:2013-10-31

    Inventor: Richard Postrel

    Abstract: A system and method for operating a reward points accumulation and redemption program wherein a user earns rewards from a plurality of independent reward issuing entities, with each tracking the user's earned rewards. A trading server accumulates some or all of the user's earned rewards from the reward servers and credits the accumulated rewards into a single reward exchange account associated with the user. The user may then select an item for purchase with the accumulated rewards. The item is provided to the user in exchange for a subset or all of the rewards. Reward points may also be redeemed in exchange for services, such as the playing of a video game or Internet access.

    Abstract translation: 一种用于操作奖励积分和兑换程序的系统和方法,其中用户从多个独立奖励发行实体获得奖励,每个跟踪用户获得的奖励。 交易服务器从奖励服务器累积部分或全部用户获得的奖励,并将积累的奖励记入与用户相关联的单个奖励​​交换账户中。 然后,用户可以用累积的奖励来选择要购买的物品。 该项目被提供给用户以换取一个子集或所有的奖励。 奖励积分也可以兑换为兑换服务,例如播放视频游戏或上网。

    REWARD EXCHANGE METHOD AND SYSTEM WITH CONTROL OF EXCHANGED REWARDS AND MONETARY CONSIDERATION
    8.
    发明申请
    REWARD EXCHANGE METHOD AND SYSTEM WITH CONTROL OF EXCHANGED REWARDS AND MONETARY CONSIDERATION 审中-公开
    控制交换奖励和金融考虑的奖励交换方法和系统

    公开(公告)号:US20140100939A1

    公开(公告)日:2014-04-10

    申请号:US13955743

    申请日:2013-07-31

    Inventor: Richard Postrel

    Abstract: An item may be purchased using a combination of rewards and monetary consideration, wherein a maximum allowable reward payment portion (or correspondingly a minimum monetary consideration amount) is established by the merchant, the reward issuer, or an online reward exchange operator. The user may select, using for example a user interface slider control, the desired number of rewards to redeem (up to the maximum allowable amount) and the corresponding monetary consideration portion is displayed. The transaction may then be executed wherein the selected rewards are redeemed and the balance is paid for with the corresponding monetary consideration.

    Abstract translation: 可以使用奖励和货币考虑的组合购买物品,其中由商家,奖励发行者或在线奖励交换运营商建立最大允许奖励支付部分(或相应地最小货币对价金额)。 用户可以使用例如用户界面滑块控制来选择要兑换的所需奖励数量(最大允许量),并且显示相应的货币考虑部分。 然后可以执行交易,其中所选择的奖励被兑换并且以相应的货币代价支付余额。

    METHOD AND SYSTEM FOR ISSUING, AGGREGATING AND REDEEMING MERCHANT REWARDS

    公开(公告)号:US20170330217A1

    公开(公告)日:2017-11-16

    申请号:US15619892

    申请日:2017-06-12

    Inventor: Richard Postrel

    Abstract: A loyalty reward point system that utilizes the pre-existing infrastructure of network such as a credit card network. A user makes a purchase at a merchant using a token such as a credit card. The user is awarded loyalty points from the merchant based on the amount of the purchase (e.g. 100 points for a $100 purchase). The reward points, which are specific to the merchant and the user, are stored in a database at the issuing bank, the acquiring bank, or a central reward server. The user may redeem the reward points earned from the transaction with the merchant at a later time, or may redeem the points with another merchant in the same marketing cluster, or may aggregate those reward points with those of other merchants into a reward point exchange account, and then redeem the aggregated reward points for goods or services from any approved merchant on the network, depending on the configuration of the system.

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