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    RF TRANSACTION SYSTEM AND METHOD FOR STORING USER PERSONAL DATA
    2.
    发明申请
    RF TRANSACTION SYSTEM AND METHOD FOR STORING USER PERSONAL DATA 审中-公开
    用于存储用户个人数据的RF交易系统和方法

    公开(公告)号：US20150234985A1

    公开(公告)日：2015-08-20

    申请号：US14703443

    申请日：2015-05-04

    申请人： XATRA FUND MX, LLC

    发明人： Peter D. Saunders

    IPC分类号： G06F19/00 ,  G06K7/10

    CPC分类号： G06Q20/3278 ,  G06F19/328 ,  G06K7/10366 ,  G06Q20/1085 ,  G16H10/60 ,  G16H10/65

    摘要： A system and method for a RF transaction device for storing user personal data is disclosed. The invention includes a system and method for facilitating a healthcare transaction using a transponder system configured to store different healthcare information in different storage areas on a database. The invention includes providing account information in ISO/IEC 7816 magnetic stripe Track 1/Track 2 format. The invention also includes an RFID reader for transmitting account and database information. In one embodiment the invention provides an RFID reader as a free standing or a computer implemented device. In another embodiment, biometric security measures are used in conjunction with the transponder system. In another embodiment, the transponder system communicates with one or more third-party healthcare providers to facilitate the transfer of healthcare and personal information.

    摘要翻译： 公开了一种用于存储用户个人数据的RF交易设备的系统和方法。 本发明包括一种系统和方法，用于使用被配置为在数据库的不同存储区域中存储不同保健信息的应答器系统来促进医疗交易。 本发明包括以ISO / IEC 7816磁条轨迹1 /轨道2格式提供帐户信息。 本发明还包括用于传送帐户和数据库信息的RFID读取器。 在一个实施例中，本发明提供了作为独立式的RFID读取器或计算机实现的装置。 在另一个实施例中，生物识别安全措施与转发器系统结合使用。 在另一个实施例中，应答器系统与一个或多个第三方医疗保健提供者进行通信，以促进医疗保健和个人信息的传送。

    AUTHORIZING RADIO FREQUENCY TRANSACTIONS USING A VASCULAR SCAN
    3.
    发明申请
    AUTHORIZING RADIO FREQUENCY TRANSACTIONS USING A VASCULAR SCAN 审中-公开
    使用血管扫描授权无线电频率交易

    公开(公告)号：US20150220910A1

    公开(公告)日：2015-08-06

    申请号：US14688476

    申请日：2015-04-16

    申请人： Xatra Fund MX, LLC

    发明人： Blayn W. Beenau ,  David S. Bonalle ,  Seth W. Fields ,  William J. Gray ,  Carl Larkin ,  Joshua L. Montgomery ,  Peter D. Saunders

    IPC分类号： G06Q20/32 ,  G06K7/10

    CPC分类号： G06Q20/3278 ,  G06K7/10009 ,  G06Q20/40145 ,  G06Q20/4097

    摘要： A method for registering biometric information for use in a transponder-reader system is disclosed. The method includes steps of detecting, verifying and storing a proferred biometric sample. During detecting, a sensor detects a proffered biometric to obtain a biometric sample. During the verifying step, the biometric sample is compared with other stored samples and/or other information. During the storing step, the biometric sample is stored on a database, for use by the transponder-reader system in authorizing transactions.

    摘要翻译： 公开了一种用于登记用于应答器 - 读取器系统中的生物特征信息的方法。 该方法包括检测，验证和存储被推荐的生物特征样本的步骤。 在检测期间，传感器检测提供的生物特征以获得生物特征样本。 在验证步骤期间，将生物特征样本与其他存储的样本和/或其他信息进行比较。 在存储步骤期间，生物特征样本被存储在数据库上，以供应答器 - 读取器系统在授权交易中使用。

    SECURING A TRANSACTION BETWEEN A TRANSPONDER AND A READER
    4.
    发明申请
    SECURING A TRANSACTION BETWEEN A TRANSPONDER AND A READER 有权
    保护交易者和读者之间的交易

    公开(公告)号：US20150073997A1

    公开(公告)日：2015-03-12

    申请号：US14524608

    申请日：2014-10-27

    申请人： Xatra Fund MX, LLC

    发明人： Michael J. Berardi ,  Michal Bliman ,  David S. Bonalle ,  Jennifer Anne Elwood ,  Matthew C. Hood ,  Susan E. Isenberg ,  Peter D. Saunders ,  Kathryn D. Scheding ,  Sejal Ajit Shah ,  John R. Williamson ,  Alexandra Mayers

    IPC分类号： G06Q20/40 ,  G06Q20/32

    CPC分类号： G06Q20/4012 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/3226 ,  G06Q20/327 ,  G06Q20/3278 ,  G06Q20/40 ,  G07C9/00111 ,  G07C9/00119

    摘要： A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may be used during mutual authentication of the fob and the reader and for completing a transaction. In exemplary operation, the fob and RFID reader may be personalized, the fob may be presented to the RFID reader for interrogation, the fob and reader may engage in mutual authentication, and fob identifying information may be provided to the reader for transaction completion. In another exemplary embodiment, operation of the transponder-reader payment system may be controlled by an activation circuit. Further, the fob may be responsive to multiple interrogation signals.

    摘要翻译： 应答器 - 读取器支付系统包括一个包含应答器的支架和用于询问应答器的RFID读取器。 该系统还可以包括个人化系统，用于填充小袋和RFID读取器，以识别信息和安全性和认证密钥，这些密钥可以在相机和阅读器的相互认证期间使用并用于完成交易。 在示例性操作中，便携式小键盘和RFID读取器可以被个性化，小物件可以被呈现给RFID读取器进行询问，小支架和读取器可以参与相互认证，并且可以向读者提供支票识别信息以进行交易完成。 在另一示例性实施例中，应答器 - 读取器支付系统的操作可以由激活电路来控制。 此外，小袋可以响应于多个询问信号。

    RF TRANSACTION SYSTEM AND METHOD FOR STORING USER PERSONAL DATA
    6.
    发明申请
    RF TRANSACTION SYSTEM AND METHOD FOR STORING USER PERSONAL DATA 审中-公开

    公开(公告)号：US20150317624A1

    公开(公告)日：2015-11-05

    申请号：US14798801

    申请日：2015-07-14

    申请人： XATRA FUND MX, LLC.

    发明人： Peter D. SAUNDERS

    IPC分类号： G06Q20/32 ,  G06Q20/10

    CPC分类号： G06Q20/3278 ,  G06F19/328 ,  G06K7/10366 ,  G06Q20/1085 ,  G16H10/60 ,  G16H10/65

    摘要： A system and method for a RF transaction device for storing user personal data is disclosed. The invention includes a system and method for facilitating a healthcare transaction using a transponder system configured to store different healthcare information in different storage areas on a database. The invention includes providing account information in ISO/IEC 7816 magnetic stripe Track 1/Track 2 format. The invention also includes an RFID reader for transmitting account and database information. In one embodiment the invention provides an RFID reader as a free standing or a computer implemented device. In another embodiment, biometric security measures are used in conjunction with the transponder system. In another embodiment, the transponder system communicates with one or more third-party healthcare providers to facilitate the transfer of healthcare and personal information.

    FUNDING A RADIO FREQUENCY DEVICE TRANSACTION
    7.
    发明申请
    FUNDING A RADIO FREQUENCY DEVICE TRANSACTION 审中-公开
    资助无线电频率设备交易

    公开(公告)号：US20140114854A1

    公开(公告)日：2014-04-24

    申请号：US14049555

    申请日：2013-10-09

    申请人： Xatra Fund MX, LLC

    发明人： Peter D. SAUNDERS

    IPC分类号： G06Q20/40 ,  G06Q20/08

    CPC分类号： G06Q20/40 ,  G06Q20/00 ,  G06Q20/027 ,  G06Q20/04 ,  G06Q20/08 ,  G06Q20/085 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/327 ,  G06Q20/367 ,  G06Q20/382 ,  G06Q20/3821 ,  G06Q20/401 ,  G07C9/00119

    摘要： A transponder-reader payment system includes an RFID reader for interrogating a transponder and an RFID transponder device. The RFID reader receives, from the RFID transponder device, a code that is associated with a first funding source and a second funding source. The RFID reader communicates a request associated with a transaction to a payment processor. The request includes the code and the transaction is funded using the first funding source and the second funding source associated with the code. In one embodiment, the transaction is funded according to a funding account protocol associated with the code.

    摘要翻译： 应答器读取器支付系统包括用于询问应答器的RFID读取器和RFID应答器设备。 RFID读取器从RFID应答器设备接收与第一资金来源和第二资金来源相关联的代码。 RFID读取器将与交易相关联的请求传达到支付处理器。 该请求包括代码，交易资金使用与代码相关联的第一个资金来源和第二个资金来源。 在一个实施例中，交易根据与代码相关联的资金账户协议来资助。