公开(公告)号：US11948195B2

公开(公告)日：2024-04-02

申请号：US16958522

申请日：2018-07-11

Applicant: AJOU UNIVERSITY INDUSTRY-ACADEMIC COOPERATION FOUNDATION

Inventor： Do Yeong Kim ,  Do Won Kim

IPC: G06Q40/06 ,  G06Q40/02 ,  G06Q50/20

CPC classification number: G06Q40/06 ,  G06Q40/02 ,  G06Q50/205

Abstract: The present embodiment provides an assessment education device and method for a debt management capability, the device and method generate an event that causes psychological confusion in rounds on a debt management assessment scenario and provide education contents when a user who is in a psychologically confused state repays the debt, such that individuals attempting to repay the debt can be induced to make rational decisions in a situation in which various debts are nixed and the debt management capability of individuals can be improved.

公开(公告)号：US10650339B2

公开(公告)日：2020-05-12

申请号：US15603545

申请日：2017-05-24

Applicant: AJOU UNIVERSITY INDUSTRY-ACADEMIC COOPERATION FOUNDATION

Inventor： Do Yeong Kim ,  Jun Su Park ,  Gyoung Hwan Kim ,  Keon Ho Kim ,  Do Won Kim

IPC: G06Q10/06 ,  G09B7/02 ,  G09B19/18 ,  G09B5/02

Abstract: Provided are a method and a server for assessing a debt management competency, which provide a determination reference for inducing and educating an individual to rationally make a decision on a debt redemption by progressing the rounds by the predetermined number of times, selecting a specific debt among the plurality of debts and setting the amount of money to be repaid for the debt in an income for each round, setting an assessment grade for a user according to a debt settlement amount calculated in a final round, and providing a user with feedback information according to an assessment grade.