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1.发明申请WIDGET FOR PROMOTING PAYMENTS VIA A PERSON-TO-PERSON (P2P) PAYMENT RAIL 审中-公开通过个人付款（P2P）付款铁路促进付款的通知公开(公告)号：US20150363761A1
公开(公告)日：2015-12-17
申请号：US14457908
申请日：2014-08-12
CPC分类号： G06Q20/223 , G06Q20/102
摘要： Systems, apparatus, and computer program products are provided for promoting payment via a Person-to-Person (P2P) payment rail through use of a widget embedded in or accessible through a web page, application, electronic document, text message or the like.
摘要翻译： 提供系统，装置和计算机程序产品，用于通过使用嵌入或通过网页，应用程序，电子文档，文本消息等可访问的小部件来促进通过个人对人（P2P）支付轨道的支付。
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2.发明申请PERSON-TO-PERSON (P2P) PAYMENTS VIA A SHORT-RANGE WIRELESS PAYMENT BEACON 审中-公开PERSON-PERSON（P2P）付费通过短距离无线支付BEACON公开(公告)号：US20150363764A1
公开(公告)日：2015-12-17
申请号：US14457940
申请日：2014-08-12
发明人： David M. Grigg , James Gregory Ronca , Henry J. Chou , Joseph Neil Johansen , Michael E. Toth , Elizabeth S. Votaw
CPC分类号： G06Q20/327 , G06Q20/102 , G06Q20/223 , G06Q20/3278 , G06Q20/3821
摘要： Systems, apparatus, and computer program products are provided for conducting person-to-person (P2P) payments via a short-range wireless payment beacon.
摘要翻译： 提供系统，装置和计算机程序产品，用于通过短距离无线支付信标进行个人对个人（P2P）支付。
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公开(公告)号：US10719825B2
公开(公告)日：2020-07-21
申请号：US14996404
申请日：2016-01-15
发明人： Henry J. Chou , Jennifer M. Lucas
摘要： A system and method using a protocol exchange server providing bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, the method include at a protocol exchange server for bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, electronically storing a plurality of computer readable attribute records in a computer database for users associated with the first computer system and the second computer system.
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公开(公告)号：US20160224978A1
公开(公告)日：2016-08-04
申请号：US14996404
申请日：2016-01-15
发明人： Henry J. Chou , Jennifer M. Lucas
CPC分类号： G06Q20/3823 , G06Q20/06 , G06Q20/10 , G06Q20/108 , G06Q20/14 , G06Q20/227 , G06Q20/401 , G06Q20/405
摘要： A system and method using a protocol exchange server providing bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, the method include at a protocol exchange server for bi-directional exchange of secure data protocol attributes between a first computer system and a second computer system, electronically storing a plurality of computer readable attribute records in a computer database for users associated with the first computer system and the second computer system.
摘要翻译： 一种使用协议交换服务器的系统和方法，所述协议交换服务器在第一计算机系统和第二计算机系统之间提供安全数据协议属性的双向交换，所述方法包括在用于双向交换安全数据协议属性之间的协议交换服务器 第一计算机系统和第二计算机系统，在与第一计算机系统和第二计算机系统相关联的用户的计算机数据库中电子地存储多个计算机可读属性记录。
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公开(公告)号：US20140351128A1
公开(公告)日：2014-11-27
申请号：US13901764
申请日：2013-05-24
发明人： Henry J. Chou , Jennifer M. Lucas
CPC分类号： G06Q20/3823 , G06Q20/06 , G06Q20/10 , G06Q20/108 , G06Q20/14 , G06Q20/227 , G06Q20/401 , G06Q20/405
摘要： A system or method may include steps of electronically maintaining a plurality of accounts for customers associated with a first financial entity and a second financial entity. Then electronically, receiving EDI data representative of a monetary fund amount, and an endorsement request associated with at least one account requiring multiple endorsements. Subsequently, electronically determining whether the endorsement request to the second financial entity is in accordance with a predetermined policy; and responsive to the endorsement request being approved, transmitting EDI data representative of the endorsement to the first financial entity.
摘要翻译： 系统或方法可以包括以下步骤：电子地维护与第一金融实体和第二金融实体相关联的客户的多个账户。 然后以电子方式接收代表货币资金金额的EDI数据，以及与至少一个需要多次认可的账户相关联的认可请求。 随后，电子地确定对第二金融实体的认可请求是否符合预定策略; 并响应批准的签注请求，将代表该认可的EDI数据发送给第一个金融实体。
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