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公开(公告)号：US20220292510A1
公开(公告)日：2022-09-15
申请号：US17827466
申请日：2022-05-27
申请人： Block, Inc.
发明人： Max Guise , Andrew John Leiserson , Dino Dai Zovi
摘要： A payment terminal may include payment interfaces to receive payment information from payment devices. The payment interfaces can include an interface configured to receive a payment card. Monitoring components may monitor the payment interfaces. In addition, a detection signal can be provided while a payment card is communicatively coupled to its corresponding payment interface. The monitored information and the detection signal may be used by the payment terminal to determine whether a transaction is fraudulent or if a tamper attempt is ongoing, based on local test criteria. In addition, the monitored information and detection signal may be provided to a server, which may store the monitored information and detection signal, test for fraudulent transactions and tamper attempts based on server test criteria, and determine updates to the local test criteria.
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公开(公告)号：US12106307B2
公开(公告)日：2024-10-01
申请号：US17827466
申请日：2022-05-27
申请人： Block, Inc.
发明人： Max Guise , Andrew John Leiserson , Dino Dai Zovi
CPC分类号： G06Q20/4016 , G06Q20/20 , G06Q20/204 , G06Q20/3278 , G06Q20/341 , H04W4/80 , H04W12/12
摘要： A payment terminal may include payment interfaces to receive payment information from payment devices. The payment interfaces can include an interface configured to receive a payment card. Monitoring components may monitor the payment interfaces. In addition, a detection signal can be provided while a payment card is communicatively coupled to its corresponding payment interface. The monitored information and the detection signal may be used by the payment terminal to determine whether a transaction is fraudulent or if a tamper attempt is ongoing, based on local test criteria. In addition, the monitored information and detection signal may be provided to a server, which may store the monitored information and detection signal, test for fraudulent transactions and tamper attempts based on server test criteria, and determine updates to the local test criteria.
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公开(公告)号：US11481750B2
公开(公告)日：2022-10-25
申请号：US14855130
申请日：2015-09-15
申请人： Block, Inc.
发明人： Michael Wells White , Afshin Rezayee , Bruce Bell , Malcolm Smith , Sergei Mosends , Andrew John Leiserson
摘要： In some examples, a system and method for pairing a payment object reader with a point-of-sale (POS) terminal is described herein. The payment object reader includes one or more light indicators configured to display information in an optical pattern of one or more colors, brightness, lightness, and intensities, wherein the light indicators display a first optical pattern representative of an operational status of the payment object reader in a first mode, and a second optical pattern representative of a pairing code in a second mode. A display control component, executed by a processor, is configured to control the light indicators in accordance with the pairing code to generate the second optical pattern, the second optical pattern when shared with the POS terminal enables pairing between the payment object reader and the POS terminal. When paired, the payment object reader allows the POS terminal to accept payments from a customer.
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公开(公告)号：US11443318B2
公开(公告)日：2022-09-13
申请号：US16666311
申请日：2019-10-28
申请人： Block, Inc.
发明人： Max Guise , Andrew John Leiserson , Dino Dai Zovi
摘要： A payment terminal may include payment interfaces to receive payment information from payment devices such as chip cards and NFC payment devices. Monitoring components may monitor these payment interfaces. In addition, test requests may be transmitted to a payment device in order to elicit responses. The monitored information and the responses may be used by the payment terminal to determine whether a transaction is fraudulent or if a tamper attempt is ongoing, based on local test criteria. In addition, the monitored information and responses may be provided to a server, which may store the monitored information and responses, test for fraudulent transactions and tamper attempts based on server test criteria, and determine updates to the local test criteria.
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