公开(公告)号：US20240163676A1

公开(公告)日：2024-05-16

申请号：US18518434

申请日：2023-11-22

申请人： Block, Inc.

发明人： Koun Han ,  Robert Harrison Gilliam ,  Michael Wells White

IPC分类号： H04W12/50 ,  G06Q20/20 ,  G06Q20/32 ,  H04B17/318 ,  H04W4/02 ,  H04W4/021 ,  H04W4/029 ,  H04W12/55 ,  H04W92/10

CPC分类号： H04W12/50 ,  G06Q20/202 ,  G06Q20/3224 ,  G06Q20/327 ,  H04B17/318 ,  H04W4/021 ,  H04W4/022 ,  H04W4/027 ,  H04W4/029 ,  H04W12/55 ,  H04W92/10 ,  G06Q30/0253

摘要： Systems and methods for pairing a payment object reader with a computing device are described. An example method includes detecting, by a computing device and while in a pairing mode, a plurality of payment object readers. Each of the plurality of payment object readers is configurable to be paired wirelessly with the computing device. Each of the plurality of payment object readers outputs a signal strength representative of a location of the payment object reader relative to the computing device. The computing device tracks respective signal strengths of the plurality of payment object readers over time. Based on a determination that a change in a signal strength of a particular payment object reader of the plurality of payment object readers represents movement of the particular payment object reader relative to the computing device, a wireless communication channel is established between the particular payment object reader and the computing device.

公开(公告)号：US11481750B2

公开(公告)日：2022-10-25

申请号：US14855130

申请日：2015-09-15

申请人： Block, Inc.

发明人： Michael Wells White ,  Afshin Rezayee ,  Bruce Bell ,  Malcolm Smith ,  Sergei Mosends ,  Andrew John Leiserson

IPC分类号： G06Q20/20 ,  G07G1/00 ,  G07G1/12 ,  G06Q20/34 ,  G07G1/01 ,  G06Q20/32

摘要： In some examples, a system and method for pairing a payment object reader with a point-of-sale (POS) terminal is described herein. The payment object reader includes one or more light indicators configured to display information in an optical pattern of one or more colors, brightness, lightness, and intensities, wherein the light indicators display a first optical pattern representative of an operational status of the payment object reader in a first mode, and a second optical pattern representative of a pairing code in a second mode. A display control component, executed by a processor, is configured to control the light indicators in accordance with the pairing code to generate the second optical pattern, the second optical pattern when shared with the POS terminal enables pairing between the payment object reader and the POS terminal. When paired, the payment object reader allows the POS terminal to accept payments from a customer.

公开(公告)号：US11836695B2

公开(公告)日：2023-12-05

申请号：US17240981

申请日：2021-04-26

申请人： Block, Inc.

发明人： Christopher Philip Renke ,  Michael Wells White ,  Eric Dickeson Muller ,  Mathew Wilson

IPC分类号： G06Q20/00 ,  G06Q20/20 ,  G06F16/178 ,  G06F16/17 ,  G06Q30/0601

CPC分类号： G06Q20/202 ,  G06F16/178 ,  G06F16/1734 ,  G06Q20/20 ,  G06Q30/0635

摘要： A payment handling system may operate to handle payments for the cost of a transaction in which one or more devices operate in an offline mode. The payment handling system may allow for merchant devices to make modifications to local versions of an open ticket while in an off-line mode. When a merchant device subsequently enters an online mode, the systems and techniques may operate to reconcile differences between the local versions of the open ticket.

公开(公告)号：US12020247B1

公开(公告)日：2024-06-25

申请号：US15870562

申请日：2018-01-12

申请人： Block, Inc.

发明人： Michael Wells White ,  Paul Botros ,  Christopher Lang Mocko ,  Zhimin Ren ,  Jianliang Zhao

IPC分类号： G06Q20/40 ,  G06Q20/20

CPC分类号： G06Q20/40 ,  G06Q20/20

摘要： Techniques and arrangements for capturing payments in cases involving a failed authorization. In some instances, a point-of-sale (POS) device may process a transaction while operating in an offline mode, and then send information regarding the transaction to a remote service after transitioning to an online mode. The remote service may attempt to authorize a payment instrument tendered to satisfy a cost of the transaction. In instances in which the payment instrument is declined, one or multiple payment-capture techniques may be utilized to capture a payment that satisfies at least a portion of the cost of the transaction.

公开(公告)号：US11861623B2

公开(公告)日：2024-01-02

申请号：US17135816

申请日：2020-12-28

申请人： Block, Inc.

发明人： Michael Wells White ,  Charles Nicholson ,  David Terra ,  Jason Holmes ,  Martin Mroz

IPC分类号： G06Q20/40 ,  G06Q20/20 ,  G06Q20/10 ,  G06Q20/34 ,  G06Q20/36 ,  G07F7/10

CPC分类号： G06Q20/409 ,  G06Q20/102 ,  G06Q20/204 ,  G06Q20/341 ,  G06Q20/3674 ,  G06Q20/405 ,  G07F7/1083

摘要： Examples, methods and systems described herein may include determining, by a payment processing system, whether a second payment mechanism may be used to perform a payment transaction when a first payment mechanism is preferred and/or when the first payment mechanism has failed. Determining to use the second payment mechanism can be based on (i) an analysis of a communication status indicator received from a point-of-sale (POS) terminal that indicates which payment mechanisms are capable of communicating with the POS terminal, (ii) data received from the POS terminal that is associated with a read of a payment object, and/or (iii) an allowance criterion.

公开(公告)号：US11871237B1

公开(公告)日：2024-01-09

申请号：US15199388

申请日：2016-06-30

申请人： Block, Inc.

发明人： Koun Han ,  Michael Wells White ,  Robert Harrison Gilliam

IPC分类号： H04W12/50 ,  H04W4/02 ,  H04W4/021 ,  H04B17/318 ,  H04W92/10 ,  H04W12/55 ,  H04W4/029 ,  G07G1/00 ,  G06K7/08 ,  H04B7/26 ,  G07G1/12 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q30/02 ,  G06Q20/34 ,  G06Q30/0251

CPC分类号： H04W12/50 ,  G06Q20/202 ,  G06Q20/327 ,  G06Q20/3224 ,  H04B17/318 ,  H04W4/021 ,  H04W4/022 ,  H04W4/027 ,  H04W4/029 ,  H04W12/55 ,  H04W92/10 ,  G06K7/084 ,  G06Q20/204 ,  G06Q20/3278 ,  G06Q20/341 ,  G06Q20/347 ,  G06Q30/0253 ,  G07G1/009 ,  G07G1/0036 ,  G07G1/12 ,  H04B7/26 ,  H04M2250/14

摘要： In some examples, a system and method for pairing a payment object reader with a point-of-sale (POS) terminal is described herein. The method includes determining, by a wireless transceiver, a first value of signal strength corresponding to a current position of the payment object reader and a second value of signal strength corresponding to a new position of the payment object reader. The POS terminal then identifies the first wireless device as an intended candidate for pairing with the second wireless device based on variation in signal strength from the first value of signal strength to the second value of signal strength. Accordingly, the POS terminal establishes a wireless communication channel between the POS terminal and the payment object reader device for exchange of information. Once paired, the payment object reader allows the POS terminal to accept payments from a customer.