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公开(公告)号:US20240311759A1
公开(公告)日:2024-09-19
申请号:US18674177
申请日:2024-05-24
申请人: BlueOwl, LLC
发明人: Kenneth J. Sanchez , Theobolt N. Leung , Holger Struppek , Scott Howard , John Minichiello , Vinay Kumar
摘要: Systems and methods for analyzing documentation for assessing potential fraudulent user submissions are provided. According to certain aspects, a server computer may receive an initial set of documentation descriptive of damage to a property asset, and may analyze the initial set of documentation to determine whether additional documentation is needed. The server computer may initiate a communication channel with a user device via which the additional documentation may be submitted, and the server computer may similarly analyze the additional documentation to determine a likelihood of fraud. The server computer may process the user submission accordingly.
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公开(公告)号:US20240267640A1
公开(公告)日:2024-08-08
申请号:US18620829
申请日:2024-03-28
申请人: BlueOwl, LLC
发明人: Theobolt N. Leung , Vinay Kumar , Holger Struppek , Scott Howard , Kenneth J. Sanchez , John Minichiello
CPC分类号: H04N23/90 , G06Q40/08 , G06T7/0002 , G03B17/561 , G06T2207/30252 , H04N23/555
摘要: A gate-based vehicle image capture system for analyzing vehicle image data is presented. The system may include a portable imaging gate apparatus configured to capture vehicle image data of a vehicle. The portable imaging gate apparatus may include a plurality of imaging assemblies positioned at a plurality of viewing angles. The system may further include an external processing server configured to receive the vehicle image data from the portable imaging gate apparatus. The external processing server may also analyze the vehicle image data to identify a plurality of vehicle features, and determine a first vehicle feature from the plurality of vehicle features. The first vehicle feature may be related to a vehicle incident. The system may also include a provider server configured to receive the first vehicle feature from the external processing server, and update an aspect of a risk evaluation based on the first vehicle feature.
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公开(公告)号:US11949999B2
公开(公告)日:2024-04-02
申请号:US17838870
申请日:2022-06-13
申请人: BlueOwl, LLC
发明人: Theobolt N. Leung , Vinay Kumar , Holger Struppek , Scott Howard , Kenneth J. Sanchez , John Minichiello
CPC分类号: H04N23/90 , G06Q40/08 , G06T7/0002 , G03B17/561 , G06T2207/30252 , H04N23/555
摘要: A gate-based vehicle image capture system for analyzing vehicle image data is presented. The system may include a portable imaging gate apparatus configured to capture vehicle image data of a vehicle. The portable imaging gate apparatus may include a plurality of imaging assemblies positioned at a plurality of viewing angles. The system may further include an external processing server configured to receive the vehicle image data from the portable imaging gate apparatus. The external processing server may also analyze the vehicle image data to identify a plurality of vehicle features, and determine a first vehicle feature from the plurality of vehicle features. The first vehicle feature may be related to a vehicle incident. The system may also include a provider server configured to receive the first vehicle feature from the external processing server, and update an aspect of a risk evaluation based on the first vehicle feature.
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公开(公告)号:US12125383B2
公开(公告)日:2024-10-22
申请号:US18212730
申请日:2023-06-22
申请人: BlueOwl, LLC
发明人: Theobolt N. Leung , Vinay Kumar , Holger Struppek , Scott Howard , Kenneth J. Sanchez , John Minichiello
IPC分类号: G08G1/0967 , G06V20/52 , G07C5/00 , G08G1/01 , H04W4/029
CPC分类号: G08G1/096775 , G06V20/52 , G07C5/008 , G08G1/0112 , G08G1/0141 , G08G1/096716 , G08G1/096741 , H04W4/029
摘要: A video analytics based image verification system for obtaining initial vehicle profiles is presented. The system may include an external processing server that receives a location of a vehicle and proximate traffic information to determine whether it is safe for a user to obtain an initial vehicle profile. The external processing server may further determine first and second profile features from video data indicative of the vehicle. The external processing server may compare the second profile feature to an image verification indicator to generate an image verification score. A provider server may receive the first profile feature and the image verification score from the external processing server, and update a risk evaluation to include the initial vehicle profile if the image verification score is above an image verification threshold.
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公开(公告)号:US20210334660A1
公开(公告)日:2021-10-28
申请号:US17371721
申请日:2021-07-09
申请人: BlueOwl, LLC
发明人: Vinay Kumar , Kenneth J. Sanchez
摘要: Systems and methods for using collecting and analyzing device sensor data to determine whether an individual is an operator or a passenger of a vehicle are disclosed. According to certain aspects, an electronic device associated with the individual may collect or access sensor data that is indicative of or associated with an operation of the vehicle. The electronic device may transmit pertinent portion(s) of the sensor data to a backend server, which may input the portion(s) into a neural network for analysis. The neural network may output a probability metric(s) indicative of whether the individual is a passenger or an operator of the vehicle.
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公开(公告)号:US11087209B1
公开(公告)日:2021-08-10
申请号:US15656883
申请日:2017-07-21
申请人: BLUEOWL, LLC
发明人: Vinay Kumar , Kenneth J. Sanchez
摘要: Systems and methods for using collecting and analyzing device sensor data to determine whether an individual is an operator or a passenger of a vehicle are disclosed. According to certain aspects, an electronic device associated with the individual may collect or access sensor data that is indicative of or associated with an operation of the vehicle. The electronic device may transmit pertinent portion(s) of the sensor data to a backend server, which may input the portion(s) into a neural network for analysis. The neural network may output a probability metric(s) indicative of whether the individual is a passenger or an operator of the vehicle.
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公开(公告)号:US10542930B1
公开(公告)日:2020-01-28
申请号:US15659256
申请日:2017-07-25
申请人: BlueOwl, LLC
发明人: Kenneth Jason Sanchez , Vinay Kumar
摘要: A computer system for assessing sound to analyze a user's sleep includes a processor configured to perform operations including: (i) storing sample sound data associated with a plurality of sample sleep events, the sample sound data including a plurality of sample characteristics each respectively associated with at least one sample sleep event of the plurality of sample sleep events; (ii) receiving, from a client device, subject sound data collected during a sleep interval; (iii) analyzing, using a machine learning algorithm, the subject sound data collected during the sleep interval; (iv) identifying, based upon the analyzing, a subject characteristic associated with the subject sound data; (v) comparing the subject characteristic with the plurality of sample characteristics; and (vi) determining, based upon the comparing, whether the subject characteristic substantially matches at least one sample characteristic to identify one or more subject sleep events occurring during the sleep interval.
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8.
公开(公告)号:US20230342855A1
公开(公告)日:2023-10-26
申请号:US16823099
申请日:2020-03-18
申请人: BlueOwl, LLC
发明人: Kenneth Jason Sanchez , Theobolt N. Leung , Holger Struppek , Scott Howard , John Minichiello , Vinay Kumar
CPC分类号: G06Q40/08 , G06K9/00664
摘要: Method and system for detecting potential fraudulent activities in vehicle insurance claims. For example, the method includes receiving, from a mobile computing device, a claim request comprising claims data, receiving, from the mobile computing device, a digital file comprising first images of a vehicle involved in an accident supporting the claim request, extracting metadata from the first images, comparing the metadata with the claims data, generating an assessment of the claim request based at least in part upon the comparing, and displaying the assessment of the claim request via a user interface.
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公开(公告)号:US20220335382A1
公开(公告)日:2022-10-20
申请号:US16540952
申请日:2019-08-14
申请人: BLUEOWL, LLC
发明人: Kenneth J. Sanchez , Theobolt N. Leung , Holger Struppek , Scott Howard , John Minichiello , Vinay Kumar
摘要: Systems and methods for analyzing documentation for assessing potential fraudulent user submissions are provided. According to certain aspects, a server computer may receive an initial set of documentation descriptive of damage to a property asset, and may analyze the initial set of documentation to determine whether additional documentation is needed. The server computer may initiate a communication channel with a user device via which the additional documentation may be submitted, and the server computer may similarly analyze the additional documentation to determine a likelihood of fraud. The server computer may process the user submission accordingly.
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公开(公告)号:US20220237956A1
公开(公告)日:2022-07-28
申请号:US17680667
申请日:2022-02-25
申请人: BlueOwl, LLC
发明人: Vinay Kumar
摘要: A telematics analysis (TA) computing device including a processor in communication with a memory device for monitoring driving behavior of a driver of a vehicle may be provided. The processor may be configured to: (i) aggregate historical location data and historical telematics data from a plurality of users, (ii) generate mapping data based at least in part upon the historical location data and the historical telematics data, (iii) identify one or more stop locations based at least in part upon the mapping data, (iv) store the one or more stop locations, (v) receive current location data and current telematics data after each trip taken by the driver, (vi) compare the current location data and the current telematics data to the one or more stop locations, (vii) generate stop data associated with the driver for each trip taken by the driver, wherein the stop data includes whether the driver stopped at the one or more stop locations during each trip, and (viii) determine one or more driving behaviors of the driver based at least in part upon the stop data.
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