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公开(公告)号：US10210505B2
公开(公告)日：2019-02-19
申请号：US15099008
申请日：2016-04-14
Applicant: Capital One Services, LLC.
Inventor： James Zarakas , Brennon York
Abstract: The present disclosure relates to devices and methods relating to an optimized electronic transaction card where various data inputs associated with a dynamic transaction card optimize operational configurations and/or a user experience of the dynamic transaction card to extend an energy storage life of the dynamic transaction card, promote various behaviors, and/or detect system and/or device defects. A dynamic transaction card may include a dynamic transaction card with various configuration and/or functionality that use the power components (e.g., printed circuit board (PCB), energy storage component, battery, and/or the like) of the dynamic transaction card. The configuration and/or functionality data may include, for example, sensor input, connection data, transaction data, display data, and/or the like. The configuration and/or functionality data may then be used to determine optimal configuration settings.
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公开(公告)号：US11640467B2
公开(公告)日：2023-05-02
申请号：US17085076
申请日：2020-10-30
Applicant: Capital One Services, LLC
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having a chip, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in the device. If a checksum calculated for a firmware and/or a software application matches a stored checksum, the transaction card may operate normally. If a checksum calculated for a firmware and/or a software application does not match the stored checksum, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of fraud, and/or the like.
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公开(公告)号：US10089471B2
公开(公告)日：2018-10-02
申请号：US15392002
申请日：2016-12-28
Applicant: Capital One Services, LLC.
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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公开(公告)号：US10438191B2
公开(公告)日：2019-10-08
申请号：US16240121
申请日：2019-01-04
Applicant: Capital One Services, LLC
Inventor： James Zarakas , Brennon York
Abstract: The present disclosure relates to devices and methods relating to an optimized electronic transaction card where various data inputs associated with a dynamic transaction card optimize operational configurations and/or a user experience of the dynamic transaction card to extend an energy storage life of the dynamic transaction card, promote various behaviors, and/or detect system and/or device defects. A dynamic transaction card may include a dynamic transaction card with various configuration and/or functionality that use the power components (e.g., printed circuit board (PCB), energy storage component, battery, and/or the like) of the dynamic transaction card. The configuration and/or functionality data may include, for example, sensor input, connection data, transaction data, display data, and/or the like. The configuration and/or functionality data may then be used to determine optimal configuration settings.
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Patent Agency Ranking
公开(公告)号：US09965632B2
公开(公告)日：2018-05-08
申请号：US15099048
申请日：2016-04-14
Applicant: Capital One Services, LLC.
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
CPC classification number: G06F21/572 , G06F8/65 , G06F8/654 , G06F9/4401 , G06F21/72 , G06F21/77 , G06F2221/033 , G06F2221/2143 , G06F2221/2153 , G06K19/0723 , H04L63/0428 , H04L63/123
Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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公开(公告)号：US20210049279A1
公开(公告)日：2021-02-18
申请号：US17085076
申请日：2020-10-30
Applicant: Capital One Services, LLC
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having a chip, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in the device. If a checksum calculated for a firmware and/or a software application matches a stored checksum, the transaction card may operate normally. If a checksum calculated for a firmware and/or a software application does not match the stored checksum, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of fraud, and/or the like.
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公开(公告)号：US10579990B2
公开(公告)日：2020-03-03
申请号：US16541577
申请日：2019-08-15
Applicant: Capital One Services, LLC
Inventor： James Zarakas , Brennon York
Abstract: The present disclosure relates to devices and methods relating to an optimized electronic transaction card where various data inputs associated with a dynamic transaction card optimize operational configurations and/or a user experience of the dynamic transaction card to extend an energy storage life of the dynamic transaction card, promote various behaviors, and/or detect system and/or device defects. A dynamic transaction card may include a dynamic transaction card with various configuration and/or functionality that use the power components (e.g., printed circuit board (PCB), energy storage component, battery, and/or the like) of the dynamic transaction card. The configuration and/or functionality data may include, for example, sensor input, connection data, transaction data, display data, and/or the like. The configuration and/or functionality data may then be used to determine optimal configuration settings.
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公开(公告)号：US20200034542A1
公开(公告)日：2020-01-30
申请号：US16591663
申请日：2019-10-03
Applicant: Capital One Services, LLC
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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公开(公告)号：US10509908B2
公开(公告)日：2019-12-17
申请号：US15944741
申请日：2018-04-03
Applicant: Capital One Services, LLC
Inventor： James Zarakas , David Wurmfeld , Brennon York , Tyler Locke
Abstract: An electronic device, such as a dynamic transaction card having an EMV chip, that acts as a TPM having a memory, an applet, and a cryptographic coprocessor performs secure firmware and/or software updates, and performs firmware and/or software validation for firmware and/or software that is stored on the electronic device. Validation may compare a calculated checksum with a checksum stored in EMV chip memory. If a checksum calculated for firmware and/or a software application matches a checksum stored in EMV chip memory of the transaction card, the transaction card may operate normally. If a checksum calculated for firmware and/or a software application does not match a checksum stored in EMV chip memory of the transaction card, the transaction card may freeze all capabilities, erase the memory of the transaction card, display data indicative of a fraudulent or inactive transaction card, and/or the like.
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