Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    2.
    发明授权
    Automated banking machine operated responsive to data bearing records with improved resistance to fraud 有权
    自动银行业务响应数据记录,改善抵制欺诈行为

    公开(公告)号:US08640947B1

    公开(公告)日:2014-02-04

    申请号:US13507723

    申请日:2012-07-23

    IPC分类号: G07F19/00

    CPC分类号: G07F19/209 G07F19/2055

    摘要: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.

    摘要翻译: 响应于从数据记录读取的数据控制银行系统机器。 该机器包括读卡器,小键盘,自动取款机,现金出口,存款接收开口以及可能易于安装与其相邻的欺诈设备的其他交易地点。 这种未经授权的设备可以包括例如欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备,存款输入转移设备或其他非法设备。 该机器包括防欺诈布置,其可操作以阻止将未经授权的设备附接到机器。 该装置可以感测和/或移除附着在机器上的未授权设备。 这种安排还允许机器的卡插槽挡板频繁更换不同形状的卡槽挡板。

    Card activated automated banking machine with improved resistance to fraud
    3.
    发明申请
    Card activated automated banking machine with improved resistance to fraud 有权
    卡片激活的自动银行机具有改善的抗欺诈性

    公开(公告)号:US20080041934A1

    公开(公告)日:2008-02-21

    申请号:US11975293

    申请日:2007-10-18

    IPC分类号: G06Q40/00

    摘要: A banking system that is controlled by data bearing records includes a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine is operative to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译: 由数据承载记录控制的银行系统包括现金分配自动银行机,其包括读卡器,小键盘,现金出口,存款接收开口以及可能易于安装欺诈设备的其他交易位置。 该机器可操作以感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备,存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件,并响应于此而作出响应。

    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud
    4.
    发明申请
    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud 有权
    自动银行卡读卡机操作方法,以减少诈骗风险

    公开(公告)号:US20080048020A1

    公开(公告)日:2008-02-28

    申请号:US11975375

    申请日:2007-10-19

    IPC分类号: G06Q40/00 G06K7/01

    CPC分类号: G06Q40/00

    摘要: A method of operating an automated banking machine in response to data included on a user card includes operating a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine operates to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译: 响应于包括在用户卡中的数据来操作自动银行机的方法包括操作现金分配自动银行机,其包括读卡器,小键盘,现金出口,存款接收开口和可能易受影响的其他交易位置 安装欺诈设备。 该机器用于感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备,存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件,并响应于此而作出响应。

    Automated banking machine with improved resistance to fraud
    8.
    发明申请
    Automated banking machine with improved resistance to fraud 有权
    自动银行机具有改善的抗欺诈能力

    公开(公告)号:US20060243790A1

    公开(公告)日:2006-11-02

    申请号:US11454257

    申请日:2006-06-16

    IPC分类号: G07F19/00

    摘要: Apparatus and method for interfering with an unauthorized device attempting to acquire user identification information at a cash dispensing automated banking machine. The apparatus includes an emitter for emitting radiation at one or more frequencies to interfere with actual or suspected radiation transmitted from an unauthorized device in a proximity of the banking machine. The radiation may be substantially continually emitted or emitted responsive to a user supplying input to the machine. The radiation may be emitted over a plurality of frequencies within a frequency range associated with unauthorized devices. Additionally, the machine may include a sensing device for monitoring the nature and quality of unauthorized radiation.

    摘要翻译: 用于干扰试图在现金分配自动银行机上获得用户识别信息的未授权设备的装置和方法。 该装置包括用于以一个或多个频率发射辐射的发射器,以干扰在银行机器附近从未授权设备发送的实际或疑似辐射。 响应于向机器提供输入的用户,辐射可以基本上连续地发射或发射。 辐射可以在与未授权设备相关联的频率范围内的多个频率上发射。 另外,机器可以包括用于监视未授权辐射的性质和质量的感测装置。

    Cash dispensing automated banking machine with improved fraud detection capabilities
    9.
    发明申请
    Cash dispensing automated banking machine with improved fraud detection capabilities 有权
    现金分发自动银行机具有改进的欺诈检测能力

    公开(公告)号:US20050073584A1

    公开(公告)日:2005-04-07

    申请号:US10796506

    申请日:2004-03-09

    IPC分类号: G06Q20/00 G07F19/00 H04N7/18

    摘要: An automated banking machine is operative to dispense cash to authorized users. The user interface of the machine includes features for detection of fraudulent activities at the machine. Sensors are provided for detecting the installation of unauthorized card reading devices adjacent the card reader. Vibration sensors are used to detect the installation of unauthorized card reading or bill trap devices. A machine controller or other processor is programmed to detect events or circumstances which may indicate that improper activity is occurring. Cameras are used to capture images of the user interface. Changes in the images are analyzed by a computer to detect the installation of unauthorized devices.

    摘要翻译: 自动银行机可以向授权用户分配现金。 机器的用户界面包括用于检测机器上的欺诈活动的功能。 提供传感器用于检测与读卡器相邻的未经授权的读卡装置的安装。 振动传感器用于检测未经授权的读卡装置的安装,或者是采用窃电设备。 机器控制器或其他处理器被编程以检测可能指示发生不正当活动的事件或情况。 相机用于捕获用户界面的图像。 计算机分析图像的变化,以检测未经授权的设备的安装。