Cash dispensing automated banking machine with improved fraud detection capabilities
    1.
    发明申请
    Cash dispensing automated banking machine with improved fraud detection capabilities 有权
    现金分发自动银行机具有改进的欺诈检测能力

    公开(公告)号:US20050073584A1

    公开(公告)日:2005-04-07

    申请号:US10796506

    申请日:2004-03-09

    IPC分类号: G06Q20/00 G07F19/00 H04N7/18

    摘要: An automated banking machine is operative to dispense cash to authorized users. The user interface of the machine includes features for detection of fraudulent activities at the machine. Sensors are provided for detecting the installation of unauthorized card reading devices adjacent the card reader. Vibration sensors are used to detect the installation of unauthorized card reading or bill trap devices. A machine controller or other processor is programmed to detect events or circumstances which may indicate that improper activity is occurring. Cameras are used to capture images of the user interface. Changes in the images are analyzed by a computer to detect the installation of unauthorized devices.

    摘要翻译: 自动银行机可以向授权用户分配现金。 机器的用户界面包括用于检测机器上的欺诈活动的功能。 提供传感器用于检测与读卡器相邻的未经授权的读卡装置的安装。 振动传感器用于检测未经授权的读卡装置的安装,或者是采用窃电设备。 机器控制器或其他处理器被编程以检测可能指示发生不正当活动的事件或情况。 相机用于捕获用户界面的图像。 计算机分析图像的变化,以检测未经授权的设备的安装。

    Card activated automated banking machine with improved resistance to fraud
    3.
    发明申请
    Card activated automated banking machine with improved resistance to fraud 有权
    卡片激活的自动银行机具有改善的抗欺诈性

    公开(公告)号:US20080041934A1

    公开(公告)日:2008-02-21

    申请号:US11975293

    申请日:2007-10-18

    IPC分类号: G06Q40/00

    摘要: A banking system that is controlled by data bearing records includes a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine is operative to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译: 由数据承载记录控制的银行系统包括现金分配自动银行机,其包括读卡器,小键盘,现金出口,存款接收开口以及可能易于安装欺诈设备的其他交易位置。 该机器可操作以感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备,存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件,并响应于此而作出响应。

    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud
    4.
    发明申请
    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud 有权
    自动银行卡读卡机操作方法,以减少诈骗风险

    公开(公告)号:US20080048020A1

    公开(公告)日:2008-02-28

    申请号:US11975375

    申请日:2007-10-19

    IPC分类号: G06Q40/00 G06K7/01

    CPC分类号: G06Q40/00

    摘要: A method of operating an automated banking machine in response to data included on a user card includes operating a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine operates to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译: 响应于包括在用户卡中的数据来操作自动银行机的方法包括操作现金分配自动银行机,其包括读卡器,小键盘,现金出口,存款接收开口和可能易受影响的其他交易位置 安装欺诈设备。 该机器用于感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备,欺诈键盘输入拦截设备,现金出口陷阱设备,存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件,并响应于此而作出响应。

    Automated banking machine with improved resistance to fraud
    7.
    发明申请
    Automated banking machine with improved resistance to fraud 有权
    自动银行机具有改善的抗欺诈能力

    公开(公告)号:US20060243790A1

    公开(公告)日:2006-11-02

    申请号:US11454257

    申请日:2006-06-16

    IPC分类号: G07F19/00

    摘要: Apparatus and method for interfering with an unauthorized device attempting to acquire user identification information at a cash dispensing automated banking machine. The apparatus includes an emitter for emitting radiation at one or more frequencies to interfere with actual or suspected radiation transmitted from an unauthorized device in a proximity of the banking machine. The radiation may be substantially continually emitted or emitted responsive to a user supplying input to the machine. The radiation may be emitted over a plurality of frequencies within a frequency range associated with unauthorized devices. Additionally, the machine may include a sensing device for monitoring the nature and quality of unauthorized radiation.

    摘要翻译: 用于干扰试图在现金分配自动银行机上获得用户识别信息的未授权设备的装置和方法。 该装置包括用于以一个或多个频率发射辐射的发射器,以干扰在银行机器附近从未授权设备发送的实际或疑似辐射。 响应于向机器提供输入的用户,辐射可以基本上连续地发射或发射。 辐射可以在与未授权设备相关联的频率范围内的多个频率上发射。 另外,机器可以包括用于监视未授权辐射的性质和质量的感测装置。

    Cash dispensing automated banking machine with GPS
    8.
    发明授权
    Cash dispensing automated banking machine with GPS 有权
    自动点钞自动银行机与GPS

    公开(公告)号:US07591413B1

    公开(公告)日:2009-09-22

    申请号:US11229944

    申请日:2005-09-19

    IPC分类号: G06F17/60

    CPC分类号: G07F19/207 G07F19/20

    摘要: An automated banking machine includes a Global Positioning System (GPS). The machine can transmit a GPS location reading to a security center. The security center can compare the received GPS location to a location assigned to the machine. If the compared locations do not match then a determination is made that the machine was stolen. Responsive to a determination of theft, dye packs located in the machine can be activated to stain cash therein. The dye packs can also be set off if the machine's safe door is opened without the following a predetermined sequence for opening the door. Thus, cash in a stolen automated banking machine can be rendered as unusable.

    摘要翻译: 自动银行机包括全球定位系统(GPS)。 该机器可以将GPS位置读数传输到安全中心。 安全中心可以将接收到的GPS位置与分配给机器的位置进行比较。 如果比较的位置不匹配,则确定机器被盗。 响应于盗窃的确定,位于机器中的染料包可以被激活以污染其中的现金。 如果机器的安全门打开而没有按照预定的打开门的顺序,染色包也可以被关闭。 因此,被盗的自动银行机器中的现金可以被渲染为不可用的。

    System and method for dispensing digital information from an automated transaction machine
    10.
    发明授权
    System and method for dispensing digital information from an automated transaction machine 有权
    用于从自动交易机器分配数字信息的系统和方法

    公开(公告)号:US06457640B2

    公开(公告)日:2002-10-01

    申请号:US09775885

    申请日:2001-02-02

    IPC分类号: G06F1760

    摘要: An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The ATM may also be operative to dispense cash with the cash dispenser and dispense digital content with the output device responsive to user input selections. The ATM may be further operative to charge a user fee to an account associated with the card for the dispense of cash and digital content. Digital content dispensed by the ATM may include sound recordings such as MP3 files, video files, books, graphics, photographs, and other digital data. In cases where the ATM dispenses visual content the output device may include a printer that is operative to output printed photographs. Photographic image files may be acquired by the ATM from a remote photo processor or other digital information source accessible through the Internet or other network. The ATM may be operated through user inputs to manipulate image files. Image files may also be selectively received from or dispensed to a portable storage medium through a reading device or recording device connected to the ATM. Fees associated with the dispense of the image files may be transferred from an account associated with a user.

    摘要翻译: 自动取款机(ATM)(10)包括输入装置(16),读卡器(20),自动提款机(24)和输出装置(18)。 ATM通过读卡器从卡读取账户信息,并通过输入设备验证用户PIN输入。 ATM还可以操作以分配与自动提款机的现金,并根据用户输入选择与输出设备分配数字内容。 ATM可以进一步操作以向与卡相关联的帐户收取用户费用以分配现金和数字内容。 由ATM分配的数字内容可以包括诸如MP3文件,视频文件,书籍,图形,照片和其他数字数据的声音记录。 在ATM分配视觉内容的情况下,输出设备可以包括可操作地输出打印照片的打印机。 摄影图像文件可以由ATM从远程照相处理器或通过因特网或其他网络可访问的其他数字信息源获取。 ATM可以通过用户输入来操作图像文件。 图像文件还可以通过连接到ATM的读取装置或记录装置被选择性地从便携式存储介质中接收或分配给便携式存储介质。 与分发图像文件相关联的费用可以从与用户相关联的帐户传送。