REDEMPTION OF GIFT CARDS
    1.
    发明申请
    REDEMPTION OF GIFT CARDS 审中-公开
    赎回礼品卡

    公开(公告)号:US20130151401A1

    公开(公告)日:2013-06-13

    申请号:US13714102

    申请日:2012-12-13

    IPC分类号: G06Q20/34

    摘要: A method and system for facilitating the redemption of gift cards are described. The method includes linking a gift card issued by a merchant to a user account, receiving a payment request from the user, processing the payment request so that the merchant is paid with funds in the account, receiving a transaction identifier from the merchant, identifying the merchant, verifying that the account is linked to a gift card issued by the merchant, retrieving a value of the gift card, transmitting the transaction identifier and a request to redeem the gift card, and receiving and depositing funds corresponding to a full or partial value of the gift card.

    摘要翻译: 描述了一种便于兑换礼品卡的方法和系统。 该方法包括将由商家发行的礼品卡连接到用户帐户,从用户接收付款请求,处理支付请求,使得商家在帐户中以资金支付,从商家接收交易标识符,识别商家 商家,验证该帐户是否与商家发行的礼品卡链接,检索礼品卡的价值,发送交易标识符和兑换礼品卡的请求,以及接收和存入与全部或部分价值相对应的资金 的礼品卡。

    Digital Wallet Loading
    2.
    发明申请
    Digital Wallet Loading 有权
    数字电子钱包加载

    公开(公告)号:US20130151360A1

    公开(公告)日:2013-06-13

    申请号:US13713986

    申请日:2012-12-13

    IPC分类号: G06Q20/36

    摘要: Methods and systems are provided for loading money from a gift card into a digital wallet. The transfer can be done at a point of sale (POS), such as during a purchase of the gift card. The digital wallet can be a digital wallet of a user who is purchasing the gift card. The money in the digital wallet can be used to purchase products from the same merchant or another merchant. The money can be transferred from the digital wallet to any other person or entity.

    摘要翻译: 提供的方法和系统用于将钱从礼品卡装入数字钱包。 可以在销售点(POS)进行转帐,例如购买礼品卡时。 数字钱包可以是购买礼品卡的用户的数字钱包。 数字钱包中的钱可用于从同一商家或其他商家购买产品。 钱可以从数字钱包转移到任何其他人或实体。

    System and Apparatus for Linking Multiple Rewards Programs to Promote the Purchase of Specific Product Mixes
    3.
    发明申请
    System and Apparatus for Linking Multiple Rewards Programs to Promote the Purchase of Specific Product Mixes 审中-公开
    用于链接多个奖励计划以促进购买特定产品组合的系统和设备

    公开(公告)号:US20140297388A1

    公开(公告)日:2014-10-02

    申请号:US14302114

    申请日:2014-06-11

    IPC分类号: G06Q30/02

    摘要: A method and system for linking multiple pre-existing reward programs is disclosed. The method includes receiving information about a first pre-existing reward program for a first product, where the first reward program provides for a first reward, and receiving information about a second pre-existing reward program for a second product, wherein the second reward program provides a second reward. A combination reward program is provided, and the combination reward program provides a combination reward that is greater than each of the first reward and the second reward.

    摘要翻译: 公开了一种用于链接多个预先存在的奖励计划的方法和系统。 该方法包括接收关于第一产品的第一预先存在的奖励计划的信息,其中第一奖励程序提供第一奖励,以及接收关于第二产品的关于第二预先存在的奖励计划的信息,其中第二奖励程序 提供第二个奖励。 提供组合奖励计划,并且组合奖励计划提供大于第一奖励和第二奖励中的每一个的组合奖励。

    METHOD AND SYSTEM FOR PROVIDING INTERACTIVE CARDHOLDER REWARDS IMAGE REPLACEMENT
    8.
    发明申请
    METHOD AND SYSTEM FOR PROVIDING INTERACTIVE CARDHOLDER REWARDS IMAGE REPLACEMENT 有权
    提供互动卡片奖励图像替换的方法和系统

    公开(公告)号:US20080097852A1

    公开(公告)日:2008-04-24

    申请号:US11877505

    申请日:2007-10-23

    IPC分类号: G06Q30/00

    摘要: A system for facilitating image management for portable devices is disclosed. The system includes a host configured to maintain information relating to a first portable device and a second portable device and an interface device configured to communicate with the host and the first and second portable devices. The interface device includes control logic configured to: determine whether the first portable device is valid for image synchronization using information provided by the host; and if it is determined that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if it is determined that the second portable device is valid for image synchronization. The interface device further includes control logic configured to: determine whether the second portable device is valid for image replacement using information provided by the host, and if it is determined that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device. The interface device also includes control logic configured to: determine whether the second portable device includes additional information that is not included in the image of the first portable device, and if it is determined that the second portable device includes the additional information, concatenate the additional information with the image of the first portable device, and download the concatenated additional information and image of the first portable device onto the second portable device. The interface device concatenates the additional information and the image of the first portable device based on a set of conflict resolution rules.

    摘要翻译: 公开了一种促进便携式设备的图像管理的系统。 该系统包括被配置为维护与第一便携式设备和第二便携式设备相关的信息的主机以及被配置为与主机以及第一和第二便携式设备进行通信的接口设备。 接口装置包括控制逻辑,其被配置为:使用由主机提供的信息确定第一便携式设备是否对图像同步有效; 并且如果确定第一便携式设备对于图像同步有效,则记录第一便携式设备的图像,确定第二便携式设备是否对图像同步有效,并且将第一便携式设备的图像下载到第二便携式设备 如果确定第二便携式设备对于图像同步有效,则设备。 接口装置还包括控制逻辑,其被配置为:使用由主机提供的信息来确定第二便携式设备是否对图像替换有效,并且如果确定第二便携式设备对于图像替换有效,则检索第一 并将检索到的图像下载到第二便携式设备。 接口设备还包括控制逻辑,其被配置为:确定第二便携式设备是否包括未包括在第一便携式设备的图像中的附加信息,以及如果确定第二便携式设备包括附加信息,则连接附加信息 具有第一便携式设备的图像的信息,并将第一便携式设备的连接的附加信息和图像下载到第二便携式设备上。 接口设备基于一组冲突解决规则连接第一便携式设备的附加信息和图像。

    DETERMINATION OF HEALTHCARE COVERAGE USING A PAYMENT ACCOUNT
    9.
    发明申请
    DETERMINATION OF HEALTHCARE COVERAGE USING A PAYMENT ACCOUNT 有权
    使用付款帐户确定医疗保险

    公开(公告)号:US20080010096A1

    公开(公告)日:2008-01-10

    申请号:US11755713

    申请日:2007-05-30

    IPC分类号: G06Q40/00

    摘要: Healthcare insurance coverage is determined using an account within a payment processing system. A transmission addressed to the payment processing system is formed including an account number of an account associated with the payment processing system, a description of a healthcare related commodity rendered to a patient deriving healthcare insurance through an insured, and request for a specification of financial responsibility of the insured for the described said healthcare related commodity. A transmission is received from the payment processing system including the requested specification of financial responsibility.

    摘要翻译: 医疗保险覆盖率是使用支付处理系统中的帐户确定的。 构成支付处理系统的传输,包括与支付处理系统相关联的帐户的帐号,通过被保险人提供给患者医疗保险的医疗保健相关商品的描述,以及对财务责任的规定的请求 被保险人所述的医疗相关商品。 从支付处理系统接收到包括所要求的财务责任规范的传输。

    Method and system for providing interactive cardholder rewards image replacement
    10.
    发明申请
    Method and system for providing interactive cardholder rewards image replacement 有权
    提供交互式持卡人奖励图像更换的方法和系统

    公开(公告)号:US20050058427A1

    公开(公告)日:2005-03-17

    申请号:US10661380

    申请日:2003-09-12

    摘要: A system for facilitating image management for portable devices is disclosed. The system includes a host configured to maintain information relating to a first portable device and a second portable device and an interface device configured to communicate with the host and the first and second portable devices. The interface device includes control logic configured to: determine whether the first portable device is valid for image synchronization using information provided by the host; and if it is determined that the first portable device is valid for image synchronization, record an image of the first portable device, determine whether the second portable device is valid for image synchronization, and download an image of the first portable device to the second portable device if it is determined that the second portable device is valid for image synchronization. The interface device further includes control logic configured to: determine whether the second portable device is valid for image replacement using information provided by the host, and if it is determined that the second portable device is valid for image replacement, retrieve an image of the first portable device and download the retrieved image to the second portable device. The interface device also includes control logic configured to: determine whether the second portable device includes additional information that is not included in the image of the first portable device, and if it is determined that the second portable device includes the additional information, concatenate the additional information with the image of the first portable device, and download the concatenated additional information and image of the first portable device onto the second portable device. The interface device concatenates the additional information and the image of the first portable device based on a set of conflict resolution rules.

    摘要翻译: 公开了一种促进便携式设备的图像管理的系统。 该系统包括被配置为维护与第一便携式设备和第二便携式设备相关的信息的主机以及被配置为与主机以及第一和第二便携式设备进行通信的接口设备。 接口装置包括控制逻辑,其被配置为:使用由主机提供的信息确定第一便携式设备是否对图像同步有效; 并且如果确定第一便携式设备对于图像同步有效,则记录第一便携式设备的图像,确定第二便携式设备是否对图像同步有效,并且将第一便携式设备的图像下载到第二便携式设备 如果确定第二便携式设备对于图像同步有效,则设备。 接口装置还包括控制逻辑,其被配置为:使用由主机提供的信息来确定第二便携式设备是否对图像替换有效,并且如果确定第二便携式设备对于图像替换有效,则检索第一 并将检索到的图像下载到第二便携式设备。 接口设备还包括控制逻辑,其被配置为:确定第二便携式设备是否包括未包括在第一便携式设备的图像中的附加信息,以及如果确定第二便携式设备包括附加信息,则连接附加信息 具有第一便携式设备的图像的信息,并将第一便携式设备的连接的附加信息和图像下载到第二便携式设备上。 接口设备基于一组冲突解决规则连接第一便携式设备的附加信息和图像。