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    HANDS-FREE TRANSACTIONS WITH VOICE RECOGNITION
    2.
    发明申请
    HANDS-FREE TRANSACTIONS WITH VOICE RECOGNITION 审中-公开

    公开(公告)号：US20190287097A1

    公开(公告)日：2019-09-19

    申请号：US16428234

    申请日：2019-05-31

    Applicant: GOOGLE LLC

    Inventor： Varouj Chitilian ,  Sashikanth Chandrasekaran ,  Denise Ho ,  Zhihong Xu ,  William Hartley Setchell ,  Phalachandra Sreepada Bhat

    IPC: G06Q20/36 ,  G06Q20/40 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/42 ,  G10L15/08 ,  G06Q20/20 ,  G06Q20/02 ,  G06Q20/00

    Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.

    Hands-free transactions with voice recognition
    3.
    发明授权
    Hands-free transactions with voice recognition 有权

    公开(公告)号：US11574301B2

    公开(公告)日：2023-02-07

    申请号：US16428234

    申请日：2019-05-31

    Applicant: GOOGLE LLC

    Inventor： Varouj Chitilian ,  Sashikanth Chandrasekaran ,  Denise Ho ,  Zhihong Xu ,  William Hartley Setchell ,  Phalachandra Sreepada Bhat

    IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/00 ,  G06Q20/20 ,  G10L15/08 ,  G06Q20/36 ,  G06Q20/42 ,  G06Q20/02

    Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.

    Network security based on proximity with IP whitelisting
    5.
    发明授权
    Network security based on proximity with IP whitelisting 有权

    公开(公告)号：US10769609B2

    公开(公告)日：2020-09-08

    申请号：US15447034

    申请日：2017-03-01

    Applicant: Google LLC

    Inventor： Sashikanth Chandrasekaran ,  Yilei Wang ,  Pramod Adiddam ,  Zhihong Xu ,  Varouj Chitilian

    IPC: G06Q20/20 ,  H04L29/06 ,  G06Q20/32 ,  G06Q20/38 ,  H04W12/08 ,  H04W12/00

    Abstract: A processing system periodically configures a beacon code and random nonce to transmit to a beacon device at a location. Multiple users enter the location with associated user computing devices and retransmit the beacon code broadcasted by the beacon device to the processing system. A computing device at the location transmits to the processing system a request for account data comprising a hardware identifier and retransmits the beacon code and a random nonce. The processing system verifies the request based on the beacon code and random nonce and transmits, to the computing device at the location, user account identifiers associated with user computing devices that retransmitted the beacon code. Within a threshold period of time, the processing system may verify a subsequent request from the computing device, even without receiving the beacon code and random nonce, if the request comprises the hardware identifier.

    HANDS-FREE TRANSACTIONS WITH A CHALLENGE AND RESPONSE
    6.
    发明申请
    HANDS-FREE TRANSACTIONS WITH A CHALLENGE AND RESPONSE 审中-公开

    公开(公告)号：US20190266598A1

    公开(公告)日：2019-08-29

    申请号：US16407133

    申请日：2019-05-08

    Applicant: GOOGLE LLC

    Inventor： Varouj Chitilian ,  Sashikanth Chandrasekaran ,  Johnie Lee ,  Denise Ho ,  Pramod Adiddam ,  Zhihong Xu ,  Michal Palczewski

    IPC: G06Q20/36 ,  G06Q20/40 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/42 ,  G10L15/08 ,  G06Q20/20 ,  G06Q20/02 ,  G06Q20/00

    Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.

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