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    Decoding systems with a decoding engine running on a mobile device configured to be coupled and decoupled to a card reader with wake-up electronics
    2.
    发明申请
    Decoding systems with a decoding engine running on a mobile device configured to be coupled and decoupled to a card reader with wake-up electronics 有权
    用解码引擎解码系统，该解码引擎在移动设备上运行，该移动设备被配置为与具有唤醒电子设备的读卡器耦合和解耦

    公开(公告)号：US20130200154A1

    公开(公告)日：2013-08-08

    申请号：US13829741

    申请日：2013-03-14

    申请人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    发明人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    IPC分类号： G06K7/08

    CPC分类号： G06K7/082 ,  G06Q20/322 ,  G06Q20/3224 ,  G06Q20/347 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/02 ,  G07F7/0886

    摘要： A decoding system has a decoding engine running on a mobile device. The decoding engine decodes signals produced from a read of a first party's financial transaction card, accepts and initializes incoming signals from a read of a first party's financial transaction card. A transaction engine runs on the mobile device and is coupled to the decoding engine. The transaction engine receives as its input decoded first party's financial transaction card information from the decoding engine, and serves as an intermediary between the first party and a second party, so that the first party does not have to share his/her financial transaction card information with the second party. The decoding system is configured to be coupled and decoupled to a card reader with wake-up electronics.

    摘要翻译： 解码系统具有在移动设备上运行的解码引擎。 解码引擎解码从第一方的金融交易卡的读取产生的信号，从第一方的金融交易卡的读取接受并初始化输入信号。 事务引擎在移动设备上运行并且耦合到解码引擎。 交易引擎作为其输入接收到从解码引擎解码的第一方的金融交易卡信息，并且作为第一方和第二方之间的中介，使得第一方不必共享他/她的金融交易卡信息 与第二方 解码系统被配置为耦合并去耦到具有唤醒电子装置的读卡器。

    Cost effective card reader and methods to be configured to be coupled to a mobile device
    4.
    发明申请
    Cost effective card reader and methods to be configured to be coupled to a mobile device 有权
    经济有效的读卡器和配置为耦合到移动设备的方法

    公开(公告)号：US20130204788A1

    公开(公告)日：2013-08-08

    申请号：US13829056

    申请日：2013-03-14

    申请人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    发明人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    IPC分类号： G06Q20/32

    CPC分类号： G06Q20/3226 ,  G06Q20/322 ,  G06Q20/3224 ,  G06Q20/347 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/02 ,  G07F7/0886

    摘要： A decoding system, with a decoding engine, runs on a mobile device. The decoding engine decodes signals produced from a read of a first party's financial transaction card. The decoding engine accepts and initializes incoming signals from a read of the first party's financial transaction card until the signals reach a steady state, identifies peaks in the incoming signals and digitizes the identified peaks into bits. A transaction engine is coupled to the decoding engine. The transaction engine receives, as its input, decoded first party's financial transaction card information from the decoding engine, and serves as an intermediary between the first party and a second party. The first party does not have to share his/her financial transaction card information with the second party. The transaction engine is configured to be coupled to a payment system and a first party's financial transaction card institution or a first party's financial account.

    摘要翻译： 具有解码引擎的解码系统在移动设备上运行。 解码引擎解码从第一方的金融交易卡的读取产生的信号。 解码引擎接受并初始化来自第一方金融交易卡的读取的输入信号，直到信号达到稳定状态，识别输入信号中的峰值并将识别的峰值数字化为位。 事务引擎耦合到解码引擎。 交易引擎作为其输入接收从解码引擎解码第一方的金融交易卡信息，并且作为第一方和第二方之间的中介。 第一方不必与第二方分享他/她的金融交易卡信息。 交易引擎被配置为耦合到支付系统和第一方的金融交易卡机构或第一方的金融账户。

    Decoding systems with a decoding engine running on a mobile device and coupled to a payment system that includes identifying information of second parties qualified to conduct business with the payment system
    5.
    发明申请
    Decoding systems with a decoding engine running on a mobile device and coupled to a payment system that includes identifying information of second parties qualified to conduct business with the payment system 审中-公开
    解码系统，其中解码引擎在移动设备上运行并且耦合到支付系统，该支付系统包括识别有资格与支付系统进行业务的第二方的信息

    公开(公告)号：US20130200153A1

    公开(公告)日：2013-08-08

    申请号：US13829565

    申请日：2013-03-14

    申请人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    发明人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    IPC分类号： G06K7/08

    CPC分类号： G06K7/082 ,  G06Q20/322 ,  G06Q20/3224 ,  G06Q20/347 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/02 ,  G07F7/0886

    摘要： A decoding system with a decoding engine running on a mobile device decodes signals produced from a read of a buyer's financial transaction card, accepts and initializes incoming signals from a read of a buyer's financial transaction card until the signals reach a steady state, detects the read of the buyer's financial transaction card once the incoming signals are in a steady state, identifies peaks in the incoming signals and digitizes the identified peaks in the incoming signals into bits. A transaction engine runs on the mobile device and is coupled to the decoding engine. A payment system is in communication with the transaction engine and with a buyer's financial transaction card institution or a first party's financial account. The payment system includes identifying information of second parties qualified by the payment system to conduct business with the payment system.

    摘要翻译： 具有在移动设备上运行的解码引擎的解码系统解码从买家的金融交易卡的读取产生的信号，接受并初始化来自买方金融交易卡的读取的输入信号，直到信号达到稳定状态，检测到读取 一旦输入信号处于稳定状态，就会识别买方的金融交易卡，识别输入信号中的峰值，并将输入信号中识别的峰值数字化为位。 事务引擎在移动设备上运行并且耦合到解码引擎。 支付系统与交易引擎和买方的金融交易卡机构或第一方的财务账户进行通信。 支付系统包括由支付系统合格的与支付系统进行业务的第二方的识别信息。

    Decoding systems with a decoding engine running on a mobile device with a touch screen
    9.
    发明申请
    Decoding systems with a decoding engine running on a mobile device with a touch screen 有权
    用具有触摸屏的移动设备上运行的解码引擎对系统进行解码

    公开(公告)号：US20130200147A1

    公开(公告)日：2013-08-08

    申请号：US13829829

    申请日：2013-03-14

    申请人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    发明人： Jack Dorsey ,  William Henderson ,  Brian Grassadonia ,  James M. McKelvey ,  Xuancong Wen

    IPC分类号： G06K7/08 ,  G06Q20/34

    CPC分类号： G06K7/082 ,  G06Q20/322 ,  G06Q20/3224 ,  G06Q20/347 ,  G06Q20/3567 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/02 ,  G07F7/0886

    摘要： A decoding system has a decoding engine running on a mobile device. The decoding engine decodes signals produced from a read of a first party's financial transaction card. The decoding engine accepts and initializes incoming signals from a read of the first party's financial transaction card. A transaction engine runs on the mobile device and is coupled to the decoding engine. The transaction engine receives as its input decoded first party's financial transaction card information from the decoding engine. A user interaction engine is configured to utilize a touch screen of the mobile device. A first party or second party can input at least one of numbers, characters, and signatures by touching the touch screen.

    摘要翻译： 解码系统具有在移动设备上运行的解码引擎。 解码引擎解码从第一方的金融交易卡的读取产生的信号。 解码引擎从第一方的金融交易卡的读取中接收并初始化输入信号。 事务引擎在移动设备上运行并且耦合到解码引擎。 交易引擎作为其输入接收从解码引擎解码的第一方的金融交易卡信息。 用户交互引擎被配置为利用移动设备的触摸屏。 第一方或第二方可以通过触摸触摸屏输入数字，字符和签名中的至少一个。

    Card reader device
    10.
    发明授权
    Card reader device 有权
    读卡器设备

    公开(公告)号：US08870070B2

    公开(公告)日：2014-10-28

    申请号：US13005822

    申请日：2011-01-13

    申请人： Jim McKelvey ,  Xuancong Wen ,  Jack Dorsey

    发明人： Jim McKelvey ,  Xuancong Wen ,  Jack Dorsey

    IPC分类号： G06K7/08 ,  G06K7/00 ,  G06Q20/32 ,  G06Q40/02 ,  G07F7/08 ,  G06Q20/34 ,  G06Q30/06

    CPC分类号： G06Q20/347 ,  G06Q20/322 ,  G06Q30/06 ,  G06Q40/02 ,  G07F7/0886

    摘要： A card reader device is provided that includes a housing having a slot for swiping a magnetic stripe of a financial transaction card to complete a financial transaction between a buyer and seller. A read head is positioned in the housing. The read head reads data stored on the magnetic stripe and produces a signal indicative of data stored on the magnetic stripe. The read head has sufficient impedance to set amplitude of a signal indicative of data stored on the magnetic stripe. An output jack is adapted to be inserted into a microphone input associated with a mobile device for providing the signal indicative of data stored on the magnetic stripe to the mobile device.

    摘要翻译： 提供了一种读卡器装置，其包括具有用于刷擦金融交易卡的磁条的槽以完成买方和卖方之间的金融交易的壳体。 读取头位于外壳中。 读取头读取存储在磁条上的数据，并产生指示存储在磁条上的数据的信号。 读头具有足够的阻抗以设置指示存储在磁条上的数据的信号的幅度。 输出插孔适于插入到与移动设备相关联的麦克风输入中，用于将指示存储在磁条上的数据的信号提供给移动设备。