公开(公告)号：US20110057391A1

公开(公告)日：2011-03-10

申请号：US12861755

申请日：2010-08-23

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： A63F1/00

CPC分类号： G07F17/34 ,  A63F1/00 ,  A63F3/00157 ,  A63F2001/005 ,  A63F2001/0416 ,  A63F2001/0425

摘要： An East-West casino offers two or more gambling games in which one is a poker game using a traditional Western deck of cards and another is a poker game based upon a new Chinese Poker Deck of cards.

摘要翻译： 东西赌场提供两个或多个赌博游戏，其中一个是使用传统西甲牌的扑克游戏，另一个是基于新的中国扑克牌的扑克游戏。

公开(公告)号：US06755341B1

公开(公告)日：2004-06-29

申请号：US09667039

申请日：2000-09-21

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： G06K500

CPC分类号： G07F7/1008 ,  G06K19/06196 ,  G06Q20/341 ,  G06Q20/3415 ,  G06Q20/3576 ,  G06Q20/4093

摘要： A data packet can be dynamically stored in a magnetic strip by an encoder of an electronic card and subsequently transferred to a money source after it is read by a standard magnetic stripe reader as part of a verification process of a payment card transaction. A computer contained on the electronic card can run diagnostic tests and send the results to the money source as part of the data packet. One diagnostic test monitors the battery life of the electronic card to permit the money source to replace the electronic card before its battery runs out of useful life. The data packet can also contain data input into the electronic card by the user, such as a customization variable.

摘要翻译： 数据包可以由电子卡的编码器动态地存储在磁条中，并且随后在作为支付卡交易的验证过程的一部分被标准磁条读取器读取之后被转移到货币源。 包含在电子卡上的电脑可以运行诊断测试，并将结果作为数据包的一部分发送到货币来源。 一个诊断测试监测电子卡的电池寿命，以便在电池电量耗尽使用寿命之前允许钱源更换电子卡。 数据包还可以包含用户输入到电子卡的数据，例如定制变量。

公开(公告)号：US06592044B1

公开(公告)日：2003-07-15

申请号：US09571707

申请日：2000-05-15

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： G06K1906

CPC分类号： G07F7/1008 ,  G06K19/06196 ,  G06Q20/341 ,  G06Q20/3415 ,  G06Q20/3576 ,  G06Q20/4093

摘要： An electronic card that can function as an anonymous credit card or banking card for use on or off the Internet utilizes a magnetic storage medium affixed to the card that can be read by a standard magnetic stripe reader. An encoder generates a data packet that is stored in a designated portion of the magnetic storage medium, which can be a magnetic stripe. The data packet can contain a personal coupon and an alias. A computer or microprocessor generates the personal coupon after a Personal Identification Number is input into the card.

摘要翻译： 可用作互联网或互联网上使用的匿名信用卡或银行卡的电子卡片使用固定在卡上的磁性存储介质，该存储介质可由标准磁条阅读器读取。 编码器生成存储在可以是磁条的磁存储介质的指定部分中的数据分组。 数据包可以包含个人优惠券和别名。 个人识别号码输入到卡后，计算机或微处理器会生成个人优惠券。

公开(公告)号：US06356196B1

公开(公告)日：2002-03-12

申请号：US09676399

申请日：2000-09-29

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： G08B1314

CPC分类号： G08B21/0216 ,  G08B13/1427 ,  G08B13/1436 ,  G08B13/1472 ,  G08B21/0286 ,  G08B21/0288

摘要： The System includes an Alarm Unit and a separate Alert Unit. The Alarm Unit is securely affixed to the parcel before the parcel is left at the delivery site, and the Alert Unit is placed at a secure site that is within radio range of the delivery site. The Alarm Unit is armed by the deliveryman upon depositing the parcel at the delivery site, and arming of the Alarm Unit results in the transmission of messages verifying to the seller or delivery agent that delivery has taken place and notifying the purchaser or intended recipient that the parcel has arrived. Movement of the parcel after it has been deposited at the delivery site and has been armed results in messages being transmitted to the shipping agent and to the intended recipient announcing that the parcel has been stolen. Such unauthorized movement of the parcel also activates a very loud audible alarm affixed to the parcel and activates a tracking beacon in or on the parcel, permitting the whereabouts of the parcel to be determined or tracked. The intended recipient of the parcel, after being notified of its delivery can disarm the Alarm Unit by inserting a secret number into a keypad on the Alarm Unit and then pressing a disarm button. Upon being disarmed, the Alarm Unit generates a signal that causes the Alert Unit to notify the seller and the delivery agent that an authorized person has taken possession of the parcel, thereby verifying receipt.

摘要翻译： 该系统包括一个报警单元和一个单独的报警单元。 报警单元在包裹离开交货地点之前，将其牢固地固定在包裹上，并将报警单元放置在交货地点无线电范围内的安全地点。 报警单元由交货人在交付地点存放包裹后装备，并且布防报警单元导致验证向卖方或交货代理发送交货的消息的传送，并通知买方或预期收货人 包裹到了。 包裹运送到运送地点并已经装备后，运送的信息会将邮件传送给运输代理人和预定的接收人，宣布该包裹已被盗。 包裹的这种未经授权的动作还激活附加到包裹上的非常大的声音警报，并在包裹中或包裹上激活跟踪信标，允许确定或跟踪包裹的下落。 包裹的预定收件人在收到通知后，可以通过将报警单元插入报警单元上的小键盘然后按下撤防按钮来撤防报警单元。 报警单元被撤防后，产生一个信号，使警报单元通知卖方和交货代理人，授权人已经拥有包裹，从而验证收据。

公开(公告)号：US06609654B1

公开(公告)日：2003-08-26

申请号：US09667161

申请日：2000-09-21

申请人： Roy L. Anderson ,  William R. Bryant, Jr. ,  Jacob Y. Wong

发明人： Roy L. Anderson ,  William R. Bryant, Jr. ,  Jacob Y. Wong

IPC分类号： G06F1760

CPC分类号： G06K19/06196 ,  G06Q20/10 ,  G06Q20/341 ,  G06Q20/3415 ,  G06Q20/3576 ,  G06Q20/4093 ,  G07F7/1008

摘要： A user can customize use of a payment card, which can be an electronic card, by selecting either a first or a second user key as a selected user key. The selected user key is entered into a card number generator that uses it and a user sequence number to generate a user payment card number that differs for each transaction through use of an algorithm. Multiple payment card transactions can be handled differently depending upon which user key is chosen as the selected user key. Different user keys can be used for different accounts, different types of transactions, or to classify the transactions. A user can receive one bill, or multiple bills. Different levels of privacy can be accorded to transactions that use different user keys. A user may pay the issuer for increased security, or the user may be paid by the issuer to allow transaction data to be distributed to third parties.

摘要翻译： 用户可以通过选择第一或第二用户密钥作为所选用户密钥来定制使用可以是电子卡的支付卡。 所选择的用户密钥被输入到使用它的卡号生成器和用户序列号以生成通过使用算法对于每个事务而不同的用户支付卡号。 可以根据选择哪个用户密钥作为所选择的用户密钥来不同地处理多个支付卡交易。 不同的用户密钥可用于不同的帐户，不同类型的交易，或者对交易进行分类。 用户可以收到一张单据，或多张单据。 可以对使用不同用户密钥的事务给予不同级别的隐私。 用户可以向发行者支付增加的安全性，或者用户可以由发行者支付以允许将交易数据分发给第三方。

公开(公告)号：US5937394A

公开(公告)日：1999-08-10

申请号：US971416

申请日：1997-11-17

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： G06Q20/06 ,  G06Q20/08 ,  G06Q20/10 ,  G06Q20/22 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F7/08 ,  G06F17/60

CPC分类号： G06Q20/385 ,  G06Q20/06 ,  G06Q20/065 ,  G06Q20/085 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/29 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q30/0601 ,  G06Q30/0609 ,  G06Q30/0615 ,  G06Q40/00 ,  G06Q40/025 ,  G07F7/0866

摘要： A system and method for pseudo cash transactions allows a portion of the pseudo cash to be refunded through use of a credit back indicator which is used by a record adjuster to adjust the file associated with a pseudo cash unit which can then be accessed by the user with a user identifier to obtain a refund or credit.

摘要翻译： 用于伪现金交易的系统和方法允许通过使用由记录调整器使用的信用回调指示符来退还部分虚拟现金以调整与伪现金单元相关联的文件，然后可以由用户访问 具有用户标识符以获得退款或信用。

公开(公告)号：US20120317037A1

公开(公告)日：2012-12-13

申请号：US13528062

申请日：2012-06-20

申请人： Larry Routhenstein ,  Roy L. Anderson ,  Jacob Y. Wong

发明人： Larry Routhenstein ,  Roy L. Anderson ,  Jacob Y. Wong

IPC分类号： G06Q20/40

CPC分类号： G06K19/06206 ,  G06K19/06196 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/206 ,  G06Q20/341 ,  G06Q20/3415 ,  G06Q20/3576 ,  G06Q20/3674 ,  G06Q20/382 ,  G06Q20/383 ,  G06Q20/4093 ,  G07F7/1008

摘要： Methods in which an encrypted transaction validation code is received which positively identifies a first transaction for a first entity, the first entity having a first entity identifier, and the first transaction is electronically verified as being valid by use of the first entity identifier and the validation code. The first entity identifier can be transferred as an account number and the validation code transferred to the money source in a non-account data field. A money source can validate the validation code by duplicating the encryption process used to create the validation code and by then comparing the result to the validation code received. The validation code can be, at least in part, encrypted, and a money source can validate the validation code by duplicating a validation code encryption process and by then comparing the result to the validation code received.

摘要翻译： 接收加密的交易确认代码的方法，该代码确定地标识第一实体的第一交易，具有第一实体标识符的第一实体和第一交易通过使用第一实体标识符和验证被电子地验证为有效 码。 可以将第一个实体标识符作为帐号传输，并将验证码转移到非帐户数据字段中的货币来源。 资金来源可以通过复制用于创建验证码的加密过程，然后将结果与收到的验证码进行比较来验证验证码。 验证码可以至少部分地被加密，并且钱源可以通过复制验证代码加密过程并且然后将结果与接收到的验证码进行比较来验证验证码。

公开(公告)号：US07748616B2

公开(公告)日：2010-07-06

申请号：US10968398

申请日：2004-10-18

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： G06K5/00 ,  G06Q20/00

CPC分类号： G06K19/06206 ,  G06K19/06196 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/206 ,  G06Q20/341 ,  G06Q20/3415 ,  G06Q20/3576 ,  G06Q20/3674 ,  G06Q20/382 ,  G06Q20/383 ,  G06Q20/4093 ,  G07F7/1008

摘要： A method for implementing an anonymous face to face or Mail Order Telephone Order credit card transaction by a user who has established a user account associated with a fictitious name. The user generates a valid personal charge number by executing an algorithm in a computer affixed to the electronic credit card that uses a user key and a card number as input variables. A merchant is provided with the valid personal charge number and the fictitious name that is submitted for approval to a credit approval center. The electronic credit card is sized such that a standard magnetic stripe reader can read it.

摘要翻译： 用于建立与虚构名称相关联的用户帐户的用户实现匿名面对面或邮购电话订单信用卡交易的方法。 用户通过在附加到使用用户密钥和卡号作为输入变量的电子信用卡的计算机中执行算法来生成有效的个人收费号码。 向商家提供有效的个人收费号码和提交给信用审批中心批准的虚构名称。 电子信用卡的尺寸使得标准磁条读取器可以读取它。

公开(公告)号：US5913203A

公开(公告)日：1999-06-15

申请号：US720785

申请日：1996-10-03

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： G06Q20/06 ,  G06Q20/08 ,  G06Q20/10 ,  G06Q20/22 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q40/00 ,  G07F7/08 ,  G06F17/60

CPC分类号： G06Q20/385 ,  G06Q20/06 ,  G06Q20/065 ,  G06Q20/085 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/29 ,  G06Q20/363 ,  G06Q20/40 ,  G06Q20/401 ,  G06Q30/0601 ,  G06Q30/0609 ,  G06Q30/0615 ,  G06Q40/00 ,  G06Q40/025 ,  G07F7/0866

摘要： Totally anonymous or effectively anonymous cash-like transactions are accomplished by using a pseudo cash data package converter for inserting a user key into a pseudo cash preliminary data packet through the use of a user insertion key to generate a pseudo cash unit with a fixed monetary value that can be used to purchase goods or services via the Internet. A pseudo cash repository facilitates the cash-like transactions and maintains a record of the pseudo cash units and their fixed monetary value. Depending upon the level of anonymity selected by a purchaser, the pseudo cash repository can either transmit pseudo cash preliminary data packets or pseudo cash units to a first entity. If the first entity loses an effectively anonymous pseudo cash preliminary data packet, it can be replaced by the pseudo cash repository without risk of loss.

摘要翻译： 通过使用伪现金数据包转换器通过使用用户插入密钥将用户密钥插入到伪现金初始数据包中以产生具有固定货币价值的伪现金单元来完成匿名或有效的匿名现金类交易 可用于通过互联网购买商品或服务。 伪现金储备库促进了类似现金的交易，并保留了伪现金单位及其固定货币价值的记录。 根据购买者选择的匿名级别，伪现金库可以将伪现金初步数据包或伪现金单元发送到第一实体。 如果第一个实体失去有效的匿名伪现金初始数据包，则可以由伪现金库替换，而不会有损失的风险。

公开(公告)号：US07780170B2

公开(公告)日：2010-08-24

申请号：US11484043

申请日：2006-07-10

申请人： Jacob Y. Wong ,  Roy L. Anderson

发明人： Jacob Y. Wong ,  Roy L. Anderson

IPC分类号： A63F1/00

CPC分类号： G07F17/34 ,  A63F1/00 ,  A63F3/00157 ,  A63F2001/005 ,  A63F2001/0416 ,  A63F2001/0425

摘要： An East-West casino offers two or more gambling games in which at least one game involves a Feng Shui element of chance and the other involves either a game based upon a new Chinese Poker Deck of cards or a video slot machine having a carousel in which two or more wheels rotate in opposite directions and a random event associated with the two or more wheels is used in connection with a payout or bonus round of the video slot machine. The game involving a Feng Shui element of chance can be a Yin-Yang roulette game or a video slot machine or a Feng Shui keno machine while a game based upon the Chinese Poker Deck may be a poker game and the casino itself may be a website. The video slot machine can use a carousel in which two or more wheels rotating in opposite directions.

摘要翻译： 东西赌场提供两个或多个赌博游戏，其中至少有一场游戏涉及风水元素的机会，另一个涉及基于新的中国扑克牌的游戏或具有转盘的视频老虎机，其中 两个或更多个轮子沿相反方向旋转，并且与两个或更多个车轮相关联的随机事件与视频插槽机的支付或奖励轮一起使用。 涉及风水元素的游戏可以是阴阳轮盘游戏或视频老虎机或风水基诺机，而基于中国扑克牌的游戏可能是扑克游戏，赌场本身可能是一个网站 。 视频老虎机可以使用两个或更多个车轮沿相反方向旋转的转盘。