Method for automatically processing a financial loan application and the system thereof

    公开(公告)号:US07499882B2

    公开(公告)日:2009-03-03

    申请号:US10003368

    申请日:2001-11-15

    申请人: James A. Cole

    发明人: James A. Cole

    IPC分类号: G06Q40/00

    摘要: A method for automatically processing a loan application where a real property is used as collateral is disclosed. The method comprises steps of (a) inputting the loan application into a computer system, (b) providing the address of a collateral property to an automated valuation model (AVM) system, (c) receiving valuation data for the corresponding property from the AVM system; (d) determining a maximum allowable loan (LoanCap) by applying a pre-set lending policy to the valuation data and information provided in the loan application, and (e) comparing a requested loan amount in the loan application to the LoanCap, so that, when the requested loan amount is within the LoanCap, the loan application can be approved, wherein the steps (b) to (e) are automatically carried out in the computer system. The computer system for automatically processing the loan application is also disclosed.

    Hydrocarbon absorbing compositions
    4.
    发明授权
    Hydrocarbon absorbing compositions 失效
    烃吸收组合物

    公开(公告)号:US5030591A

    公开(公告)日:1991-07-09

    申请号:US408563

    申请日:1989-09-15

    摘要: A composition containing a particulate, absorbent solid and particles of a rapid-dissolving, high molecular weight polymer in admixture is used to soak up and hold hydrocarbons and other organic liquids. The polymer dissolves in the liquid being absorbed and tends to seal the liquid within the absorbent particles and to bind the particles together thus facilitating clean-up.

    摘要翻译: 使用含有颗粒状吸收性固体和混合物中快速溶解的高分子量聚合物颗粒的组合物来吸收并保持烃和其它有机液体。 聚合物溶解在被吸收的液体中并趋向于密封吸收性颗粒内的液体并将颗粒结合在一起,从而便于清理。

    MOLYBDENUM DISULFIDE POWDERS AND METHODS AND APPARATUS FOR PRODUCING THE SAME
    5.
    发明申请
    MOLYBDENUM DISULFIDE POWDERS AND METHODS AND APPARATUS FOR PRODUCING THE SAME 有权
    多晶硅粉及其制造方法及装置

    公开(公告)号:US20120202063A1

    公开(公告)日:2012-08-09

    申请号:US13365697

    申请日:2012-02-03

    摘要: A molybdenum disulfide powder product produced by jet milling a molybdenum disulfide precursor material and substantially continuously combining newly sized-reduced particles with oil to produce said molybdenum disulfide powder product, said molybdenum disulfide powder product having a D50 particle size of less than 4 μm and an acid number that is less than about 0.5 mg KOH/g. A method for producing powder product includes the steps of: Providing a supply of a precursor powder material; accelerating particles of the precursor powder material by combining them with a flow of gas; confining the accelerated particles in a milling chamber so that they collide with one another to effect a size reduction; and coating newly exposed surfaces of size-reduced particles with oil.

    摘要翻译: 通过喷射研磨二硫化钼前体材料并基本上连续地将新尺寸减小的颗粒与油组合以产生所述二硫化钼粉末产物,所述二硫化钼粉末产物具有小于4μm的D50粒度和 小于约0.5mg KOH / g的酸值。 一种生产粉末产品的方法包括以下步骤:提供前体粉末材料的供应; 通过将前体粉末材料与气体流合并来加速颗粒; 将加速的颗粒限制在研磨室中,使得它们彼此碰撞以实现尺寸减小; 并用油涂覆尺寸减小的颗粒的新露出的表面。

    Method for producing ammonium octamolybdate composition
    7.
    发明授权
    Method for producing ammonium octamolybdate composition 失效
    生产六钼酸铵组合物的方法

    公开(公告)号:US06235261B1

    公开(公告)日:2001-05-22

    申请号:US09396160

    申请日:1999-09-14

    IPC分类号: C01F100

    CPC分类号: C01G39/00

    摘要: An isomer of ammonium octamolybdate (“AOM”) and method for producing the same. A new AOM isomer (“X-AOM”) is described which is characterized by a distinctive Raman spectral profile compared with other AOM isomers including &agr; and &bgr;-AOM. To produce the novel isomer, ammonium dimolybdate (“ADM”) is combined with molybdenum trioxide (MoO3) and water to yield a mixture. When mixing these materials, optimum results are achieved if at least one of the foregoing molybdenum-containing reagents is added in a gradual, non-instantaneous manner so that the selected reagent is not added to the mixture in a single large mass. This gradual delivery procedure, along with a carefully controlled prolonged heating stage (e.g. in excess of 3 hours) contributes to a maximum yield of high purity X-AOM.

    摘要翻译: 八钼酸铵的异构体(“AOM”)及其制造方法。 描述了新的AOM异构体(“X-AOM”),其特征在于与包括α和β-AOM的其它AOM异构体相比具有显着的拉曼光谱曲线。 为了生产新的异构体,将二钼酸铵(“ADM”)与三氧化钼(MoO 3)和水结合以产生混合物。 当混合这些材料时,如果以渐进的,非瞬时的方式加入至少一种上述含钼试剂,则可以获得最佳结果,使得所选择的试剂不以单个大质量添加到混合物中。 这种逐步递送程序以及精心控制的延长加热阶段(例如超过3小时)有助于高纯度X-AOM的最大产率。

    Ammonium octamolybdate composition and method for producing the same
    8.
    发明授权
    Ammonium octamolybdate composition and method for producing the same 失效
    八钼酸铵组合物及其制造方法

    公开(公告)号:US5985236A

    公开(公告)日:1999-11-16

    申请号:US94194

    申请日:1998-06-09

    CPC分类号: C01G39/00

    摘要: A novel isomer of ammonium octamolybdate ("AOM") and method for producing the same. A new AOM isomer ("X-AOM") is described which is characterized by a distinctive Raman spectral profile compared with other AOM isomers including .alpha. and .beta.-AOM. To produce the novel isomer, ammonium dimolybdate ("ADM") is combined with molybdenum trioxide (MoO.sub.3) and water to yield a mixture. When mixing these materials, optimum results are achieved if at least one of the foregoing molybdenum-containing reagents is added in a gradual, non-instantaneous manner so that the selected reagent is not added to the mixture in a single large mass. This gradual delivery procedure, along with a carefully controlled prolonged heating stage (e.g. in excess of 3 hours) contributes to a maximum yield of high purity X-AOM.

    摘要翻译: 八钼酸铵的新型异构体(“AOM”)及其制备方法。 描述了新的AOM异构体(“X-AOM”),其特征在于与包括α和β-AOM的其它AOM异构体相比具有显着的拉曼光谱曲线。 为了生产新的异构体,将二钼酸铵(“ADM”)与三氧化钼(MoO 3)和水结合以产生混合物。 当混合这些材料时,如果以渐进的,非瞬时的方式加入至少一种上述含钼试剂,则可以获得最佳结果,使得所选择的试剂不以单个大质量添加到混合物中。 这种逐步递送程序以及精心控制的延长加热阶段(例如超过3小时)有助于高纯度X-AOM的最大产率。

    Apparatus for Producing Nano-Particles of Molybdenum Oxide
    9.
    发明申请
    Apparatus for Producing Nano-Particles of Molybdenum Oxide 有权
    用于生产氧化钼纳米颗粒的装置

    公开(公告)号:US20090169437A1

    公开(公告)日:2009-07-02

    申请号:US12275929

    申请日:2008-11-21

    IPC分类号: G05D23/00 F28D21/00

    摘要: Apparatus for producing nano-particles includes a furnace defining a vapor region therein. A precipitation conduit having an inlet end and an outlet end is positioned with respect to the furnace so that the inlet end is open to the vapor region. A quench fluid supply apparatus supplies quench fluid in a gas state and quench fluid in a liquid state. A quench fluid port positioned within the precipitation conduit is fluidically connected to the quench fluid supply apparatus so that an inlet to the quench fluid port receives quench fluid in the gas state and quench fluid in the liquid state. The quench fluid port provides a quench fluid stream to the precipitation conduit to precipitate nano-particles within the precipitation conduit. A product collection apparatus connected to the outlet end of the precipitation conduit collects nano-particles produced within the precipitation conduit.

    摘要翻译: 用于生产纳米颗粒的装置包括在其中限定蒸汽区域的炉。 具有入口端和出口端的沉淀管相对于炉定位,使得入口端对蒸气区开放。 骤冷流体供给装置以气体状态供给骤冷流体并骤冷液态液体。 位于沉淀管道内的骤冷流体端口流体连接到骤冷流体供应装置,使得骤冷流体端口的入口容纳处于气体状态的骤冷流体并骤冷液态液体。 骤冷流体端口向沉淀管道提供骤冷流体流以沉淀沉淀管道内的纳米颗粒。 连接到沉淀管道的出口端的产品收集装置收集在沉淀管道内产生的纳米颗粒。