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公开(公告)号：US20170330185A1
公开(公告)日：2017-11-16
申请号：US15664597
申请日：2017-07-31
CPC分类号： G06Q20/405 , G06Q20/3224 , G06Q20/385 , G06Q20/40
摘要： Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for processing transactions using conversion or filtering of restricted information. One embodiment of the invention is directed to a method comprising receiving, at a server computer located outside a restricted zone, a transaction request message including an unrestricted account alias, wherein the unrestricted account alias was previously converted from a restricted account identifier into the unrestricted account alias by a server computer located in a restricted zone. The server computer located outside the restricted zone may determine an account associated with the unrestricted account alias and process the transaction request message. Similar methods may be applied to settlement files including an unrestricted account alias that is converted to a restricted account identifier. Other embodiments are directed to filtering restricted information from service requests or other transactions.
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公开(公告)号：US20130297501A1
公开(公告)日：2013-11-07
申请号：US13888181
申请日：2013-05-06
IPC分类号： G06Q20/40
CPC分类号： G06Q20/405 , G06Q20/3224 , G06Q20/385 , G06Q20/40
摘要： Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for processing transactions using conversion or filtering of restricted information. One embodiment of the invention is directed to a method comprising receiving, at a server computer located outside a restricted zone, a transaction request message including an unrestricted account alias, wherein the unrestricted account alias was previously converted from a restricted account identifier into the unrestricted account alias by a server computer located in a restricted zone. The server computer located outside the restricted zone may determine an account associated with the unrestricted account alias and process the transaction request message. Similar methods may be applied to settlement files including an unrestricted account alias that is converted to a restricted account identifier. Other embodiments are directed to filtering restricted information from service requests or other transactions.
摘要翻译： 本发明的实施例涉及用于使用受限信息的转换或过滤处理事务的方法，装置，计算机可读介质和系统。 本发明的一个实施例涉及一种方法，包括在位于限制区域外的服务器计算机处接收包括无限制帐户别名的交易请求消息，其中所述无限制帐户别名先前从受限制的帐户标识符转换为所述无限制帐户 位于限制区域的服务器计算机的别名。 位于受限区域之外的服务器计算机可以确定与无限制帐户别名相关联的帐户并处理交易请求消息。 类似的方法可以应用于结算文件，包括转换为受限帐户标识符的无限制帐户别名。 其他实施例涉及从服务请求或其他事务过滤受限信息。
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公开(公告)号：US20150373762A1
公开(公告)日：2015-12-24
申请号：US14746470
申请日：2015-06-22
CPC分类号： H04W76/14 , H04L67/12 , H04W12/02 , H04W12/06 , H04W48/16 , H04W76/11 , H04W84/18 , H04W88/12
摘要： Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.
摘要翻译： 描述了在中端无线通信系统中进行交易的技术。 这些技术可以包括检测来自中端无线基站的信标传输，确定信标传输包括事务服务标识符，以及调用与事务服务标识符相关联的事务应用。 这些技术还可以包括接收与映射到设备标识符的事务标识符相关联的事务的事务信息; 并将交易密码从交易应用发送到中端无线基站进行交易。
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公开(公告)号：US20140344153A1
公开(公告)日：2014-11-20
申请号：US14279186
申请日：2014-05-15
申请人： Thanigaivel Ashwin Raj , Christian Flurscheim , Kaushik Subramanian , Bradley Greene , Prasanna Laxminarayanan
发明人： Thanigaivel Ashwin Raj , Christian Flurscheim , Kaushik Subramanian , Bradley Greene , Prasanna Laxminarayanan
CPC分类号： G06Q20/3821 , G06Q20/027 , G06Q20/3223 , G06Q20/385
摘要： Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.
摘要翻译： 本发明的实施例涉及用于使用可以为各种上下文中的各种实体提供标记化的公共标记化能力（CTC）模块来实现移动标记集线器的系统和方法。 例如，CTC模块可以提供和存储用于移动支付交易，过境交易，数字钱包应用，商业销售点（POS）应用，个性化服务等的令牌。
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公开(公告)号：US09978062B2
公开(公告)日：2018-05-22
申请号：US14279186
申请日：2014-05-15
申请人： Thanigaivel Ashwin Raj , Christian Flurscheim , Kaushik Subramanian , Bradley Greene , Prasanna Laxminarayanan
发明人： Thanigaivel Ashwin Raj , Christian Flurscheim , Kaushik Subramanian , Bradley Greene , Prasanna Laxminarayanan
CPC分类号： G06Q20/3821 , G06Q20/027 , G06Q20/3223 , G06Q20/385
摘要： Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.
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公开(公告)号：US20170290079A1
公开(公告)日：2017-10-05
申请号：US15629169
申请日：2017-06-21
CPC分类号： H04W76/14 , H04L67/12 , H04W12/02 , H04W12/06 , H04W48/16 , H04W76/11 , H04W84/18 , H04W88/12
摘要： Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.
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公开(公告)号：US20190150212A1
公开(公告)日：2019-05-16
申请号：US16245090
申请日：2019-01-10
摘要： Techniques for conducting a transaction in a wireless communication system are described. The techniques may include detecting a transmission from a wireless communication device, determining that the transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the wireless communication device to conduct the transaction.
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公开(公告)号：US20180247303A1
公开(公告)日：2018-08-30
申请号：US15956991
申请日：2018-04-19
申请人： Thanigaivel Ashwin Raj , Christian Flurscheim , Kaushik Subramanian , Bradley Greene , Prasanna L. Narayan
发明人： Thanigaivel Ashwin Raj , Christian Flurscheim , Kaushik Subramanian , Bradley Greene , Prasanna L. Narayan
CPC分类号： G06Q20/3821 , G06Q20/027 , G06Q20/3223 , G06Q20/385
摘要： Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.
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公开(公告)号：US20150161597A1
公开(公告)日：2015-06-11
申请号：US14565066
申请日：2014-12-09
CPC分类号： G06Q20/0855 , G06Q20/204 , G06Q20/3227 , G06Q20/3274 , G06Q20/3276 , G06Q20/3278 , G06Q20/363 , G06Q20/3821 , G06Q20/385 , G06Q20/387
摘要： A method is disclosed. The method includes receiving a credential request message requesting a temporary credential associated with a payment account, and then determining, by a server computer, using a routing table and data associated with the payment card, a third-party computer associated with the payment account. The method also includes transmitting the credential request message to the third-party computer, and receiving, by the server computer, the temporary credential from the third-party computer. The method also includes determining, by the server computer, the communication device associated with the requested temporary credential and transmitting, by the server computer, the temporary credential to the communication device.
摘要翻译： 公开了一种方法。 该方法包括接收请求与支付帐户相关联的临时凭证的凭证请求消息，然后由服务器计算机使用与支付卡相关联的路由表和数据确定与支付帐户相关联的第三方计算机。 该方法还包括向第三方计算机发送凭证请求消息，并由服务器计算机从第三方计算机接收临时证书。 该方法还包括由服务器计算机确定与所请求的临时凭证相关联的通信设备，并由服务器计算机将临时证书发送给通信设备。
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公开(公告)号：US20130218769A1
公开(公告)日：2013-08-22
申请号：US13593238
申请日：2012-08-23
IPC分类号： G06Q20/10
CPC分类号： G06Q20/10 , G06Q20/325
摘要： Systems and methods for mobile funding are provided. One such method comprises receiving a transaction request to transfer funds from a payor to a payee. The transaction request can include a payor device identifier, a payee device identifier and an amount. A payor account identifier associated with the payor device identifier, and a payee account identifier associated with the payee device identifier can each be determined. Additionally, a first service provider associated with the payor device can be determined based on the payor device identifier, and a second service provider associated with the payee device can be determined based on the payee device identifier. The transfer of funds from the first service provider to the second service provider can then be initiated using the payor account identifier and the payee account identifier. At least one of the first and second service providers is a mobile network operator.
摘要翻译： 提供移动资金的系统和方法。 一种这样的方法包括接收交易请求以将资金从付款人转移到收款人。 交易请求可以包括付款人设备标识符，收款人设备标识符和金额。 可以分别确定与付款方设备标识符相关联的付款人帐户标识符和与收款人设备标识符相关联的收款人帐户标识符。 此外，可以基于付款人设备标识符来确定与支付者设备相关联的第一服务提供商，并且可以基于收款人设备标识符来确定与收款人设备相关联的第二服务提供商。 然后可以使用付款人帐户标识符和收款人帐户标识符来启动资金从第一服务提供商转移到第二服务提供商。 第一和第二服务提供商中的至少一个是移动网络运营商。
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