Cash dispensing automated banking machine system and method
    3.
    发明授权
    Cash dispensing automated banking machine system and method 有权
    现金自动银行机系统及方法

    公开(公告)号:US07891546B1

    公开(公告)日:2011-02-22

    申请号:US11825271

    申请日:2007-07-05

    摘要: An automated banking machine (10) is operative to carry out financial transactions and includes a user interface (15). The user interface includes a card reader (16) which is operative to read data on user cards which identify user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Alternatively, movable panels (462, 464) are movable to prevent unauthorized viewing of confidential inputs. Alternatively a keypad cover is selectively collapsible to prevent digit access. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Disinfecting techniques may be used to disinfect manual contact surfaces of the machine.

    摘要翻译: 自动银行机(10)可操作以执行金融交易并且包括用户界面(15)。 用户界面包括读卡器(16),其可用于读取识别用户财务帐户的用户卡上的数据。 机器的面板包括用户输入机密数据的小键盘(404,483,458)。 封面(400,422,430)防止未经授权的人员查看键盘的机密输入。 或者,可移动面板(462,464)是可移动的,以防止未经授权的机密输入的查看。 或者,键盘盖选择性地可折叠以防止数字访问。 视觉指示器用于向用户指示键盘输入正被加密。 消毒技术可用于消毒机器的手动接触表面。

    Automated banking machine system and method
    6.
    发明授权
    Automated banking machine system and method 有权
    自动银行机系统及方法

    公开(公告)号:US07418592B1

    公开(公告)日:2008-08-26

    申请号:US10126723

    申请日:2002-04-19

    IPC分类号: H04L9/00

    摘要: An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP (204) that is operative to remotely receive an encrypted terminal master key from a host system (210, 304). The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key. The machine may further output through a display device (30) of the machine a one-way hash of at least one public key associated with the host system. The machine may continue with the installation of the terminal master key in response to an operator confirming that the one-way hash of the public key corresponds to a value independently known by the operator to correspond to the host system.

    摘要翻译: 提供了自动银行机(12,200,302)。 响应于来自单个操作者的至少一个输入,机器可操作以在其中安装终端主密钥(TK)。 机器可以包括EPP(204),其可操作以从主机系统(210,304)远程接收加密的终端主密钥。 在接受终端主密钥之前,机器可以对终端主密钥进行认证和解密。 机器还可以通过机器的显示设备(30)输出与主机系统相关联的至少一个公共密钥的单向散列。 响应于操作者确认公钥的单向散列对应于操作者独立地知道以对应于主机系统的值,机器可以继续安装终端主密钥。

    Automated banking machine system and method
    7.
    发明授权
    Automated banking machine system and method 有权
    自动银行机系统及方法

    公开(公告)号:US08090663B1

    公开(公告)日:2012-01-03

    申请号:US11521665

    申请日:2006-09-14

    IPC分类号: H04L9/32 G06Q20/00

    摘要: An automated banking machine (12, 200, 302) is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP (204) that is operative to remotely receive an encrypted terminal master key from a host system (210, 304). The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key. The machine may further output through a display device (30) of the machine a one-way hash of at least one public key associated with the host system. The machine may continue with the installation of the terminal master key in response to an operator confirming that the one-way hash of the public key corresponds to a value independently known by the operator to correspond to the host system.

    摘要翻译: 提供了自动银行机(12,200,302)。 响应于来自单个操作者的至少一个输入,机器可操作以在其中安装终端主密钥(TK)。 机器可以包括EPP(204),其可操作以从主机系统(210,304)远程接收加密的终端主密钥。 在接受终端主密钥之前,机器可以对终端主密钥进行认证和解密。 机器还可以通过机器的显示设备(30)输出与主机系统相关联的至少一个公共密钥的单向散列。 响应于操作者确认公钥的单向散列对应于操作者独立地知道以对应于主机系统的值,机器可以继续安装终端主密钥。

    Card activated cash dispensing automated banking machine system and method
    8.
    发明授权
    Card activated cash dispensing automated banking machine system and method 有权
    卡激活式现金自动银行卡系统及方法

    公开(公告)号:US07904713B1

    公开(公告)日:2011-03-08

    申请号:US12228902

    申请日:2008-08-18

    IPC分类号: H04L29/06

    摘要: A cash dispensing automated banking machine that operates in response to data read from user cards includes a cash dispenser, keypad, and a card reader. The card reader is operative to read data bearing records such as user cards that include financial account information. The machine may include an encrypting pin pad (EPP) that is operative to remotely receive an encrypted terminal master key from a host banking system. The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key using a public key of a certificate authority. The machine may further receive and authenticate a new public for a new certificate authority for use with authenticating further terminal master keys.

    摘要翻译: 响应从用户卡读取的数据操作的现金分发自动银行机包括自动取款机,小键盘和读卡器。 读卡器可操作以读取诸如包括金融帐户信息的用户卡的数据承载记录。 该机器可以包括加密引脚焊盘(EPP),其可操作以从主机银行系统远程接收加密的终端主密钥。 在使用证书颁发机构的公钥接受终端主密钥之前,机器可以对终端主密钥进行认证和解密。 该机器还可以接收新的认证机构的新公众并进行认证,以用于验证其他终端主密钥。

    Card activated cash dispensing automated banking machine system and method
    9.
    发明授权
    Card activated cash dispensing automated banking machine system and method 有权
    卡激活式现金自动银行卡系统及方法

    公开(公告)号:US07720769B1

    公开(公告)日:2010-05-18

    申请号:US12150408

    申请日:2008-04-28

    IPC分类号: G06Q20/00

    摘要: A card activated cash dispensing automated banking machine is provided. The machine may be operative to install a terminal master key (TK) therein in response to at least one input from a single operator. The machine may include an EPP that is operative to remotely receive an encrypted terminal master key from a host system. The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key. The machine may further output through a display device of the machine a one-way hash of at least one public key associated with the host system. The machine may continue with the installation of the terminal master key in response to an operator confirming that the one-way hash of the public key corresponds to a value independently known by the operator to correspond to the host system.

    摘要翻译: 提供卡片激活的现金分发自动银行机。 响应于来自单个操作者的至少一个输入,机器可操作以在其中安装终端主密钥(TK)。 该机器可以包括可操作以从主机系统远程接收加密的终端主密钥的EPP。 在接受终端主密钥之前,机器可以对终端主密钥进行认证和解密。 机器还可以通过机器的显示设备进一步输出与主机系统相关联的至少一个公共密钥的单向散列。 响应于操作者确认公钥的单向散列对应于操作者独立地知道以对应于主机系统的值,机器可以继续安装终端主密钥。

    Automated banking machine remote key load system and method
    10.
    发明授权
    Automated banking machine remote key load system and method 有权
    自动银行机远程密钥加载系统及方法

    公开(公告)号:US08019084B1

    公开(公告)日:2011-09-13

    申请号:US11981169

    申请日:2007-10-31

    IPC分类号: H04L9/08

    摘要: A card activated cash dispensing automated banking machine is provided that is operative to send a message to a host banking system, which message includes data representative of a request to transfer an encrypted terminal master key from the host banking system to the automated banking machine. A processor in an encrypting pin pad (EPP) in the automated banking machine is operative to decrypt a received encrypted terminal master key using an asymmetric encryption algorithm with a first private asymmetric key previously stored in the EPP. The EPP is operative to store the terminal master key in the EPP for use with decrypting at least one further key received from the host banking system.

    摘要翻译: 提供一种卡激活的现金分配自动银行机,其可操作以向主机银行系统发送消息,该消息包括表示将加密的终端主密钥从主机银行系统传送到自动银行机的请求的数据。 自动银行机器中的加密引脚焊盘(EPP)中的处理器用于使用具有先前存储在EPP中的第一私有非对称密钥的非对称加密算法来解密所接收的加密终端主密钥。 EPP可操作地将终端主密钥存储在EPP中,用于解密从主机银行系统接收的至少一个另外的密钥。