公开(公告)号：US20190279196A1

公开(公告)日：2019-09-12

申请号：US16295464

申请日：2019-03-07

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Sneha Pendse ,  Claire Venot ,  Pedro Chavarria ,  Joseph Hayes

IPC: G06Q20/36 ,  G06Q20/06 ,  G06Q20/38

Abstract: A payment card account holder interacts with his/her account issuer to trigger digitization of his/her payment account to a wallet service provider, a smart device, or a merchant, etc. The account issuer cooperates with an account provisioning service to fulfill the requested provisioning of the payment account to the desired recipient service provider/token requestor. The account issuer may also provision information about the account holder (e.g., contact information) to the service provider/token requestor.

公开(公告)号：US20210117965A1

公开(公告)日：2021-04-22

申请号：US17072540

申请日：2020-10-16

Applicant: Mastercard International Incorporated

Inventor： Claire Venot ,  Skyler Fox ,  Andres Mauricio Santamaria

IPC: G06Q20/38 ,  G06Q20/22 ,  G06Q20/36 ,  G06Q20/34

Abstract: Methods and systems for facilitating provisioning of consumer payment credentials to token requestors such as a digital wallet account or a merchant account are described. In an embodiment, a mobile device processor of a consumer mobile device running a token requestor application receives an indication of a selection by a consumer of an option to add a payment card to a merchant account, displays a list of issuer applications installed on the consumer mobile device that support pull provisioning on a display screen, and receives a selection of an issuer application and issuer application login information. The process also includes determining, by the mobile device processor, that the login information is correct, displaying a list of payment cards associated with the selected issuer application, receiving a selection of a payment card from the list of payment cards, and transmitting, while running the token requestor application, a push card message including payment card account credentials of the selected payment card to an issuer financial institution (FI) computer.

公开(公告)号：US20170091752A1

公开(公告)日：2017-03-30

申请号：US15274043

申请日：2016-09-23

Applicant: MasterCard International Incorporated

Inventor： Arnaud du Chéné ,  Claire Venot ,  Andrea Bacioccola ,  Husham Hamdan ,  Colum Duffy

IPC: G06Q20/32 ,  G06Q20/10

CPC classification number: G06Q20/3221 ,  G06F11/3409 ,  G06F11/3466 ,  G06Q20/102 ,  G06Q20/3278 ,  H04L67/125

Abstract: A method of monitoring performance for transactions performed by a mobile computing device with a transaction system is described. A set of performance metrics related to a transaction is defined. For a transaction, at least some of the set of performance metrics from that transaction are captured at the mobile computing device and provided so that a report on the set of performance metrics can be provided for the transaction. This report may be provided by a monitoring service external to the mobile computing device.

公开(公告)号：US12093944B2

公开(公告)日：2024-09-17

申请号：US17072540

申请日：2020-10-16

Applicant: Mastercard International Incorporated

Inventor： Claire Venot ,  Skyler Fox ,  Andres Mauricio Santamaria

IPC: G06Q20/38 ,  G06Q20/22 ,  G06Q20/34 ,  G06Q20/36

CPC classification number: G06Q20/385 ,  G06Q20/227 ,  G06Q20/34 ,  G06Q20/36

Abstract: Methods and systems for facilitating provisioning of consumer payment credentials to token requestors such as a digital wallet account or a merchant account are described. In an embodiment, a mobile device processor of a consumer mobile device running a token requestor application receives an indication of a selection by a consumer of an option to add a payment card to a merchant account, displays a list of issuer applications installed on the consumer mobile device that support pull provisioning on a display screen, and receives a selection of an issuer application and issuer application login information. The process also includes determining, by the mobile device processor, that the login information is correct, displaying a list of payment cards associated with the selected issuer application, receiving a selection of a payment card from the list of payment cards, and transmitting, while running the token requestor application, a push card message including payment card account credentials of the selected payment card to an issuer financial institution (FI) computer.

公开(公告)号：US20230298035A1

公开(公告)日：2023-09-21

申请号：US17699838

申请日：2022-03-21

Applicant: Mastercard International Incorporated

Inventor： Valerie Wouters ,  Cristian Radu ,  Claire Venot

IPC: G06Q20/40 ,  G06Q20/36

CPC classification number: G06Q20/405 ,  G06Q20/3674

Abstract: The present invention relates to a computer implemented method (10) of completing a transaction. The method (10) comprises: providing (1) a consent start date from a consumer, providing (2) a consent end date from the consumer, requesting (3) authorisation to complete the transaction on a specified date, and providing (4) authorisation to complete the transaction if the specified date is the same as or later than the consent start date and the same as or earlier than the consent end date. Also disclosed is a system (30) for completing a transaction. The system (30) comprises a payment system (31), a merchant system (32) and an issuer system (33). The payment system (31) is configured to provide a consent start date from a consumer and a consent end date from the consumer. The merchant system (32) is configured to request authorisation to complete the transaction on a specified date. The issuer system (33) is configured to provide authorisation to complete the transaction if the specified date is after the consent start date and before the consent end date.