公开(公告)号：US20190108514A1

公开(公告)日：2019-04-11

申请号：US15725630

申请日：2017-10-05

Applicant: MasterCard International Incorporated

Inventor： Sneha Pendse ,  Joseph John Benson ,  Piyush Maurya ,  Matthew James Miller

IPC: G06Q20/38 ,  G06Q20/36

Abstract: Provided are a system and method for distributing the digitization of a payment credential to an entity that does not have access to issuer master keys. In one example, the method includes receiving a personalization script for a payment credential, the personalization script generated by an issuer of the payment credential, generating tokenized payment information for the payment credential based on the received personalization script, wherein the tokenized payment information is generated by the digitization entity without having access to issuer master keys (IMKs) of the issuer of the payment credential, and transmitting the tokenized payment information for the payment credential to a digital wallet executing on a user device.

公开(公告)号：US20190279196A1

公开(公告)日：2019-09-12

申请号：US16295464

申请日：2019-03-07

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Sneha Pendse ,  Claire Venot ,  Pedro Chavarria ,  Joseph Hayes

IPC: G06Q20/36 ,  G06Q20/06 ,  G06Q20/38

Abstract: A payment card account holder interacts with his/her account issuer to trigger digitization of his/her payment account to a wallet service provider, a smart device, or a merchant, etc. The account issuer cooperates with an account provisioning service to fulfill the requested provisioning of the payment account to the desired recipient service provider/token requestor. The account issuer may also provision information about the account holder (e.g., contact information) to the service provider/token requestor.

公开(公告)号：US12008562B2

公开(公告)日：2024-06-11

申请号：US15725630

申请日：2017-10-05

Applicant: MasterCard International Incorporated

Inventor： Sneha Pendse ,  Joseph John Benson ,  Piyush Maurya ,  Matthew James Miller

IPC: G06Q20/38 ,  G06Q20/36

CPC classification number: G06Q20/385 ,  G06Q20/36 ,  G06Q20/3672 ,  G06Q20/3674 ,  G06Q20/3829 ,  G06Q2220/00

Abstract: Provided are a system and method for distributing the digitization of a payment credential to an entity that does not have access to issuer master keys. In one example, the method includes receiving a personalization script for a payment credential, the personalization script generated by an issuer of the payment credential, generating tokenized payment information for the payment credential based on the received personalization script, wherein the tokenized payment information is generated by the digitization entity without having access to issuer master keys (IMKs) of the issuer of the payment credential, and transmitting the tokenized payment information for the payment credential to a digital wallet executing on a user device.