公开(公告)号：US12175450B2

公开(公告)日：2024-12-24

申请号：US18196646

申请日：2023-05-12

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Charles Sangwon Lee ,  Charl Frederik Botes ,  Gabriel Beltramino ,  Danielle Jean Eininger

IPC: G06Q20/32 ,  G06K7/10 ,  G06Q20/20 ,  G06Q20/36 ,  G06Q20/38

Abstract: An ultra-wideband (UWB)-enabled payment acceptance system can include a UWB anchor and a terminal device. The UWB anchor identifies UWB-enabled devices within a vicinity; and in response to receiving an indication of an intent to perform a payment transaction from a particular UWB-enabled device, the UWB anchor establishes a secure communication channel with the particular UWB-enabled device. The terminal device, via the UWB anchor, communicates transaction related information over the secure communication channel to the particular UWB-enabled device and receives a transaction payload from the particular UWB-enabled device over the secure communication channel. A UWB-enabled device includes a processor, storage, a battery, and a UWB chip. Instructions can be stored in the storage of the UWB-enabled device that when executed by the processor direct the UWB-enabled device to perform various processes supporting frictionless transactions, such as with respect to the UWB-enabled payment acceptance system.

公开(公告)号：US11687913B2

公开(公告)日：2023-06-27

申请号：US17220415

申请日：2021-04-01

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Charles Sangwon Lee ,  Charl Frederik Botes ,  Gabriel Beltramino ,  Danielle Jean Eininger

IPC: G06Q20/32 ,  G06Q20/36 ,  G06K7/10 ,  G06Q20/20 ,  G06Q20/38

CPC classification number: G06Q20/3278 ,  G06K7/10306 ,  G06Q20/20 ,  G06Q20/3674 ,  G06Q20/3825

Abstract: An ultra-wideband (UWB)-enabled payment acceptance system can include a UWB anchor and a terminal device. The UWB anchor identifies UWB-enabled devices within a vicinity; and in response to receiving an indication of an intent to perform a payment transaction from a particular UWB-enabled device, the UWB anchor establishes a secure communication channel with the particular UWB-enabled device. The terminal device, via the UWB anchor, communicates transaction related information over the secure communication channel to the particular UWB-enabled device and receives a transaction payload from the particular UWB-enabled device over the secure communication channel. A UWB-enabled device includes a processor, storage, a battery, and a UWB chip. Instructions can be stored in the storage of the UWB-enabled device that when executed by the processor direct the UWB-enabled device to perform various processes supporting frictionless transactions, such as with respect to the UWB-enabled payment acceptance system.

公开(公告)号：US11232421B2

公开(公告)日：2022-01-25

申请号：US15071353

申请日：2016-03-16

Applicant: MasterCard International Incorporated

Inventor： Pia Maenpaa ,  Danielle Jean Eininger ,  Matthew Harris ,  Heather L. Thomas

IPC: G06Q30/00 ,  G06Q20/12 ,  G06Q30/06 ,  G06Q30/02 ,  G06Q20/40 ,  G06Q20/42 ,  G06Q50/00 ,  G06Q20/34

Abstract: A method for shopping from a social media site using a direct buy link comprises electronically storing a plurality of account profiles and receiving a data message electronically transmitted via a communication network. The method may query a social media database for an account profile associated with the consumer identifier and the PIN. The method may display a plurality of direct buy links associated with a plurality of products for purchase, wherein at least one of the direct buy links is a modified direct buy link. The method may receive a data message electronically transmitted via the communication network and display the modified direct buy link comprising the personal data corresponding to the product, a purchase data, and payment preference information. The method may transmit confirmation of payment and the modified direct buy link associated with the purchased product to the consumer device.