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    Systems and methods for detecting compromised automated teller machines
    4.
    发明授权
    Systems and methods for detecting compromised automated teller machines 有权

    公开(公告)号：US11276067B2

    公开(公告)日：2022-03-15

    申请号：US16538210

    申请日：2019-08-12

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Jason J. Lacoss-Arnold ,  Michael Gillpatrick ,  Krista Penny Tedder

    IPC: G06Q20/40 ,  G06Q20/10 ,  G07F19/00

    Abstract: A computer-implemented method for detecting compromised automated teller machines is provided. The method includes receiving activity data from an ATM, activity data including user input data and machine data, wherein user input data includes instructions input by a user at the ATM during a transaction, and wherein machine data is associated with processes performed by the ATM; storing operating parameter rules in the memory, the operating parameter rules configured to indicate whether the received activity data is within a normal activity range for the ATM; applying the received activity data to the operating parameter rules; generating an activity score for the ATM based on the applying, wherein the activity score is configured to indicate a likelihood that the ATM is compromised; and initiating a response based on the activity score.

    SYSTEMS AND METHODS FOR INTEGRATING AN ENVIRONMENTAL IMPACT OFFSET WITH A PAYMENT CARD USAGE PROGRAM
    6.
    发明申请
    SYSTEMS AND METHODS FOR INTEGRATING AN ENVIRONMENTAL IMPACT OFFSET WITH A PAYMENT CARD USAGE PROGRAM 审中-公开
    用于整合环境影响偏差的系统和方法与付款卡使用程序

    公开(公告)号：US20150142656A1

    公开(公告)日：2015-05-21

    申请号：US14086509

    申请日：2013-11-21

    Applicant: MasterCard International Incorporated

    Inventor： Jason J. Lacoss-Arnold

    IPC: G06Q30/02 ,  G06Q20/12

    CPC classification number: G06Q30/0279 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/405

    Abstract: A computer-implemented method for generating environmental impact offsets for payment card transactions is described. The method implemented using a computing device in communication with a memory. The method includes storing, in the memory, a plurality of offset factors associated with a plurality of merchants, receiving a first authorization request message for a payment transaction originating from an originating merchant for a cardholder that includes a transaction amount, determining the offset factor associated with the originating merchant, calculating, by the computing device, an offset amount based on the transaction amount and the offset factor, outputting the offset amount.

    Abstract translation: 描述了用于产生支付卡交易的环境影响抵消的计算机实现的方法。 使用与存储器通信的计算设备实现的方法。 该方法包括在存储器中存储与多个商家相关联的多个偏移因子，从包含交易金额的持卡人的发起商户处收到用于支付交易的第一授权请求消息，确定相关联的偏移因子 与原始商家一起，由计算装置根据交易量和偏移因子计算偏移量，输出偏移量。

    SYSTEMS AND METHODS FOR DETECTING COMPROMISED AUTOMATED TELLER MACHINES
    9.
    发明申请
    SYSTEMS AND METHODS FOR DETECTING COMPROMISED AUTOMATED TELLER MACHINES 审中-公开
    用于检测自动翻转机械的系统和方法

    公开(公告)号：US20160132887A1

    公开(公告)日：2016-05-12

    申请号：US14642515

    申请日：2015-03-09

    Applicant: MasterCard International Incorporated

    Inventor： Jason J. Lacoss-Arnold ,  Michael Gillpatrick ,  Krista Penny Tedder

    IPC: G06Q20/40 ,  G06Q20/10

    CPC classification number: G06Q20/4016 ,  G06Q20/1085 ,  G06Q20/405 ,  G07F19/207

    Abstract: A computer-implemented method for detecting compromised automated teller machines is provided. The method includes receiving activity data from an ATM, activity data including user input data and machine data, wherein user input data includes instructions input by a user at the ATM during a transaction, and wherein machine data is associated with processes performed by the ATM; storing operating parameter rules in the memory, the operating parameter rules configured to indicate whether the received activity data is within a normal activity range for the ATM; applying the received activity data to the operating parameter rules; generating an activity score for the ATM based on the applying, wherein the activity score is configured to indicate a likelihood that the ATM is compromised; and initiating a response based on the activity score.

    Abstract translation: 提供了一种用于检测受损的自动柜员机的计算机实现的方法。 该方法包括从ATM接收活动数据，包括用户输入数据和机器数据的活动数据，其中用户输入数据包括用户在交易过程中由ATM输入的指令，并且其中机器数据与由ATM执行的处理相关联; 将操作参数规则存储在所述存储器中，所述操作参数规则被配置为指示所接收的活动数据是否在所述ATM的正常活动范围内; 将接收的活动数据应用于操作参数规则; 基于所述应用生成所述ATM的活动分数，其中所述活动分数被配置为指示所述ATM被损害的可能性; 并根据活动分数发起回应。

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