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公开(公告)号：US11803851B2
公开(公告)日：2023-10-31
申请号：US17077895
申请日：2020-10-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Jason Jay Lacoss-Arnold , Jason M. Mueller , Jeffrey L. Altemueller , Krista Tedder
CPC classification number: G06Q20/4015 , G06Q20/3224 , G06Q20/405 , G06Q20/4016
Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.
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公开(公告)号：US20190095908A1
公开(公告)日：2019-03-28
申请号：US16204419
申请日：2018-11-29
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Jason J. Lacoss-Arnold , Chandrasekar Rao Nadella , Jeffrey L. Altemueller , Ganesh L. Iyer
Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
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公开(公告)号：US20210042751A1
公开(公告)日：2021-02-11
申请号：US17077895
申请日：2020-10-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Jason Jay Lacoss-Arnold , Jason M. Mueller , Jeffrey L. Altemueller , Krista Tedder
Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.
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公开(公告)号：US10147087B2
公开(公告)日：2018-12-04
申请号：US14641087
申请日：2015-03-06
Applicant: MasterCard International Incorporated
Inventor： Jason J. Lacoss-Arnold , Chandrasekhar Rao Nadella , Jeffrey L. Altemueller , Ganesh L. Iyer
IPC: G06Q20/38
Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
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公开(公告)号：US20160260096A1
公开(公告)日：2016-09-08
申请号：US14641087
申请日：2015-03-06
Applicant: MasterCard International Incorporated
Inventor： Jason J. Lacoss-Arnold , Chandrasekhar Rao Nadella , Jeffrey L. Altemueller , Ganesh L. Iyer
CPC classification number: G06Q20/382 , G06Q20/20 , G06Q20/3223 , G06Q20/3672 , G06Q20/38215 , G06Q20/383 , G06Q20/385
Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
Abstract translation: 获得与当前购买交易相关的交易数据。 检索一个帐户指示符。 交易数据用于转换账户指标。 转换的帐户指示符被加密以生成加密的帐户指示符。
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Patent Agency Ranking
公开(公告)号：US11238445B2
公开(公告)日：2022-02-01
申请号：US16204419
申请日：2018-11-29
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Jason J. Lacoss-Arnold , Chandrasekhar Rao Nadella , Jeffrey L. Altemueller , Ganesh L. Iyer
Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
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公开(公告)号：US10296885B2
公开(公告)日：2019-05-21
申请号：US14641011
申请日：2015-03-06
Applicant: MasterCard International Incorporated
Inventor： Jason J. Lacoss-Arnold , Chandrasekkar Rao Nadella , Jeffrey L. Altemueller , Ganesh L. Iyer
Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.
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公开(公告)号：US20170116604A1
公开(公告)日：2017-04-27
申请号：US14918956
申请日：2015-10-21
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Jason Jay Lacoss-Arnold , Jason M. Mueller , Jeffrey L. Altemueller , Krista Tedder
IPC: G06Q20/40
CPC classification number: G06Q20/40 , G06Q20/3224 , G06Q20/4016 , G06Q20/405
Abstract: Systems and methods for use in identifying payment accounts to segments are provided. One exemplary method includes receiving a first indicator for a first location from a communication device, where the communication device is associated with a consumer and the consumer is associated with a payment account issued to the consumer by an issuer. The method also includes appending, by a computing device, the payment account to a first segment based on the first location indicator, and causing at least one rule associated with the payment account to be modified where the at least one rule relates to authorization of transactions in a first region including the first location.
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公开(公告)号：US20170116584A1
公开(公告)日：2017-04-27
申请号：US14918981
申请日：2015-10-21
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Jason Jay Lacoss-Arnold , Jason M. Mueller , Jeffrey L. Altemueller , Krista Tedder
CPC classification number: G06Q20/10 , G06F21/55 , G06F21/577 , G06Q20/4016 , G06Q20/405
Abstract: Systems and methods for use in segmenting payment accounts based on threat events are disclosed. An exemplary method includes identifying, by a computing device, a payment account associated with a threat event, appending, by the computing device, the payment account to a risk segment, and causing review of the payment account based on inclusion of the payment account in said risk segment. The threat event may include a contact by a risk associated computing device accessing the payment account, or a contact by a risk associated user accessing the payment account.
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公开(公告)号：US11935023B2
公开(公告)日：2024-03-19
申请号：US17233881
申请日：2021-04-19
Applicant: MasterCard International Incorporated
Inventor： Jason J. Lacoss-Arnold , Chandrasekhar Rao Nadella , Jeffrey L. Altemueller , Ganesh L. Iyer
CPC classification number: G06Q20/20 , G06Q20/326 , G06Q20/3278 , G06Q20/36 , G06Q20/385
Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal. The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.
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