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    SYSTEMS AND METHODS FOR MANAGING FUNDS FOR FINANCIAL TRANSACTIONS
    7.
    发明申请
    SYSTEMS AND METHODS FOR MANAGING FUNDS FOR FINANCIAL TRANSACTIONS 审中-公开

    公开(公告)号：US20170116606A1

    公开(公告)日：2017-04-27

    申请号：US14924220

    申请日：2015-10-27

    Applicant: MasterCard International Incorporated

    Inventor： Vincent Alain Rene Haulotte ,  Ganesh L. Iyer ,  Srinivasarao Nidamanuri

    IPC: G06Q20/40 ,  G06Q20/36 ,  G06Q20/34

    CPC classification number: G06Q20/40 ,  G06Q20/227 ,  G06Q20/367

    Abstract: Embodiments of the disclosure enable a user to manage funds for financial transactions. In some embodiments, a request for authorization of a financial transaction associated with one or more factors including a transaction amount is received from a financial transaction processing computing device, a first purse associated with a cardholder account that is associated with one or more purses is identified based on the one or more first factors, a plurality of parameters associated with the first purse including a first purse priority and a first purse balance are identified, the first purse balance is compared with the transaction amount to determine a difference between the first purse balance and the transaction amount, and it is determined whether to approve the request for authorization based on the first purse priority and the difference between the first purse balance and the transaction amount.

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