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公开(公告)号：US20170178111A1
公开(公告)日：2017-06-22
申请号：US15381387
申请日：2016-12-16
Applicant: MasterCard International Incorporated
Inventor： David Roberts , Donghao Huang , Jiaming Li , Bensam Joyson , Hao Tang , Yong Wei Chin
CPC classification number: G06Q20/227 , G06Q20/102 , G06Q20/3433 , G06Q20/349 , G06Q20/3552 , G06Q20/3572 , G06Q40/02
Abstract: A transaction system for performing transactions with multiple balances within a single transaction. The transaction system comprises a payment device programmed to record multiple balances and a terminal programmed to interact with the payment device in order to complete a transaction by debiting multiple balances of the payment device within a single transaction. A method of transacting with a transaction device, a payment device and a method of providing commodities to a payment device user are also provided.
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公开(公告)号：US10423949B2
公开(公告)日：2019-09-24
申请号：US15094370
申请日：2016-04-08
Applicant: MasterCard International Incorporated
Inventor： Garry Lyons , Eamon Doyle , Saravana Perumal Shanmugam , Donghao Huang , Jiaming Li , Oran Cummins
Abstract: A method of transaction between a mobile payment device and a vending machine is described, together with a system and elements of a system supporting such a method of transaction. The method comprises establishing wireless contact between the mobile payment device and the vending machine. Vending machine transaction details are established between the mobile payment device and the vending machine. These vending machine transaction details are sent to a vending platform associated with a payment infrastructure where the vending machine transaction is authorized. The vending platform then provides an authorization token for the vending machine transaction, allowing the vending machine to enable vending when the authorization token has been received.
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公开(公告)号：US10176542B2
公开(公告)日：2019-01-08
申请号：US14223603
申请日：2014-03-24
Applicant: MasterCard International Incorporated
Inventor： Sandeep Malhotra , Rajen S. Prabhu , Prashant Sharma , Jiaming Li , Jie Zhang
Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.
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Patent Agency Ranking
公开(公告)号：US20170178121A1
公开(公告)日：2017-06-22
申请号：US15381376
申请日：2016-12-16
Applicant: MasterCard International Incorporated
Inventor： David Anthony Roberts , Donghao Huang , Jiaming Li , Bensam Joyson , Hao Tang , Yong Wei Chin
IPC: G06Q20/34
CPC classification number: G06Q20/341 , G06Q20/20 , G06Q20/3552 , G06Q20/3563 , G06Q20/3676
Abstract: A method of providing instructions to a payment device, wherein instructions are generated without requiring data from the payment device, the method comprising: delivering instructions that are part of an ordered sequence of instructions to a payment device; and identifying instructions that should be applied out of sequence without preventing the delivery of subsequent instructions in a sequence. A method of receiving instructions at a payment device and a payment device are also provided.
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公开(公告)号：US10896477B2
公开(公告)日：2021-01-19
申请号：US16239695
申请日：2019-01-04
Applicant: Mastercard International Incorporated
Inventor： Sandeep Malhotra , Rajen S. Prabhu , Prashant Sharma , Jiaming Li , Jie Zhang
Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.
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6.发明申请公开(公告)号：US20150235309A1
公开(公告)日：2015-08-20
申请号：US14183829
申请日：2014-02-19
Applicant: MasterCard International Incorporated
Inventor： Sandeep Malhotra , Rajen S. Prabhu , Prashant Sharma , Jiaming Li , Jie Zhang
Abstract: Methods and systems for providing business services solutions for small and medium enterprises (SMEs) owned by merchants in developed markets and in developing markets. In some embodiments, a merchant enrolls with a merchant issuer financial institution (FI) and then receives an SME financial account, a suite of shared SME business service applications, and access to a payment card acceptance service for use in setting up and scaling their business. In an implementation, the process includes receiving a request for an SME business platform, validating merchant identification data, providing an SME financial account to the merchant, transmitting an SME business platform acceptance message, and transmitting an SME business platform to the merchant device. The SME business platform includes a payment card account acceptance application and at least one business services application configured for running on the merchant device.
Abstract translation: 为发达市场和发展中市场的商家拥有的中小企业提供商业服务解决方案和系统。 在一些实施例中，商家与商业发行人金融机构（FI）注册，然后接收中小企业金融账户，一组共享的中小企业业务服务应用程序，以及访问支付卡接受服务以用于设置和扩展其业务 。 在一个实现中，该过程包括接收对SME业务平台的请求，验证商家识别数据，向商家提供SME金融账户，发送SME业务平台接受消息，以及向商家设备发送SME业务平台。 SME业务平台包括支付卡账户验收申请和至少一个业务服务应用，配置为在商家设备上运行。
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公开(公告)号：US20190139173A1
公开(公告)日：2019-05-09
申请号：US16239695
申请日：2019-01-04
Applicant: Mastercard International Incorporated
Inventor： Sandeep Malhotra , Rajen S. Prabhu , Prashant Sharma , Jiaming Li , Jie Zhang
Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.
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公开(公告)号：US20150269701A1
公开(公告)日：2015-09-24
申请号：US14223603
申请日：2014-03-24
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Sandeep Malhotra , Rajen S. Prabhu , Prashant Sharma , Jiaming Li , Jie Zhang
IPC: G06Q50/26
CPC classification number: G06Q50/265 , G06Q20/322 , G06Q20/3821 , G06Q40/02
Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.
Abstract translation: 根据一些实施例，向商家传送身份验证信息的系统和方法包括响应于用户与商家交互而从用户接收帐户标识符。 用户根据帐户标识认证，并将身份验证信息发送给商家。
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