公开(公告)号：US10176542B2

公开(公告)日：2019-01-08

申请号：US14223603

申请日：2014-03-24

Applicant: MasterCard International Incorporated

Inventor： Sandeep Malhotra ,  Rajen S. Prabhu ,  Prashant Sharma ,  Jiaming Li ,  Jie Zhang

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q50/26 ,  G06Q40/02

Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.

公开(公告)号：US20190139173A1

公开(公告)日：2019-05-09

申请号：US16239695

申请日：2019-01-04

Applicant: Mastercard International Incorporated

Inventor： Sandeep Malhotra ,  Rajen S. Prabhu ,  Prashant Sharma ,  Jiaming Li ,  Jie Zhang

IPC: G06Q50/26 ,  G06Q20/38 ,  G06Q40/02 ,  G06Q20/32

Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.

公开(公告)号：US20150269701A1

公开(公告)日：2015-09-24

申请号：US14223603

申请日：2014-03-24

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Sandeep Malhotra ,  Rajen S. Prabhu ,  Prashant Sharma ,  Jiaming Li ,  Jie Zhang

IPC: G06Q50/26

CPC classification number: G06Q50/265 ,  G06Q20/322 ,  G06Q20/3821 ,  G06Q40/02

Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.

Abstract translation: 根据一些实施例，向商家传送身份验证信息的系统和方法包括响应于用户与商家交互而从用户接收帐户标识符。 用户根据帐户标识认证，并将身份验证信息发送给商家。

公开(公告)号：US20180047047A1

公开(公告)日：2018-02-15

申请号：US15236893

申请日：2016-08-15

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Bensam Joyson ,  Jie Zhang ,  Neeraj Javiya ,  Andrew J. Smith ,  Akshita Goyal

IPC: G06Q30/02 ,  G06Q50/06

CPC classification number: G06Q30/0234 ,  G06Q50/06

Abstract: Exemplary systems and methods are provided for incentivizing consumers to adjust utility usage at their premises. One exemplary method includes receiving, at a computing device, from a utility provider, a challenge defining a reduction in a utility usage by a consumer, in exchange for an incentive, and causing, by the computing device, the challenge to be delivered to the consumer. Then, when the challenge is completed, the method includes causing the incentive to be awarded to the consumer, whereby the utility provider is able to affect utility usage by the consumer through the incentive-based challenge.

公开(公告)号：US10896477B2

公开(公告)日：2021-01-19

申请号：US16239695

申请日：2019-01-04

Applicant: Mastercard International Incorporated

Inventor： Sandeep Malhotra ,  Rajen S. Prabhu ,  Prashant Sharma ,  Jiaming Li ,  Jie Zhang

IPC: G06Q50/26 ,  G06Q40/02 ,  G06Q20/32 ,  G06Q20/38

Abstract: According to some embodiments, a system and a method of transmitting identity verification information to a merchant include receiving an account identifier from a user in response to the user interacting with a merchant. The user is authenticated based on the account identifier and identity verification information is transmitted to the merchant.

公开(公告)号：US20150235309A1

公开(公告)日：2015-08-20

申请号：US14183829

申请日：2014-02-19

Applicant: MasterCard International Incorporated

Inventor： Sandeep Malhotra ,  Rajen S. Prabhu ,  Prashant Sharma ,  Jiaming Li ,  Jie Zhang

IPC: G06Q40/02 ,  G06Q20/34

CPC classification number: G06Q40/02 ,  G06Q10/00 ,  G06Q20/34

Abstract: Methods and systems for providing business services solutions for small and medium enterprises (SMEs) owned by merchants in developed markets and in developing markets. In some embodiments, a merchant enrolls with a merchant issuer financial institution (FI) and then receives an SME financial account, a suite of shared SME business service applications, and access to a payment card acceptance service for use in setting up and scaling their business. In an implementation, the process includes receiving a request for an SME business platform, validating merchant identification data, providing an SME financial account to the merchant, transmitting an SME business platform acceptance message, and transmitting an SME business platform to the merchant device. The SME business platform includes a payment card account acceptance application and at least one business services application configured for running on the merchant device.

Abstract translation: 为发达市场和发展中市场的商家拥有的中小企业提供商业服务解决方案和系统。 在一些实施例中，商家与商业发行人金融机构（FI）注册，然后接收中小企业金融账户，一组共享的中小企业业务服务应用程序，以及访问支付卡接受服务以用于设置和扩展其业务 。 在一个实现中，该过程包括接收对SME业务平台的请求，验证商家识别数据，向商家提供SME金融账户，发送SME业务平台接受消息，以及向商家设备发送SME业务平台。 SME业务平台包括支付卡账户验收申请和至少一个业务服务应用，配置为在商家设备上运行。

公开(公告)号：US20130275213A1

公开(公告)日：2013-10-17

申请号：US13784349

申请日：2013-03-04

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Donghao Huang ,  Jie Zhang ,  Bensam Joyson ,  Ross Finch ,  Thomas Dung Dao Xuan ,  Rakesh Chauhan ,  Saurav Ray

IPC: G06Q30/02 ,  G06Q50/00

CPC classification number: G06Q30/0255 ,  G06Q50/01

Abstract: A system, method, and computer-readable storage medium configured to enable consumers to associate with retail merchants. Product information is received from a user computing device. The product information is matched with promotions and friends that want the product in their wish lists. The user is informed of the promotions and friends, and offered a myriad of options to facilitate product-related transactions with merchants.

Abstract translation: 一种系统，方法和计算机可读存储介质，其被配置为使得消费者能够与零售商相关联。 从用户计算设备接收产品信息。 产品信息与促销和朋友匹配，希望产品在愿望清单中。 向用户通知促销活动和朋友，并提供了无数选项，以促进与商家的产品相关交易。