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1.发明申请公开(公告)号：US20190245698A1
公开(公告)日：2019-08-08
申请号：US16385349
申请日：2019-04-16
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Simon R. Dix , Steven Charles Davis
CPC classification number: H04L9/3265 , H04L9/3239 , H04L9/3247 , H04L41/0803 , H04L2209/38 , H04L2209/56
Abstract: A method for propagating configuration data using a blockchain includes: storing a blockchain comprised of a plurality of blocks, each being comprised of a block header having a timestamp and one or more configuration transactions; receiving one or more configuration data items; generating a new configuration transaction for each configuration data item; hashing a most recent block identified based on the timestamp included in the respective block header to generate a previous block hash value; hashing a combination of the new configuration transactions and/or data associated therewith to generate a current block hash value; generating a new block header, the new block header including a current timestamp, the previous block hash value, the current block hash value, and a digital signature; generating a new block comprised of the new block header and each new configuration transaction; and updating the blockchain by appending the new block.
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公开(公告)号：US11444787B2
公开(公告)日：2022-09-13
申请号：US16946859
申请日：2020-07-09
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Simon R. Dix , Steven C. Davis
IPC: H04L29/06 , H04L9/32 , H04L41/0803 , H04L9/00
Abstract: A method for propagating configuration data using a blockchain includes: storing a blockchain comprised of a plurality of blocks, each being comprised of a block header having a timestamp and one or more configuration transactions; receiving one or more configuration data items; generating a new configuration transaction for each configuration data item; hashing a most recent block identified based on the timestamp included in the respective block header to generate a previous block hash value; hashing a combination of the new configuration transactions and/or data associated therewith to generate a current block hash value; generating a new block header, the new block header including a current timestamp, the previous block hash value, the current block hash value, and a digital signature; generating a new block comprised of the new block header and each new configuration transaction; and updating the blockchain by appending the new block.
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公开(公告)号：US10305694B2
公开(公告)日：2019-05-28
申请号：US15166451
申请日：2016-05-27
Applicant: MasterCard International Incorporated
Inventor： Simon R. Dix , Steven Charles Davis
Abstract: A method for propagating configuration data using a blockchain includes: storing a blockchain comprised of a plurality of blocks, each being comprised of a block header having a timestamp and one or more configuration transactions; receiving one or more configuration data items; generating a new configuration transaction for each configuration data item; hashing a most recent block identified based on the timestamp included in the respective block header to generate a previous block hash value; hashing a combination of the new configuration transactions and/or data associated therewith to generate a current block hash value; generating a new block header, the new block header including a current timestamp, the previous block hash value, the current block hash value, and a digital signature; generating a new block comprised of the new block header and each new configuration transaction; and updating the blockchain by appending the new block.
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Patent Agency Ranking
公开(公告)号：US20170083877A1
公开(公告)日：2017-03-23
申请号：US14861525
申请日：2015-09-22
Applicant: MasterCard International Incorporated
Inventor： Simon R. Dix
CPC classification number: G06Q20/085 , G06Q20/202 , G06Q20/34
Abstract: A method and system for managing payment card transaction instructions at a point of interaction (POI) device. The method includes storing one or more payment card transaction instructions received from an entity responsible for a plurality of payment cards usable with the POI device wherein the payment card transaction instructions are associated with at least one of a brand and a product of the entity. The method further includes receiving, from a merchant, a payment card identifier before or during a payment card transaction, the payment card identifier including a plurality of fields. The method also includes communicating to the central store at least a portion of one or more of the plurality of fields and transmitting the one or more payment card transaction instructions to the POI device, from the central store, that correspond to the one or more payment card transaction instructions associated with the payment card identifier.
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5.发明申请公开(公告)号：US20200344073A1
公开(公告)日：2020-10-29
申请号：US16946859
申请日：2020-07-09
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Simon R. Dix , Steven C. Davis
Abstract: A method for propagating configuration data using a blockchain includes: storing a blockchain comprised of a plurality of blocks, each being comprised of a block header having a timestamp and one or more configuration transactions; receiving one or more configuration data items; generating a new configuration transaction for each configuration data item; hashing a most recent block identified based on the timestamp included in the respective block header to generate a previous block hash value; hashing a combination of the new configuration transactions and/or data associated therewith to generate a current block hash value; generating a new block header, the new block header including a current timestamp, the previous block hash value, the current block hash value, and a digital signature; generating a new block comprised of the new block header and each new configuration transaction; and updating the blockchain by appending the new block.
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公开(公告)号：US10721078B2
公开(公告)日：2020-07-21
申请号：US16385349
申请日：2019-04-16
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Simon R. Dix , Steven Charles Davis
Abstract: A method for propagating configuration data using a blockchain includes: storing a blockchain comprised of a plurality of blocks, each being comprised of a block header having a timestamp and one or more configuration transactions; receiving one or more configuration data items; generating a new configuration transaction for each configuration data item; hashing a most recent block identified based on the timestamp included in the respective block header to generate a previous block hash value; hashing a combination of the new configuration transactions and/or data associated therewith to generate a current block hash value; generating a new block header, the new block header including a current timestamp, the previous block hash value, the current block hash value, and a digital signature; generating a new block comprised of the new block header and each new configuration transaction; and updating the blockchain by appending the new block.
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7.发明公开公开(公告)号：US20240127223A1
公开(公告)日：2024-04-18
申请号：US17967789
申请日：2022-10-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Zayna Francis , Simon R. Dix
CPC classification number: G06Q20/363 , G06Q20/382
Abstract: Systems and methods for linking a plurality of data records to a tokenized identifier such that each data record is accessible via the tokenized identifier are disclosed. A first data record associated with a first account and a second data record associated with a second account may be loaded into a digital wallet. Next, a token primary account number (PAN) may be generated and linked to the first account and the second account. Available prepaid funds associated with the first account may be verified and displayed on a user interface. In response to an initiation of a transaction, an optimal payment structure based on the available funds of the first account may be determined. In response to authorization of the transaction from the issuing banks associated with the first account and the second account, an authorization message may be sent to a bank associated with the token PAN.
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公开(公告)号：US10185938B2
公开(公告)日：2019-01-22
申请号：US14861525
申请日：2015-09-22
Applicant: MasterCard International Incorporated
Inventor： Simon R. Dix
Abstract: A method and system for managing payment card transaction instructions at a point of interaction (POI) device. The method includes storing one or more payment card transaction instructions received from an entity responsible for a plurality of payment cards usable with the POI device wherein the payment card transaction instructions are associated with at least one of a brand and a product of the entity. The method further includes receiving, from a merchant, a payment card identifier before or during a payment card transaction, the payment card identifier including a plurality of fields. The method also includes communicating to the central store at least a portion of one or more of the plurality of fields and transmitting the one or more payment card transaction instructions to the POI device, from the central store, that correspond to the one or more payment card transaction instructions associated with the payment card identifier.
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