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公开(公告)号：US20170255882A1
公开(公告)日：2017-09-07
申请号：US15062635
申请日：2016-03-07
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Kyle P. Clark , Travis M. Carpenter
CPC classification number: G06Q10/02 , G06Q20/342 , G06Q20/36 , G06Q20/385
Abstract: Exemplary systems and methods for facilitating access to events based on associations between payment accounts and such access are disclosed. One exemplary method includes receiving, at a computing device, an access request for an event where the access request is associated with a consumer requesting access to the event, and searching, by the computing device, in a data structure for a payment account identified in the request. When the identified payment account is found, the method includes verifying, by the computing device, that the identified payment account is associated with the event. And, when association of the payment account and the event is verified, the method includes causing, by the computing device, an access output to be generated at the event, whereby the consumer is permitted access to the event, based on the access output, without separately presenting credentials.
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公开(公告)号：US10102529B2
公开(公告)日：2018-10-16
申请号：US14197884
申请日：2014-03-05
Applicant: MasterCard International Incorporated
Inventor： Christopher A. Guiney , Travis M. Carpenter
Abstract: Methods and systems for receiving an authorization request associated with a transaction, the authorization request including a payment account number and a card verification value; determining the authorization request is to be processed as having a dynamic card verification value; automatically bypassing, in response to the determination that the authorization request is to be processed as having a dynamic card verification value, at least one card verification process to be used in a processing of the authorization request; and sending the authorization request to a card verifier to verify the card verification value matches a dynamic card verification value of record. Some methods and systems include transmitting the authorization request to a payment network for authorization of the transaction; receiving an authorization response in reply to the transmitted authorization request; and providing an indication of the authorization response to a merchant associated with the transaction.
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公开(公告)号：US20150254668A1
公开(公告)日：2015-09-10
申请号：US14197884
申请日：2014-03-05
Applicant: MasterCard International Incorporated
Inventor： Christopher A. Guiney , Travis M. Carpenter
CPC classification number: G06Q20/4014 , G06Q20/347 , G06Q20/3821 , G06Q20/4018
Abstract: Methods and systems for receiving an authorization request associated with a transaction, the authorization request including a payment account number and a card verification value; determining the authorization request is to be processed as having a dynamic card verification value; automatically bypassing, in response to the determination that the authorization request is to be processed as having a dynamic card verification value, at least one card verification process to be used in a processing of the authorization request; and sending the authorization request to a card verifier to verify the card verification value matches a dynamic card verification value of record. Some methods and systems include transmitting the authorization request to a payment network for authorization of the transaction; receiving an authorization response in reply to the transmitted authorization request; and providing an indication of the authorization response to a merchant associated with the transaction.
Abstract translation: 用于接收与交易相关联的授权请求的方法和系统，所述授权请求包括支付帐号和卡验证值; 确定授权请求将被处理为具有动态卡验证值; 响应于将所述授权请求处理为具有动态卡验证值的确定，自动绕过要在所述授权请求的处理中使用的至少一个卡验证过程; 并将授权请求发送到卡验证器，以验证卡验证值与记录的动态卡验证值相匹配。 一些方法和系统包括将授权请求发送到支付网络以授权交易; 接收授权响应以回复所发送的授权请求; 以及向与所述交易相关联的商家提供所述授权响应的指示。
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公开(公告)号：US20170337585A1
公开(公告)日：2017-11-23
申请号：US15156700
申请日：2016-05-17
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Mark N. Savoye , Travis M. Carpenter , Kyle P. Clark
CPC classification number: G06Q30/0267 , G06Q30/0251 , G06Q30/0261 , G06Q30/0269 , H04W4/12
Abstract: Systems and methods are provided for directing advertising content to advertising media specific to one or more consumers proximate the advertising media. An example method includes receiving, by a computing device, a media proximity message (MPM) associated with an advertising medium. The method also includes accessing, by the computing device, location context for the advertising medium from an advertising media data structure, based on an advertising medium identifier in the MPM, and accessing a consumer profile for the consumer, based on a consumer identifier in the MPM, from a consumer profiles data structure. The method further includes selecting, by the computing device, an advertising content, from an advertising content data structure, based on at least the consumer profile and the location context, and causing the selected advertising content to be displayed at the advertising medium.
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