公开(公告)号：US09071963B2

公开(公告)日：2015-06-30

申请号：US13232736

申请日：2011-09-14

申请人： Mohammad Khan ,  Philippe Martin ,  Pradeep Kumar ,  Jean-Christophe Raynon ,  Kaushik Roy ,  Roshan Vijayshankar

发明人： Mohammad Khan ,  Philippe Martin ,  Pradeep Kumar ,  Jean-Christophe Raynon ,  Kaushik Roy ,  Roshan Vijayshankar

IPC分类号： H04B5/00 ,  H04W12/06 ,  H04L29/06

CPC分类号： G06Q30/0238 ,  H04B5/0031 ,  H04L63/0492 ,  H04L63/0823 ,  H04W4/80 ,  H04W12/06

摘要： According to one aspect, the subject matter described herein includes a method for secure near field communication (NFC) of a non-secure memory element payload. The method includes receiving, at an NFC enabled mobile device and from a content provider, a payload. The method also includes storing the received payload in a non-secure memory element of the NFC enabled mobile device. The method further includes transferring the stored payload from the non-secure memory element of the NFC enabled mobile device to a secure memory element of the NFC enabled mobile device, wherein transferring the stored payload includes loading the stored payload into a secure reloadable payload instance. The method further includes establishing a NFC link between the NFC enabled mobile device and an NFC reader. The method further includes communicating, via the NFC link, the transferred payload from the secure reloadable payload instance to the NFC reader.

摘要翻译： 根据一个方面，本文描述的主题包括用于非安全存储器元件有效载荷的安全近场通信（NFC）的方法。 该方法包括在NFC功能的移动设备和内容提供商处接收有效载荷。 该方法还包括将接收到的有效载荷存储在支持NFC的移动设备的非安全存储器元件中。 所述方法还包括将所存储的有效载荷从支持NFC的移动设备的非安全存储器元件传送到支持NFC的移动设备的安全存储器元件，其中传送所存储的有效载荷包括将所存储的有效载荷加载到安全的可重新加载的有效载荷实例中。 该方法还包括在支持NFC的移动设备和NFC读取器之间建立NFC链路。 该方法还包括经由NFC链路将传送的有效负载从安全可加载有效载荷实例传送到NFC读取器。

公开(公告)号：US20120064828A1

公开(公告)日：2012-03-15

申请号：US13232736

申请日：2011-09-14

申请人： Mohammad Khan ,  Philippe Martin ,  Pradeep Kumar ,  Jean-Christophe Raynon ,  Kaushik Roy ,  Roshan Vijayshankar

发明人： Mohammad Khan ,  Philippe Martin ,  Pradeep Kumar ,  Jean-Christophe Raynon ,  Kaushik Roy ,  Roshan Vijayshankar

IPC分类号： H04B5/00

CPC分类号： G06Q30/0238 ,  H04B5/0031 ,  H04L63/0492 ,  H04L63/0823 ,  H04W4/80 ,  H04W12/06

摘要： According to one aspect, the subject matter described herein includes a method for secure near field communication (NFC) of a non-secure memory element payload. The method includes receiving, at an NFC enabled mobile device and from a content provider, a payload. The method also includes storing the received payload in a non-secure memory element of the NFC enabled mobile device. The method further includes transferring the stored payload from the non-secure memory element of the NFC enabled mobile device to a secure memory element of the NFC enabled mobile device, wherein transferring the stored payload includes loading the stored payload into a secure reloadable payload instance. The method further includes establishing a NFC link between the NFC enabled mobile device and an NFC reader. The method further includes communicating, via the NFC link, the transferred payload from the secure reloadable payload instance to the NFC reader.

摘要翻译： 根据一个方面，本文描述的主题包括用于非安全存储器元件有效载荷的安全近场通信（NFC）的方法。 该方法包括在NFC功能的移动设备和内容提供商处接收有效载荷。 该方法还包括将接收到的有效载荷存储在支持NFC的移动设备的非安全存储器元件中。 所述方法还包括将所存储的有效载荷从支持NFC的移动设备的非安全存储器元件传送到支持NFC的移动设备的安全存储器元件，其中传送所存储的有效载荷包括将所存储的有效载荷加载到安全的可重新加载的有效载荷实例中。 该方法还包括在支持NFC的移动设备和NFC读取器之间建立NFC链路。 该方法还包括经由NFC链路将传送的有效负载从安全可加载有效载荷实例传送到NFC读取器。

公开(公告)号：US20120029997A1

公开(公告)日：2012-02-02

申请号：US13170903

申请日：2011-06-28

申请人： Mohammad Khan ,  Pradeep Kumar ,  Kaushik Roy

发明人： Mohammad Khan ,  Pradeep Kumar ,  Kaushik Roy

IPC分类号： G06Q30/02 ,  H04B5/00

CPC分类号： G06Q30/0226

摘要： Methods, systems, and computer readable media for registering in a merchant sponsored program using a near field communication (NFC) device is disclosed. In one embodiment, the method includes interfacing an NFC enabled mobile device with a smart poster associated with a merchant sponsored program to obtain a merchant sponsored program identifier from the smart poster, and receiving, at a merchant backend server, a request message for merchant sponsored program registration information from the NFC enabled mobile device, wherein the request message from the NFC enabled device includes the merchant sponsored program identifier. The method further includes obtaining merchant sponsored program registration information associated with the merchant sponsored program using the merchant sponsored program identifier and providing the merchant sponsored program registration information to the NFC enabled mobile device.

摘要翻译： 公开了使用近场通信（NFC）设备在商业赞助程序中注册的方法，系统和计算机可读介质。 在一个实施例中，该方法包括将支持NFC的移动设备与与商家赞助的节目相关联的智能海报接口，以从智能海报获得商家赞助的节目标识符，并在商家后端服务器处接收商家赞助的请求消息 来自支持NFC的移动设备的节目注册信息，其中来自启用NFC的设备的请求消息包括商家赞助的节目标识符。 该方法还包括使用商家赞助的节目标识符获得与商家赞助节目相关联的商家赞助的节目注册信息，并将商家赞助的节目注册信息提供给支持NFC的移动设备。

公开(公告)号：US20120005026A1

公开(公告)日：2012-01-05

申请号：US13118046

申请日：2011-05-27

申请人： Mohammad Khan ,  Pradeep Kumar ,  Hans Bielefeld Reisgies ,  Kaushik Roy ,  Roshan Vijayshankar

发明人： Mohammad Khan ,  Pradeep Kumar ,  Hans Bielefeld Reisgies ,  Kaushik Roy ,  Roshan Vijayshankar

IPC分类号： G06Q30/00

CPC分类号： G06Q30/02 ,  G06Q30/0224 ,  G06Q30/0238 ,  G06Q30/0267 ,  H04W4/00

摘要： Methods, systems, and computer readable media for utilizing a consumer opt-in management system are disclosed. According to one aspect, the method includes interfacing a near field communication (NFC) enabled mobile device with a touch point associated with an electronic marketing program to obtain touch point identification information from the touch point and receiving, at a trigger management server (TMS), an opt-in request message from the NFC enabled mobile device, wherein the opt-in request message includes a subscriber identifier associated with the NFC enabled mobile device and the touch point identification information. The method further includes accessing a business rules database using at least one of the subscriber identifier and the touch point identification information from the opt-in request message to identify an electronic marketing program identifier and using the electronic marketing program identifier to trigger the provisioning of content data associated with the electronic marketing program to the NFC enabled mobile device.

摘要翻译： 公开了用于利用消费者选择加入管理系统的方法，系统和计算机可读介质。 根据一个方面，所述方法包括将支持近场通信（NFC）的移动设备与与电子营销程序相关联的触摸点进行接口，以从触摸点获得触摸点识别信息，并在触发管理服务器（TMS） 来自NFC启用的移动设备的选择加入请求消息，其中所述选择加入请求消息包括与启用NFC的移动设备相关联的用户标识符和所述触摸点识别信息。 该方法还包括使用来自选择加入请求消息的订户标识符和接触点识别信息中的至少一个来访问业务规则数据库，以识别电子营销程序标识符并使​​用电子营销程序标识符来触发内容的提供 将与电子营销程序相关联的数据传送到支持NFC的移动设备。

公开(公告)号：US20120254030A1

公开(公告)日：2012-10-04

申请号：US13453707

申请日：2012-04-23

申请人： Mohammad Khan ,  Pradeep Kumar ,  Narendra Narayanan

发明人： Mohammad Khan ,  Pradeep Kumar ,  Narendra Narayanan

IPC分类号： G06Q20/34 ,  G06Q20/32 ,  G06Q20/16

CPC分类号： H04W12/06 ,  G06Q20/3223 ,  G06Q20/351 ,  G06Q20/355 ,  H04L63/0853 ,  H04W4/50 ,  H04W4/60 ,  H04W8/245 ,  H04W8/26 ,  H04W76/10

摘要： A soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. Card issuer specific challenges are presented to the user, and the user's responses to the challenges are received. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface.

摘要翻译： 在具有无线通信功能的设备上实例化软卡配置应用。 从设备的用户获得想要在设备上配置的软卡的卡号。 从卡号检索出的发行者识别号码通过空中接口传送到配置配置服务器。 基于发行者识别号从供应配置服务器获得配置发行者服务器网络地址。 向用户提供发卡机构的具体挑战，并接​​收用户对挑战的回应。 挑战响应被传送给配置发行者服务器。 通过空中接口从配置发行者服务器接收到软卡图像数据和个性化数据，其中个性化数据包括个性化压印和预打印数据。 基于通过空中接口接收的数据，软卡被设置在设备上使用。

公开(公告)号：US07469151B2

公开(公告)日：2008-12-23

申请号：US11514698

申请日：2006-09-01

申请人： Mohammad Khan ,  Pradeep Kumar ,  Roshan Vijayshankar ,  Ming-Li Liu ,  Narendra Narayanan

发明人： Mohammad Khan ,  Pradeep Kumar ,  Roshan Vijayshankar ,  Ming-Li Liu ,  Narendra Narayanan

IPC分类号： H04B1/38

CPC分类号： H04W8/205 ,  G06Q20/32 ,  G06Q20/3221 ,  G06Q20/3278 ,  G06Q20/351 ,  G06Q20/3552 ,  G06Q20/40 ,  G06Q20/4014 ,  G06Q30/02 ,  G06Q30/06 ,  G07F7/1008 ,  H04L63/0853 ,  H04W12/06

摘要： Methods, systems, and computer program products for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. The card number is communicated to a provisioning configuration server over an air interface. Card-issuer-specific challenges corresponding to the card number and a provisioning issuer server network address are obtained from the provisioning configuration server. The challenges are presented to the user, and the user's responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card personalization data for activating the soft card is received from the provisioning issuer server. The soft card is provisioned for use on the device based on the personalization data.

摘要翻译： 公开了用于在具有无线通信能力的设备上通过软卡的空中供应的方法，系统和计算机程序产品。 根据一种方法，在具有无线通信能力的设备上实例化软卡供应应用。 从设备的用户获得想要在设备上配置的软卡的卡号。 卡号通过空中接口传送到配置配置服务器。 从供应配置服务器获得与卡号和配置发行者服务器网络地址相对应的与卡片相关的特定挑战。 向用户呈现挑战，并且接收用户对挑战的响应。 与配置发行者服务器对应的网络地址进行连接。 挑战响应被传送给配置发行者服务器。 从配置发行者服务器接收用于激活软卡的软卡个性化数据。 基于个性化数据，软卡被设置在设备上使用。

公开(公告)号：US20100174598A1

公开(公告)日：2010-07-08

申请号：US12651420

申请日：2009-12-31

申请人： Mohammad Khan ,  Pradeep Kumar

发明人： Mohammad Khan ,  Pradeep Kumar

IPC分类号： G06Q30/00 ,  G06F3/048 ,  G06F15/16 ,  H04W4/12

CPC分类号： G06Q30/02 ,  G06Q30/0232

摘要： Methods, systems, and computer readable media for redeeming and delivering electronic loyalty reward certificates using a mobile device are disclosed. In one example, the method includes utilizing a loyalty reward certificate selection device to generate electronic loyalty reward certificate selection information and providing the loyalty reward certificate selection information and a recipient mobile device identifier to a loyalty management server. Electronic loyalty reward certificate data derived from the loyalty reward certificate selection information and the recipient mobile device identifier is received from the loyalty management server. The method also includes establishing a communications link with a mobile device corresponding to the recipient mobile device identifier and provisioning the electronic loyalty reward certificate data on the mobile device over the communications link via over the air (OTA) communications.

摘要翻译： 公开了使用移动设备来兑换和递送电子积分奖励证书的方法，系统和计算机可读介质。 在一个示例中，该方法包括使用忠诚度奖励证书选择装置来生成电子积分奖励证书选择信息，并向忠诚管理服务器提供忠诚度奖励证书选择信息和接收者移动设备标识符。 从忠诚度管理服务器接收从忠诚度奖励证书选择信息导出的电子积分奖励证书数据和收件人移动设备标识符。 该方法还包括与对应于接收者移动设备标识符的移动设备建立通信链路，并通过空中通信（OTA）通过通信链路在移动设备上提供电子积分奖励证书数据。

公开(公告)号：US20090164322A1

公开(公告)日：2009-06-25

申请号：US12340568

申请日：2008-12-19

申请人： Mohammad Khan ,  Pradeep Kumar ,  Roshan Vijayshankar ,  Ming-Li Liu ,  Narendra Narayanan

发明人： Mohammad Khan ,  Pradeep Kumar ,  Roshan Vijayshankar ,  Ming-Li Liu ,  Narendra Narayanan

IPC分类号： G06Q30/00 ,  H04W4/12 ,  H04M1/00 ,  G06Q40/00

CPC分类号： H04L63/0853 ,  G06Q20/105 ,  G06Q20/3278 ,  G06Q20/355 ,  G06Q30/0207 ,  G06Q30/0212 ,  H04W8/245 ,  H04W12/06

摘要： Methods, systems, and computer readable media for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. The provisioning information server is connected to, and card-issuer-specific challenge information is obtained therefrom. The challenges are presented to the user, and the user's responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface.

摘要翻译： 公开了用于通过具有无线通信能力的设备上的软卡的空中供应的方法，系统和计算机可读介质。 根据一种方法，在具有无线通信能力的设备上实例化软卡供应应用。 从设备的用户获得想要在设备上配置的软卡的卡号。 从卡号检索出的发行者识别号码通过空中接口传送到配置配置服务器。 基于发行者识别号从供应配置服务器获得配置发行者服务器网络地址。 配置信息服务器被连接到，并从其获得特定于发卡者的挑战信息。 向用户呈现挑战，并且接收用户对挑战的响应。 与配置发行者服务器对应的网络地址进行连接。 挑战响应被传送给配置发行者服务器。 通过空中接口从配置发行者服务器接收到软卡图像数据和个性化数据，其中个性化数据包括个性化压印和预打印数据。 基于通过空中接口接收的数据，软卡被设置在设备上使用。

公开(公告)号：US08165635B2

公开(公告)日：2012-04-24

申请号：US12340568

申请日：2008-12-19

申请人： Mohammad Khan ,  Pradeep Kumar ,  Roshan Vijayshankar ,  Ming-Li Liu ,  Narendra Narayanan

发明人： Mohammad Khan ,  Pradeep Kumar ,  Roshan Vijayshankar ,  Ming-Li Liu ,  Narendra Narayanan

IPC分类号： H04B1/38

CPC分类号： H04L63/0853 ,  G06Q20/105 ,  G06Q20/3278 ,  G06Q20/355 ,  G06Q30/0207 ,  G06Q30/0212 ,  H04W8/245 ,  H04W12/06

摘要： Methods, systems, and computer readable media for over the air provisioning of soft cards on devices with wireless communications capabilities are disclosed. According to one method, a soft card provisioning application is instantiated on a device with wireless communications capabilities. A card number for a soft card desired to be provisioned on the device is obtained from a user of the device. An issuer identification number retrieved from the card number is communicated to a provisioning configuration server over an air interface. A provisioning issuer server network address is obtained from the provisioning configuration server based on the issuer identification number. The provisioning information server is connected to, and card-issuer-specific challenge information is obtained therefrom. The challenges are presented to the user, and the user's responses to the challenges are received. A connection is made to the provisioning issuer server corresponding to the network address. The challenge responses are communicated to the provisioning issuer server. Soft card image data and personalization data, where the personalization data includes personalized embossed and pre-printed data, are received from the provisioning issuer server over the air interface. The soft card is provisioned for use on the device based on the data received over the air interface.

摘要翻译： 公开了用于通过具有无线通信能力的设备上的软卡的空中供应的方法，系统和计算机可读介质。 根据一种方法，在具有无线通信能力的设备上实例化软卡供应应用。 从设备的用户获得想要在设备上配置的软卡的卡号。 从卡号检索出的发行者识别号码通过空中接口传送到配置配置服务器。 基于发行者识别号从供应配置服务器获得配置发行者服务器网络地址。 配置信息服务器被连接到，并从其获得特定于发卡者的挑战信息。 向用户呈现挑战，并且接收用户对挑战的响应。 与配置发行者服务器对应的网络地址进行连接。 挑战响应被传送给配置发行者服务器。 通过空中接口从配置发行者服务器接收到软卡图像数据和个性化数据，其中个性化数据包括个性化压印和预打印数据。 基于通过空中接口接收的数据，软卡被设置在设备上使用。

公开(公告)号：US20110106635A1

公开(公告)日：2011-05-05

申请号：US12917191

申请日：2010-11-01

申请人： Mohammad Khan ,  Pradeep Kumar

发明人： Mohammad Khan ,  Pradeep Kumar

IPC分类号： G06Q30/00 ,  H04B5/00

CPC分类号： G06Q20/12 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3278 ,  G06Q30/0277 ,  G06Q30/0603 ,  H04M15/00 ,  H04M15/68 ,  H04W4/24

摘要： Methods, systems, and computer readable media for facilitating the use of wireless smart devices to purchase goods or services that are not available at a purchaser's location are provided. According to one aspect of the subject matter described herein, a method for facilitating the use of a wireless smart device to purchase goods or services is provided. The method includes providing a smart poster that advertises a good or service and is locatable in an area that is accessible by a potential purchaser of a good or service. The method includes directing, using a mechanism in or on the smart poster, the wireless smart device to access a section of an merchant's website specific to the good or service in response to the wireless smart device interfacing with the smart poster. The method further includes providing, via the wireless smart device, an option for the potential purchaser to purchase the good or service in a manner that bypasses a payment register in a retail location of the merchant.

摘要翻译： 提供了用于促进使用无线智能设备购买在购买者位置不可用的商品或服务的方法，系统和计算机可读介质。 根据本文所描述的主题的一个方面，提供了一种便利无线智能设备购买商品或服务的方法。 该方法包括提供广告商品或服务的智能海报，并且可以在由商品或服务的潜在购买者访问的区域中定位。 该方法包括使用智能海报中或之上的机制来指导无线智能设备响应于与智能海报接口的无线智能设备来访问商家网站的特定于该商品或服务的一部分。 该方法还包括经由无线智能设备提供潜在购买者以绕过商户的零售位置中的支付登记器的方式购买商品或服务的选项。