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    System and method for dispensing digital information from an automated transaction machine
    1.
    发明授权
    System and method for dispensing digital information from an automated transaction machine 有权
    用于从自动交易机器分配数字信息的系统和方法

    公开(公告)号：US06457640B2

    公开(公告)日：2002-10-01

    申请号：US09775885

    申请日：2001-02-02

    申请人： Natarajan Ramachandran ,  Dale Blackson ,  James R. Church ,  Mark Smith

    发明人： Natarajan Ramachandran ,  Dale Blackson ,  James R. Church ,  Mark Smith

    IPC分类号： G06F1760

    CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/123 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/327 ,  G07F17/0014 ,  G07F17/16 ,  G07F19/20 ,  G11B27/031 ,  G11B27/032 ,  G11B27/034 ,  G11B2220/216 ,  G11B2220/218 ,  G11B2220/2545 ,  G11B2220/2562 ,  G11B2220/2575 ,  G11B2220/41 ,  G11B2220/61 ,  G11B2220/913

    摘要： An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The ATM may also be operative to dispense cash with the cash dispenser and dispense digital content with the output device responsive to user input selections. The ATM may be further operative to charge a user fee to an account associated with the card for the dispense of cash and digital content. Digital content dispensed by the ATM may include sound recordings such as MP3 files, video files, books, graphics, photographs, and other digital data. In cases where the ATM dispenses visual content the output device may include a printer that is operative to output printed photographs. Photographic image files may be acquired by the ATM from a remote photo processor or other digital information source accessible through the Internet or other network. The ATM may be operated through user inputs to manipulate image files. Image files may also be selectively received from or dispensed to a portable storage medium through a reading device or recording device connected to the ATM. Fees associated with the dispense of the image files may be transferred from an account associated with a user.

    摘要翻译： 自动取款机（ATM）（10）包括输入装置（16），读卡器（20），自动提款机（24）和输出装置（18）。 ATM通过读卡器从卡读取账户信息，并通过输入设备验证用户PIN输入。 ATM还可以操作以分配与自动提款机的现金，并根据用户输入选择与输出设备分配数字内容。 ATM可以进一步操作以向与卡相关联的帐户收取用户费用以分配现金和数字内容。 由ATM分配的数字内容可以包括诸如MP3文件，视频文件，书籍，图形，照片和其他数字数据的声音记录。 在ATM分配视觉内容的情况下，输出设备可以包括可操作地输出打印照片的打印机。 摄影图像文件可以由ATM从远程照相处理器或通过因特网或其他网络可访问的其他数字信息源获取。 ATM可以通过用户输入来操作图像文件。 图像文件还可以通过连接到ATM的读取装置或记录装置被选择性地从便携式存储介质中接收或分配给便携式存储介质。 与分发图像文件相关联的费用可以从与用户相关联的帐户传送。

    System and method for dispensing digital information from an automated transaction machine
    4.
    发明申请
    System and method for dispensing digital information from an automated transaction machine 审中-公开
    用于从自动交易机器分配数字信息的系统和方法

    公开(公告)号：US20060080253A1

    公开(公告)日：2006-04-13

    申请号：US11273704

    申请日：2005-11-14

    申请人： Dale Blackson ,  James Church ,  Mark Smith ,  Natarajan Ramachandran

    发明人： Dale Blackson ,  James Church ,  Mark Smith ,  Natarajan Ramachandran

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/1085 ,  G06Q20/123 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/327 ,  G07F17/0014 ,  G07F17/16 ,  G07F19/20 ,  G11B27/031 ,  G11B27/032 ,  G11B27/034 ,  G11B2220/216 ,  G11B2220/218 ,  G11B2220/2545 ,  G11B2220/2562 ,  G11B2220/2575 ,  G11B2220/41 ,  G11B2220/61 ,  G11B2220/913

    摘要： An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a user PIN input through the input device. The ATM is also operative to dispense cash with the cash dispenser and dispense digital content with the output device responsive to user input selections. The ATM is further operative to charge a user fee to an account associated with the card for the dispense of cash and digital content. Digital content dispensed by the ATM may include sound recordings such as MP3 files, video files, books, and other digital data. To dispense sound files the output device may include a sound system that is operative to output audio that corresponds to the dispensed sound recording files. The sound files may be acquired by the ATM from a digital information source on the Internet or other network. Licensing fees associated with the dispense of the digital files may be transferred to a source or licensing entity associated with the digital content.

    摘要翻译： 自动取款机（ATM）（10）包括输入装置（16），读卡器（20），自动提款机（24）和输出装置（18）。 ATM通过读卡器从卡读取账户信息，并通过输入设备验证用户PIN输入。 ATM还可以使用现金分配器分配现金，并根据用户输入选择与输出设备分配数字内容。 ATM进一步操作以向与卡相关联的帐户收取用户费用以分配现金和数字内容。 由ATM分配的数字内容可以包括诸如MP3文件，视频文件，书籍和其他数字数据的录音。 为了分配声音文件，输出设备可以包括可操作以输出对应于所分配的声音记录文件的音频的声音系统。 声音文件可以由ATM从互联网或其他网络上的数字信息源获取。 与数字文件分发相关的授权费用可以转移到与数字内容相关联的源或许可证实体。

    Cash dispensing automated banking machine with GPS
    6.
    发明授权
    Cash dispensing automated banking machine with GPS 有权
    自动点钞自动银行机与GPS

    公开(公告)号：US07591413B1

    公开(公告)日：2009-09-22

    申请号：US11229944

    申请日：2005-09-19

    申请人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    发明人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    IPC分类号： G06F17/60

    CPC分类号： G07F19/207 ,  G07F19/20

    摘要： An automated banking machine includes a Global Positioning System (GPS). The machine can transmit a GPS location reading to a security center. The security center can compare the received GPS location to a location assigned to the machine. If the compared locations do not match then a determination is made that the machine was stolen. Responsive to a determination of theft, dye packs located in the machine can be activated to stain cash therein. The dye packs can also be set off if the machine's safe door is opened without the following a predetermined sequence for opening the door. Thus, cash in a stolen automated banking machine can be rendered as unusable.

    摘要翻译： 自动银行机包括全球定位系统（GPS）。 该机器可以将GPS位置读数传输到安全中心。 安全中心可以将接收到的GPS位置与分配给机器的位置进行比较。 如果比较的位置不匹配，则确定机器被盗。 响应于盗窃的确定，位于机器中的染料包可以被激活以污染其中的现金。 如果机器的安全门打开而没有按照预定的打开门的顺序，染色包也可以被关闭。 因此，被盗的自动银行机器中的现金可以被渲染为不可用的。

    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud
    8.
    发明申请
    Method of operation of card reading apparatus in automated banking machine to reduce risk of fraud 有权
    自动银行卡读卡机操作方法，以减少诈骗风险

    公开(公告)号：US20080048020A1

    公开(公告)日：2008-02-28

    申请号：US11975375

    申请日：2007-10-19

    申请人： Randall Jenkins ,  Natarajan Ramachandran ,  Jeffery Enright ,  Dale Blackson

    发明人： Randall Jenkins ,  Natarajan Ramachandran ,  Jeffery Enright ,  Dale Blackson

    IPC分类号： G06Q40/00 ,  G06K7/01

    CPC分类号： G06Q40/00

    摘要： A method of operating an automated banking machine in response to data included on a user card includes operating a cash dispensing automated banking machine that includes a card reader, a keypad, a cash outlet, a deposit accepting opening and other transaction locations that may be susceptible to the installation of fraud devices. The machine operates to sense the probable installation of unauthorized devices. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, deposit input diversion devices or other fraud devices. Control circuitry in operative connection with radiation output and radiation sensing devices, operates to identify conditions corresponding to the probable installation of a fraud device on the machine and to take actions in response thereto.

    摘要翻译： 响应于包括在用户卡中的数据来操作自动银行机的方法包括操作现金分配自动银行机，其包括读卡器，小键盘，现金出口，存款接收开口和可能易受影响的其他交易位置 安装欺诈设备。 该机器用于感测未经授权的设备的可能安装。 此类未经授权的设备可能包括欺诈性读卡设备，欺诈键盘输入拦截设备，现金出口陷阱设备，存款输入转接设备或其他欺诈设备。 与辐射输出和辐射感测装置操作性连接的控制电路用于识别与在机器上可能安装的欺诈装置相对应的条件，并响应于此而作出响应。

    Automated banking machine with improved resistance to fraud
    10.
    发明授权
    Automated banking machine with improved resistance to fraud 有权
    自动银行机具有改善的抗欺诈能力

    公开(公告)号：US07118031B2

    公开(公告)日：2006-10-10

    申请号：US10832960

    申请日：2004-04-27

    申请人： Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    发明人： Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    IPC分类号： G06F17/60

    CPC分类号： G06Q20/18 ,  G07F19/20 ,  G07F19/201 ,  G07F19/2055 ,  G07F19/207 ,  G07F19/211

    摘要： An automated banking machine (10) includes a lockable first fascia portion (20) which when unlocked enables access to a chest lock input device (104), inputs to which enable opening a chest door (18) of the machine. Opening the first fascia portion also enables access to an actuator (116) which enables moving a second fascia portion (22) for conducting service activities. A controller (72) in the machine selectively illuminates light emitting devices (118, 126) for purposes of facilitating user operation of the machine. Sensing devices (128) adjacent a card reader slot (28) on the machine enables the controller to detect the presence of a fraud device or unauthorized card reading devices. Sensing devices (254) adjacent a keypad (32) enables the controller to detect the presence of an unauthorized manual input intercepting device.

    摘要翻译： 自动银行机器（10）包括可锁定的第一面板部分（20），当解锁时，可以访问胸锁锁输入装置（104），能够打开机器的胸门（18）的输入。 打开第一面板部分还使得能够进入能够移动第二面板部分（22）以进行服务活动的致动器（116）。 机器中的控制器（72）为了便于用户操作机器而选择性地照亮发光装置（118,126）。 与机器上的读卡器插槽（28）相邻的传感设备（128）使得控制器能够检测到欺诈设备或未经授权的读卡设备的存在。 邻近键盘（32）的传感装置（254）使得控制器能够检测未经授权的手动输入拦截装置的存在。