公开(公告)号：US20030028481A1

公开(公告)日：2003-02-06

申请号：US10160178

申请日：2002-06-04

Applicant: Orbis Patents, Ltd.

Inventor： Daniel I. Flitcroft ,  Graham O'Donnell

IPC: G06F017/60

CPC classification number: G06Q20/34 ,  G06Q20/00 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/105 ,  G06Q20/16 ,  G06Q20/24 ,  G06Q20/28 ,  G06Q20/342 ,  G06Q20/354 ,  G06Q20/3552 ,  G06Q20/357 ,  G06Q20/382 ,  G06Q20/385 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/00 ,  G06Q40/025 ,  G06Q40/04 ,  G07F7/025 ,  G07F7/08 ,  G07F7/1008 ,  G07F7/12 ,  G07F7/122 ,  G07F19/00 ,  G07F19/2055

Abstract: A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to nullcard remotenull transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for nullcard presentnull transactions, so called nullskimmingnull fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.