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    Account related task processing
    4.
    发明授权
    Account related task processing 有权
    帐户相关任务处理

    公开(公告)号：US07949575B1

    公开(公告)日：2011-05-24

    申请号：US10750436

    申请日：2003-12-30

    申请人： Indrojit Deb ,  Neeraj Garg ,  David J. Brennan ,  Michael T. Daly ,  Stuart H. Marshall

    发明人： Indrojit Deb ,  Neeraj Garg ,  David J. Brennan ,  Michael T. Daly ,  Stuart H. Marshall

    IPC分类号： G06Q10/00

    CPC分类号： G06Q10/06 ,  G06Q30/04 ,  G06Q30/0633 ,  G06Q40/025

    摘要： A system for periodic and real-time processing of accounts. The system operates in a bulk mode and an error mode. A bulk component concurrently processes a set of eligible accounts with a set of dependent tasks, and a removal component removes one or more accounts from the eligible accounts if an error is associated therewith. In bulk mode, each task fetches only the required set of accounts/subscriptions/payment instruments for processing. In error mode (retry/reprocess mode), if an account encounters an error for a task in the bulk mode, the account drops is removed from bulk mode and becomes ineligible for fetching in any future bulk-mode task processing. Error-mode processing tests and processes all tasks sequentially for an errored account until the account state is in par with the accounts being processed by bulk mode. Then the account is removed from error mode processing and is picked up appropriately by bulk-mode processing.

    摘要翻译： 用于定期和实时处理帐户的系统。 系统以批量模式和错误模式运行。 批量组件同时处理具有一系列依赖任务的一组合格帐户，如果与之相关联的错误与删除组件从合格的帐户中移除一个或多个帐户。 在批量模式下，每个任务仅获取所需的一组帐户/订阅/支付工具进行处理。 在错误模式（重试/重新处理模式）中，如果某个帐户在批量模式下遇到任务的错误，则会从批量模式中删除该帐户，并且将在以后的任何批量模式任务处理中取消资格。 错误模式处理测试和处理所有任务的错误帐户，直到帐户状态与批量模式处理的帐户相同。 然后将帐户从错误模式处理中移除，并通过批量模式处理适当地采集。

    Computerized purchasing system and method for mediating purchase transactions over an interactive network
    5.
    发明授权
    Computerized purchasing system and method for mediating purchase transactions over an interactive network 失效
    用于通过交互式网络中介购买交易的计算机化购买系统和方法

    公开(公告)号：US5878141A

    公开(公告)日：1999-03-02

    申请号：US519846

    申请日：1995-08-25

    申请人： Michael T. Daly ,  Thomas A. Grate

    发明人： Michael T. Daly ,  Thomas A. Grate

    IPC分类号： G06Q20/04 ,  G06Q20/08 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/40 ,  H04K1/00 ,  G06F17/60

    CPC分类号： G06Q20/04 ,  G06Q20/0855 ,  G06Q20/12 ,  G06Q20/204 ,  G06Q20/401

    摘要： A computerized, electronic purchase mediating system includes a purchaser database having a list of purchasers and a merchant database having a list of merchants. The purchaser database stores information about each purchaser including a set of personal payment methods that the purchaser could use to purchase goods and/or services. Similarly, the merchant database stores information about each merchant including a set of accepted payment methods that the merchant would accept for sale of the goods and/or services. The purchase system also includes a processor coupled to the purchaser and merchant databases. The processor receives a purchase request and accesses the merchant database according to a merchant identified in the purchase request to retrieve the set of accepted payment methods which corresponds to that merchant. The processor also accesses the purchaser database to retrieve the set of personal payment methods which corresponds to the identified purchaser. The processor then computes an intersection of these two sets to derive a common set of any available payment method that is both accepted by the merchant and can be used by the purchaser for purchase of the goods and/or services. The purchaser is presented with the purchase amount and the common set of available payment methods to choose a most preferred form of payment. Upon selection, the processor consummates the sale and signs a digital signature with the purchaser's permission via password verification to ensure for the merchant that a completed transaction has occurred.

    摘要翻译： 计算机化的电子购买中介系统包括具有购买者列表的购买者数据库和具有商家列表的商家数据库。 购买者数据库存储关于每个购买者的信息，包括购买者可以用来购买商品和/或服务的一组个人支付方式。 类似地，商家数据库存储关于每个商家的信息，包括商家将接受用于销售商品和/或服务的一组可接受的支付方式。 购买系统还包括耦合到购买者和商家数据库的处理器。 处理器接收购买请求，并根据购买请求中标识的商家访问商家数据库，以检索对应于该商家的一组接受的支付方式。 处理器还访问购买者数据库以检索对应于所识别的购买者的一组个人支付方法。 然后，处理器计算这两个集合的交集，以导出商家接受的任何可用的支付方法的公共集合，并且可以由买方用于购买商品和/或服务。 向买方提供购买金额和一般可用付款方式，以选择最优惠的付款方式。 经过选择，处理器通过密码验证完成销售并以买方的许可签署数字签名，以确保商家已经完成交易。