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    Systems and Methods for Determining a Vehicle is at an Elevated Risk for an Animal Collision
    2.
    发明申请
    Systems and Methods for Determining a Vehicle is at an Elevated Risk for an Animal Collision 审中-公开
    用于确定车辆的系统和方法处于动物碰撞的高风险

    公开(公告)号：US20150343947A1

    公开(公告)日：2015-12-03

    申请号：US14564960

    申请日：2014-12-09

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Michael Bernico ,  Milton Mowery ,  Tim G. Sanidas ,  Christopher Zimmer

    IPC: B60Q9/00 ,  G06Q40/08 ,  G08G1/0967

    CPC classification number: B60Q9/00 ,  G06Q40/08 ,  G08G1/0112 ,  G08G1/0129 ,  G08G1/0141 ,  G08G1/096716 ,  G08G1/096741 ,  G08G1/096775

    Abstract: Methods and systems for analyzing environment data to determine whether a vehicle operator is at an elevated risk for an animal collision are provided. According to certain aspects, an insurance provider may assess elevated risk according to various factors and, if it is determined that the vehicle operator is at an elevated risk for an animal collision, the insurance provider may generate a warning and wirelessly communicate the warning to the vehicle operator. The factors analyzed may include past accident, driver characteristic, weather, calendar, time of day, animal, seasonal, and/or other information. The vehicle operator may be notified of the risk and optionally presented with tips to mitigate the risk. The vehicle operator may be notified of the risk by a mobile device and/or the vehicle, such as from a vehicle communication and control system. Animal collision avoidance functionality may be used to adjust insurance premiums, rates, or rewards.

    Abstract translation: 提供了用于分析环境数据以确定车辆操作者是否处于动物碰撞的升高风险的方法和系统。 根据某些方面，保险提供者可以根据各种因素评估升高的风险，并且如果确定车辆操作者处于较高的动物碰撞风险，则保险提供者可以产生警告并将该警告无线地传达给 车辆操作员 分析的因素可能包括过去的事故，驾驶员特征，天气，日历，时间，动物，季节和/或其他信息。 可能会向车辆操作人员通报风险，并可选择提供提示以减轻风险。 可以通过移动设备和/或车辆（例如来自车辆通信和控制系统）向车辆操作者通知风险。 动物碰撞避免功能可用于调整保险费，利率或奖励。

    Systems and methods for determining a vehicle is at an elevated risk for an animal collision
    5.
    发明授权
    Systems and methods for determining a vehicle is at an elevated risk for an animal collision 有权

    公开(公告)号：US10166916B2

    公开(公告)日：2019-01-01

    申请号：US14564960

    申请日：2014-12-09

    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

    Inventor： Michael Bernico ,  Milton Mowery ,  Tim G. Sanidas ,  Christopher Zimmer

    IPC: B60Q9/00 ,  G06Q40/08 ,  G08G1/01 ,  G08G1/0967

    Abstract: Methods and systems for analyzing environment data to determine whether a vehicle operator is at an elevated risk for an animal collision are provided. According to certain aspects, an insurance provider may assess elevated risk according to various factors and, if it is determined that the vehicle operator is at an elevated risk for an animal collision, the insurance provider may generate a warning and wirelessly communicate the warning to the vehicle operator. The factors analyzed may include past accident, driver characteristic, weather, calendar, time of day, animal, seasonal, and/or other information. The vehicle operator may be notified of the risk and optionally presented with tips to mitigate the risk. The vehicle operator may be notified of the risk by a mobile device and/or the vehicle, such as from a vehicle communication and control system. Animal collision avoidance functionality may be used to adjust insurance premiums, rates, or rewards.

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