Abstract:
An electronic device for making a payment is provided. The electronic device includes a display configured to receive a user command, a transceiver configured to communicate with an external device, and a processor configured to request a token associated with a financial service from a payment server when a user requests the financial service and to generate data for providing the financial service by using the token and service information when the token and the service information associated with the financial service is received from the payment server.
Abstract:
An electronic device is provided. The electronic device includes a communication circuit configured to communicate with a user terminal and an authentication server, a memory configured to store a plurality of one time password (OTP) generation modules and a plurality of module identification information respectively corresponding to the plurality of OTP generation modules, and a processor electrically connected with the communication circuit and the memory. The processor is configured to transmit, to the authentication server, module identification information, which is associated with account information of the user terminal, from among the plurality of module identification information, in response to a registration request for biometric information received from the user terminal, and transmit, to the user terminal, the module identification information and an OTP generation module corresponding to the module identification information, when the authentication server verifies the biometric information using the user terminal.
Abstract:
A server is provided to securely provide information to a purchasing user about all memberships for which points may be accumulated in an affiliated store according to affiliated store information. The server includes a communication module to provide one-time card information to a user terminal and to obtain payment completion information, including the one-time card information and affiliated store information from a payment terminal, and a control module to determine at least one membership for which points are accumulated according to the affiliated store information, and determine whether a user of the user terminal has the at least one membership according to the one-time card information. The control module allows the communication module to provide membership information according to the determined results to the user terminal including operations permitting the user to join memberships for which points may be accumulated.
Abstract:
An electronic device is provided. The electronic device includes a communication module configured to communicate with an external device, a biometric authentication module configured to perform biometric authentication, and a processor. The processor is configured to obtain biometric information of a user of the electronic device if a payment request is received, perform biometric authentication using the biometric information, send information associated with the biometric authentication to a first server located outside the electronic device, receive a session key, corresponding to the biometric authentication, from a second server located outside the electronic device, and send the session key and a payment token request to a third server located outside the electronic device.
Abstract:
An electronic device and method are disclosed for executing electronic payments. The electronic device includes a first communication circuit for local-area communication with an external payment device, a second communication circuit for wireless communication with a second external computing device, a user interface, and memory, all electrically coupled to a processor. The processor may execute the method, including: receiving payment related information from the second external computing device using the second communication circuit, executing a payment by outputting the received payment related information to the first external computing device through the external payment device using the first communication circuit, receiving payment processing information from the second external computing device indicating a result of the executed payment, and outputting the received payment processing information.